Last update: Oct 2026

Cost of Living Comparison Between New York, NY and St. John's, Newfoundland and Labrador

For one person, living is cheaper in St. John's, Newfoundland and Labrador: $2,024 a month against $5,142 in New York, NY, rent and utilities included – about $37,400 less a year. Rent and utilities account for most of the difference.

245

Cost of Living Index in New York, NY
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New York, NY Living Index
100

Cost of Living Index in St. John's, Newfoundland and Labrador
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St. John's, Newfoundland and Labrador Living Index

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New York, NY

🇺🇸 United States

$5,142

/mo nomad

St. John's, Newfoundland and Labrador

🇨🇦 Canada

$2,024

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in St. John's, Newfoundland and Labrador

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in St. John's, Newfoundland and Labrador actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $2,024 in St. John's, Newfoundland and Labrador, rent included.

New York, NY $5,142
St. John's, Newfoundland and Labrador $2,024

A couple spends around $7,455 per month in New York, NY vs $3,089 in St. John's, Newfoundland and Labrador, rent included.

New York, NY $7,455
St. John's, Newfoundland and Labrador $3,089

A family of three spends $9,767 per month in New York, NY vs $4,154 in St. John's, Newfoundland and Labrador, rent included.

New York, NY $9,767
St. John's, Newfoundland and Labrador $4,154

New York, NY costs about 154% more than St. John's, Newfoundland and Labrador, and outside of rent the biggest gap is in eating out.

Both New York, NY and St. John's, Newfoundland and Labrador sit above the global median – New York, NY by 284%, St. John's, Newfoundland and Labrador by 51%.

Meal at Budget Restaurant

$26.46 $26.46

$17.33 CA$24.66

52.68%

Three-Course Dinner for Two, Mid-Range

$119 $119

$70.3 CA$99.9

68.99%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$11.74 CA$16.70

22.91%

Cappuccino

$6.55 $6.55

$4.07 CA$5.79

60.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.58 CA$3.66

48.84%

Water (0.33 liter bottle)

$3.00 $3.00

$2.14 CA$3.04

40.19%

Local Beer (0.5 liter draught)

$8.27 $8.27

$4.98 CA$7.08

66.06%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$5.23 CA$7.44

92.16%

Milk (1 liter)

$1.31 $1.31

$3.02 CA$4.29

-56.62%

White Bread (500g)

$4.90 $4.90

$3.00 CA$4.27

63.33%

Rice (white) (1kg)

$7.16 $7.16

$4.14 CA$5.90

72.95%

Eggs

$5.92 $5.92

$3.79 CA$5.39

56.20%

Local Cheese (1kg)

$19.06 $19.06

$11.44 CA$16.27

66.61%

Chicken Fillets (1kg)

$17.38 $17.38

$13.05 CA$18.56

33.18%

Beef Round Steak (1kg)

$18.94 $18.94

$11.78 CA$16.76

60.78%

Apples (1kg)

$6.96 $6.96

$4.72 CA$6.71

47.46%

Banana (1kg)

$2.08 $2.08

$2.91 CA$4.14

-28.52%

Oranges (1kg)

$6.10 $6.10

$4.78 CA$6.80

27.62%

Tomato (1kg)

$6.95 $6.95

$2.94 CA$4.17

136.39%

Potato (1kg)

$3.98 $3.98

$2.64 CA$3.76

50.76%

Onion (1kg)

$4.44 $4.44

$2.17 CA$3.08

104.61%

Lettuce (1 head)

$2.81 $2.81

$2.74 CA$3.89

2.55%

Water (1.5 liter bottle)

$2.51 $2.51

$1.97 CA$2.80

27.41%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$13.42 CA$19.09

43.59%

Wine (Bottle)

$19.67 $19.67

$15.45 CA$21.98

27.31%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$4.09 CA$5.81

-24.69%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$4.18 CA$5.95

-11.96%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.78 CA$2.54

69.66%

Public Transport Monthly Pass (Regular Price)

$140 $140

$54.4 CA$77.3

156.71%

Taxi Start (Normal Tariff)

$3.07 $3.07

$3.07 CA$4.36

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.77 CA$2.52

20.34%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$28.99 CA$41.23

42.15%

Gasoline (1 liter)

$1.11 $1.11

$1.33 CA$1.90

-16.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.5K CA$39.1K

27.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$21.5K CA$30.6K

18.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$177 CA$252

22.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$40.72 CA$57.9

81.78%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$75.4 CA$107

-3.90%

Gym Membership (Monthly)

$120 $120

$66.0 CA$93.8

82.61%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$18.35 CA$26.10

264.52%

Cinema Ticket

$22.32 $22.32

$10.47 CA$14.89

113.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$530 CA$754

545.99%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

$9,977 CA$14.2K

513.07%

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$65.3 CA$92.9

16.85%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$49.72 CA$70.7

11.52%

Sport Shoes (Adidas, Nike)

$119 $119

$77.8 CA$111

53.21%

Men's Leather Business Shoes

$131 $131

$93.3 CA$133

40.02%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$975 CA$1,387

362.21%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$790 CA$1,124

299.26%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$1,541 CA$2,192

472.07%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$1,369 CA$1,947

304.20%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$1,973 CA$2,807

882.39%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$1,531 CA$2,177

341.19%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

$2,734 CA$3,889

93.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.57

49.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for St. John's, Newfoundland and Labrador: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

St. John's, Newfoundland and Labrador

$790 38.4% 75% $2.4K

Groceries & Markets

New York, NY

$546 11%

St. John's, Newfoundland and Labrador

$408 19.8% 25.3% $138

Eating Out

New York, NY

$422 8.5%

St. John's, Newfoundland and Labrador

$277 13.5% 34.4% $145

Monthly Utilities & Internet

New York, NY

$364 7.3%

St. John's, Newfoundland and Labrador

$293 14.3% 19.4% $71

Clothing & Footwear

New York, NY

$172 3.4%

St. John's, Newfoundland and Labrador

$129 6.3% 25% $43

Getting Around

New York, NY

$165 3.3%

St. John's, Newfoundland and Labrador

$73 3.6% 55.6% $92

Sport & Entertainment

New York, NY

$165 3.3%

St. John's, Newfoundland and Labrador

$87 4.2% 47.4% $78

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $975 in St. John's, Newfoundland and Labrador. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 93% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $70.0 in St. John's, Newfoundland and Labrador. Monthly groceries follow the same trend: $546 vs $408 – making St. John's, Newfoundland and Labrador the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 St. John's, Newfoundland and Labrador

🕒 Local time

02:55 2:55 AM

04:25 4:25 AM

1 h 30 min ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

110,525

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

CAD to USD in detail →

On the map

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Between locations

New York, NY St. John's, Newfoundland and Labrador 1,870 km ≈ 2 h 45 min nonstop flight

From you

New York, NY
St. John's, Newfoundland and Labrador

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs St. John's, Newfoundland and Labrador: Cost of Living - Frequently Asked Questions

New York, NY costs about 154% more than St. John's, Newfoundland and Labrador, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,714 per month in New York, NY and $3,036 in St. John's, Newfoundland and Labrador. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. John's, Newfoundland and Labrador, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,425 per month in New York, NY and $530 in St. John's, Newfoundland and Labrador. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 34% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in St. John's, Newfoundland and Labrador, where all-in costs run around $2,024, than in New York, NY at $5,142. In St. John's, Newfoundland and Labrador it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St. John's, Newfoundland and Labrador costs $2,024 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with St. John's, Newfoundland and Labrador. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.