Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Terre Haute, IN

For one person, living is cheaper in Terre Haute, IN: $1,899 a month against $4,938 in New York, NY, rent and utilities included – about $36,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
92

Cost of Living Index in Terre Haute, IN
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Terre Haute, IN Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Terre Haute, IN

🇺🇸 United States

$1,899

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Terre Haute, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Terre Haute, IN actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $1,899 in Terre Haute, IN, rent included.

New York, NY $4,938
Terre Haute, IN $1,899

A couple spends around $7,273 per month in New York, NY vs $2,776 in Terre Haute, IN, rent included.

New York, NY $7,273
Terre Haute, IN $2,776

A family of three spends $9,608 per month in New York, NY vs $3,653 in Terre Haute, IN, rent included.

New York, NY $9,608
Terre Haute, IN $3,653

New York, NY costs about 160% more than Terre Haute, IN, and outside of rent the biggest gap is in groceries.

Both New York, NY and Terre Haute, IN sit above the global median – New York, NY by 264%, Terre Haute, IN by 40%.

Meal at Budget Restaurant

$24.99 $24.99

$19.90 $19.90

25.58%

Three-Course Dinner for Two, Mid-Range

$120 $120

$59.1 $59.1

103.47%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$9.88 $9.88

39.07%

Cappuccino

$6.60 $6.60

$4.92 $4.92

34.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.70 $2.70

41.48%

Water (0.33 liter bottle)

$2.87 $2.87

$2.11 $2.11

36.02%

Local Beer (0.5 liter draught)

$7.95 $7.95

$4.57 $4.57

73.96%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$4.46 $4.46

125.56%

Milk (1 liter)

$1.37 $1.37

$0.70 $0.70

95.71%

White Bread (500g)

$4.75 $4.75

$1.85 $1.85

156.76%

Rice (white) (1kg)

$7.69 $7.69

$2.43 $2.43

216.46%

Eggs

$5.87 $5.87

$3.29 $3.29

78.42%

Local Cheese (1kg)

$19.25 $19.25

$10.51 $10.51

83.16%

Chicken Fillets (1kg)

$17.83 $17.83

$13.04 $13.04

36.73%

Beef Round Steak (1kg)

$19.03 $19.03

$11.81 $11.81

61.13%

Apples (1kg)

$6.69 $6.69

$5.12 $5.12

30.66%

Banana (1kg)

$2.29 $2.29

$1.50 $1.50

52.67%

Oranges (1kg)

$6.41 $6.41

$3.25 $3.25

97.23%

Tomato (1kg)

$6.75 $6.75

$4.91 $4.91

37.47%

Potato (1kg)

$3.93 $3.93

$1.94 $1.94

102.58%

Onion (1kg)

$4.52 $4.52

$2.45 $2.45

84.49%

Lettuce (1 head)

$2.79 $2.79

$1.92 $1.92

45.31%

Water (1.5 liter bottle)

$2.51 $2.51

$1.93 $1.93

30.05%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$8.24 $8.24

119.66%

Wine (Bottle)

$20.16 $20.16

$12.53 $12.53

60.89%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.84 $1.84

77.17%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.43 $2.43

54.32%

One-way Ticket (Public Transport)

$2.92 $2.92

$0.61 $0.61

378.69%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.18 $3.18

-3.77%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.37 $1.37

57.66%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$24.87 $24.87

66.18%

Gasoline (1 liter)

$1.12 $1.12

$0.84 $0.84

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$35.4K $35.4K

-6.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.4K $26.4K

-2.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$197 $197

11.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$38.00 $38.00

98.24%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$61.9 $61.9

13.93%

Gym Membership (Monthly)

$116 $116

$25.07 $25.07

360.71%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$11.33 $11.33

88.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,657 $1,657

107.10%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$31.9K $31.9K

93.09%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$31.87 $31.87

134.95%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$52.6 $52.6

-0.78%

Sport Shoes (Adidas, Nike)

$117 $117

$101 $101

15.39%

Men's Leather Business Shoes

$135 $135

$31.99 $31.99

320.88%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$945 $945

360.20%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$812 $812

283.88%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,552 $1,552

486.93%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,309 $1,309

311.07%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,214 $1,214

1487.89%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,222 $1,222

468.16%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,239 $3,239

61.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.66

2.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Terre Haute, IN: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Terre Haute, IN

$812 42.8% 73.9% $2.3K

Groceries & Markets

New York, NY

$552 11.2%

Terre Haute, IN

$333 17.6% 39.6% $219

Eating Out

New York, NY

$407 8.2%

Terre Haute, IN

$299 15.7% 26.6% $108

Monthly Utilities & Internet

New York, NY

$365 7.4%

Terre Haute, IN

$297 15.6% 18.7% $68

Clothing & Footwear

New York, NY

$170 3.5%

Terre Haute, IN

$98 5.2% 42.5% $72

Getting Around

New York, NY

$168 3.4%

Terre Haute, IN

$12 * 0.7% 92.6% $156

Sport & Entertainment

New York, NY

$158 3.2%

Terre Haute, IN

$48 2.5% 69.8% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $945 in Terre Haute, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $59.0 in Terre Haute, IN. Monthly groceries follow the same trend: $552 vs $333 – making Terre Haute, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Terre Haute, IN

🕒 Local time

11:41 11:41 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

57,259

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Terre Haute, IN 1,130 km ≈ 2 h nonstop flight

From you

New York, NY
Terre Haute, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Terre Haute, IN: Cost of Living - Frequently Asked Questions

New York, NY costs about 160% more than Terre Haute, IN, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $2,849 in Terre Haute, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terre Haute, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $1,899 in Terre Haute, IN. That's a gap of about 160%.

Kindergarten costs $3,432 per month in New York, NY and $1,657 in Terre Haute, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Terre Haute, IN, where all-in costs run around $1,899, than in New York, NY at $4,938. In Terre Haute, IN it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Terre Haute, IN costs $1,899 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Terre Haute, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.