Last update: Oct 2026

Cost of Living Comparison Between Terre Haute, IN and New York, NY

For one person, living is cheaper in Terre Haute, IN: $1,899 a month against $4,938 in New York, NY, rent and utilities included – about $36,500 less a year. Rent and utilities account for most of the difference.

92

Cost of Living Index in Terre Haute, IN
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Terre Haute, IN Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Terre Haute, IN

🇺🇸 United States

$1,899

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Terre Haute, IN and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terre Haute, IN and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,899 per month in Terre Haute, IN vs $4,938 in New York, NY, rent included.

Terre Haute, IN $1,899
New York, NY $4,938

A couple spends around $2,776 per month in Terre Haute, IN vs $7,273 in New York, NY, rent included.

Terre Haute, IN $2,776
New York, NY $7,273

A family of three spends $3,653 per month in Terre Haute, IN vs $9,608 in New York, NY, rent included.

Terre Haute, IN $3,653
New York, NY $9,608

Terre Haute, IN is about 62% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Terre Haute, IN and New York, NY sit above the global median – Terre Haute, IN by 40%, New York, NY by 264%.

Meal at Budget Restaurant

$19.90 $19.90

$24.99 $24.99

-20.37%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$120 $120

-50.85%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$13.74 $13.74

-28.09%

Cappuccino

$4.92 $4.92

$6.60 $6.60

-25.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$3.82 $3.82

-29.32%

Water (0.33 liter bottle)

$2.11 $2.11

$2.87 $2.87

-26.48%

Local Beer (0.5 liter draught)

$4.57 $4.57

$7.95 $7.95

-42.52%

Imported Beer (0.33 liter bottle)

$4.46 $4.46

$10.06 $10.06

-55.67%

Milk (1 liter)

$0.70 $0.70

$1.37 $1.37

-48.91%

White Bread (500g)

$1.85 $1.85

$4.75 $4.75

-61.05%

Rice (white) (1kg)

$2.43 $2.43

$7.69 $7.69

-68.40%

Eggs

$3.29 $3.29

$5.87 $5.87

-43.95%

Local Cheese (1kg)

$10.51 $10.51

$19.25 $19.25

-45.40%

Chicken Fillets (1kg)

$13.04 $13.04

$17.83 $17.83

-26.86%

Beef Round Steak (1kg)

$11.81 $11.81

$19.03 $19.03

-37.94%

Apples (1kg)

$5.12 $5.12

$6.69 $6.69

-23.47%

Banana (1kg)

$1.50 $1.50

$2.29 $2.29

-34.50%

Oranges (1kg)

$3.25 $3.25

$6.41 $6.41

-49.30%

Tomato (1kg)

$4.91 $4.91

$6.75 $6.75

-27.26%

Potato (1kg)

$1.94 $1.94

$3.93 $3.93

-50.64%

Onion (1kg)

$2.45 $2.45

$4.52 $4.52

-45.80%

Lettuce (1 head)

$1.92 $1.92

$2.79 $2.79

-31.18%

Water (1.5 liter bottle)

$1.93 $1.93

$2.51 $2.51

-23.11%

Cigarettes 20 Pack (Marlboro, Camel)

$8.24 $8.24

$18.10 $18.10

-54.48%

Wine (Bottle)

$12.53 $12.53

$20.16 $20.16

-37.85%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$3.26 $3.26

-43.56%

Imported Beer (0.33 liter bottle)

$2.43 $2.43

$3.75 $3.75

-35.20%

One-way Ticket (Public Transport)

$0.61 $0.61

$2.92 $2.92

-79.11%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.06 $3.06

3.92%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$2.16 $2.16

-36.57%

Taxi 1hour Waiting (Normal Tariff)

$24.87 $24.87

$41.33 $41.33

-39.83%

Gasoline (1 liter)

$0.84 $0.84

$1.12 $1.12

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$33.1K $33.1K

6.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.7K $25.7K

2.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$219 $219

-10.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.00 $38.00

$75.3 $75.3

-49.56%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$70.5 $70.5

-12.23%

Gym Membership (Monthly)

$25.07 $25.07

$116 $116

-78.29%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$11.33 $11.33

$21.37 $21.37

-46.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,657 $1,657

$3,432 $3,432

-51.71%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$61.7K $61.7K

-48.21%

Jeans (Levis 501 Or Similar)

$31.87 $31.87

$74.9 $74.9

-57.44%

Summer Dress (H&M, Zara, etc)

$52.6 $52.6

$52.1 $52.1

0.79%

Sport Shoes (Adidas, Nike)

$101 $101

$117 $117

-13.33%

Men's Leather Business Shoes

$31.99 $31.99

$135 $135

-76.24%

1-bedroom Apartment, City Center (Monthly)

$945 $945

$4,347 $4,347

-78.27%

1-bedroom Apartment, Outside City Center (Monthly)

$812 $812

$3,117 $3,117

-73.95%

3-bedroom Apartment, City Center (Monthly)

$1,552 $1,552

$9,110 $9,110

-82.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,309 $1,309

$5,379 $5,379

-75.67%

Buy Apartment in City Center (m2)

$1,214 $1,214

$19.3K $19.3K

-93.70%

Buy Apartment Outside City Center (m2)

$1,222 $1,222

$6,943 $6,943

-82.40%

Average Monthly Net Salary (After Tax)

$3,239 $3,239

$5,238 $5,238

-38.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.85

-2.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terre Haute, IN: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terre Haute, IN

$812 42.8%

New York, NY

$3.1K 63.1% 284% $2.3K

Groceries & Markets

Terre Haute, IN

$333 17.6%

New York, NY

$552 11.2% 65.7% $219

Eating Out

Terre Haute, IN

$299 15.7%

New York, NY

$407 8.2% 36.2% $108

Monthly Utilities & Internet

Terre Haute, IN

$297 15.6%

New York, NY

$365 7.4% 23% $68

Clothing & Footwear

Terre Haute, IN

$98 5.2%

New York, NY

$170 3.5% 73.9% $72

Sport & Entertainment

Terre Haute, IN

$48 2.5%

New York, NY

$158 3.2% 232% $111

Getting Around

Terre Haute, IN

$12 * 0.7%

New York, NY

$168 3.4% 1249% $156

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $945 in Terre Haute, IN versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Terre Haute, IN versus $120 in New York, NY. Monthly groceries follow the same trend: $333 vs $552 – making Terre Haute, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Terre Haute, IN

🇺🇸 New York, NY

🕒 Local time

10:54 10:54 AM

Same time as Terre Haute, IN

🌤 Weather

👥 Population

57,259

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Terre Haute, IN New York, NY 1,130 km ≈ 2 h nonstop flight

From you

Terre Haute, IN
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terre Haute, IN vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 160% more than Terre Haute, IN, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,849 per month in Terre Haute, IN and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terre Haute, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,899 in Terre Haute, IN and $4,938 in New York, NY. That's a gap of about 160%.

Kindergarten costs $1,657 per month in Terre Haute, IN and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Terre Haute, IN, where all-in costs run around $1,899, than in New York, NY at $4,938. In Terre Haute, IN it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Terre Haute, IN costs $1,899 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Terre Haute, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.