Last update: Oct 2026

Cost of Living Comparison Between Texarkana, TX and New York, NY

For one person, living is cheaper in Texarkana, TX: $1,997 a month against $4,941 in New York, NY, rent and utilities included – about $35,300 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Texarkana, TX
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Texarkana, TX Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Texarkana, TX

🇺🇸 United States

$1,997

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Texarkana, TX and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Texarkana, TX and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,997 per month in Texarkana, TX vs $4,941 in New York, NY, rent included.

Texarkana, TX $1,997
New York, NY $4,941

A couple spends around $2,898 per month in Texarkana, TX vs $7,225 in New York, NY, rent included.

Texarkana, TX $2,898
New York, NY $7,225

A family of three spends $3,799 per month in Texarkana, TX vs $9,509 in New York, NY, rent included.

Texarkana, TX $3,799
New York, NY $9,509

Texarkana, TX is about 60% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Texarkana, TX and New York, NY sit above the global median – Texarkana, TX by 47%, New York, NY by 263%.

Meal at Budget Restaurant

$18.14 $18.14

$28.55 $28.55

-36.46%

Three-Course Dinner for Two, Mid-Range

$50.3 $50.3

$118 $118

-57.55%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$15.04 $15.04

-34.64%

Cappuccino

$6.12 $6.12

$6.53 $6.53

-6.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$3.96 $3.96

-27.78%

Water (0.33 liter bottle)

$2.44 $2.44

$3.01 $3.01

-18.94%

Local Beer (0.5 liter draught)

$5.45 $5.45

$8.16 $8.16

-33.21%

Imported Beer (0.33 liter bottle)

$7.96 $7.96

$9.84 $9.84

-19.11%

Milk (1 liter)

$0.62 $0.62

$1.37 $1.37

-54.74%

White Bread (500g)

$3.02 $3.02

$4.97 $4.97

-39.24%

Rice (white) (1kg)

$4.04 $4.04

$7.81 $7.81

-48.27%

Eggs

$3.73 $3.73

$5.97 $5.97

-37.52%

Local Cheese (1kg)

$9.00 $9.00

$18.91 $18.91

-52.41%

Chicken Fillets (1kg)

$8.55 $8.55

$18.04 $18.04

-52.61%

Beef Round Steak (1kg)

$12.20 $12.20

$19.05 $19.05

-35.96%

Apples (1kg)

$3.66 $3.66

$6.76 $6.76

-45.86%

Banana (1kg)

$1.32 $1.32

$2.27 $2.27

-41.85%

Oranges (1kg)

$1.74 $1.74

$6.83 $6.83

-74.52%

Tomato (1kg)

$4.71 $4.71

$7.09 $7.09

-33.57%

Potato (1kg)

$1.33 $1.33

$4.22 $4.22

-68.48%

Onion (1kg)

$2.42 $2.42

$4.65 $4.65

-47.96%

Lettuce (1 head)

$1.80 $1.80

$2.87 $2.87

-37.28%

Water (1.5 liter bottle)

$1.64 $1.64

$2.60 $2.60

-36.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$18.77 $18.77

-47.52%

Wine (Bottle)

$20.68 $20.68

$20.13 $20.13

2.73%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$3.45 $3.45

-42.03%

Imported Beer (0.33 liter bottle)

$1.47 $1.47

$4.02 $4.02

-63.43%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.08 $3.08

-1.95%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$2.12 $2.12

-16.51%

Taxi 1hour Waiting (Normal Tariff)

$23.58 $23.58

$41.96 $41.96

-43.80%

Gasoline (1 liter)

$0.91 $0.91

$1.17 $1.17

-22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$34.5K $34.5K

5.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$25.9K $25.9K

2.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$219 $219

-4.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.4 $93.4

$74.2 $74.2

25.74%

Internet (50+ Mbps, Unlimited Data)

$83.2 $83.2

$70.2 $70.2

18.47%

Gym Membership (Monthly)

$70.0 $70.0

$112 $112

-37.49%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$15.24 $15.24

$22.14 $22.14

-31.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,909 $1,909

$3,558 $3,558

-46.33%

International Primary School, 1 Child (Yearly)

$27.6K $27.6K

$62.2K $62.2K

-55.54%

Jeans (Levis 501 Or Similar)

$60.0 $60.0

$75.6 $75.6

-20.66%

Summer Dress (H&M, Zara, etc)

$49.44 $49.44

$51.2 $51.2

-3.44%

Sport Shoes (Adidas, Nike)

$123 $123

-0.32%

Men's Leather Business Shoes

$130 $130

$140 $140

-7.21%

1-bedroom Apartment, City Center (Monthly)

$829 $829

$4,499 $4,499

-81.57%

1-bedroom Apartment, Outside City Center (Monthly)

$702 $702

$3,078 $3,078

-77.21%

3-bedroom Apartment, City Center (Monthly)

$1,288 $1,288

$9,447 $9,447

-86.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,135 $1,135

$5,190 $5,190

-78.14%

Buy Apartment in City Center (m2)

$1,460 $1,460

$18.1K $18.1K

-91.94%

Buy Apartment Outside City Center (m2)

$1,413 $1,413

$6,693 $6,693

-78.88%

Average Monthly Net Salary (After Tax)

$3,290 $3,290

$5,220 $5,220

-36.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.86

-3.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Texarkana, TX: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Texarkana, TX

$702 35.1%

New York, NY

$3.1K 62.3% 339% $2.4K

Monthly Utilities & Internet

Texarkana, TX

$387 19.4%

New York, NY

$364 7.4% 6% $23

Groceries & Markets

Texarkana, TX

$321 16.1%

New York, NY

$563 11.4% 75.6% $242

Eating Out

Texarkana, TX

$312 15.7%

New York, NY

$440 8.9% 40.9% $128

Clothing & Footwear

Texarkana, TX

$163 8.2%

New York, NY

$175 3.6% 7.7% $13

Sport & Entertainment

Texarkana, TX

$100 5%

New York, NY

$156 3.2% 55.5% $56

Getting Around

Texarkana, TX

$12 * 0.6%

New York, NY

$164 3.3% 1280% $152

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Texarkana, TX versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Texarkana, TX versus $118 in New York, NY. Monthly groceries follow the same trend: $321 vs $563 – making Texarkana, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Texarkana, TX

🇺🇸 New York, NY

🕒 Local time

17:09 5:09 PM

18:09 6:09 PM

1 h ahead of Texarkana, TX

🌤 Weather

👥 Population

36,193

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Texarkana, TX New York, NY 1,930 km ≈ 3 h nonstop flight

From you

Texarkana, TX
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Texarkana, TX vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 147% more than Texarkana, TX, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,995 per month in Texarkana, TX and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texarkana, TX, especially for central apartments: a one-bedroom in the center costs $829 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $1,997 in Texarkana, TX and $4,941 in New York, NY. That makes Texarkana, TX about 60% cheaper.

Kindergarten costs $1,909 per month in Texarkana, TX and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Texarkana, TX, where all-in costs run around $1,997, than in New York, NY at $4,941. In Texarkana, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Texarkana, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Texarkana, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.