Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Severna Park, MD

For one person, living is cheaper in Severna Park, MD: $2,727 a month against $4,941 in New York, NY, rent and utilities included – about $26,600 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
130

Cost of Living Index in Severna Park, MD
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Severna Park, MD Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Severna Park, MD

🇺🇸 United States

$2,727

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Severna Park, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Severna Park, MD actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,727 in Severna Park, MD, rent included.

New York, NY $4,941
Severna Park, MD $2,727

A couple spends around $7,225 per month in New York, NY vs $4,078 in Severna Park, MD, rent included.

New York, NY $7,225
Severna Park, MD $4,078

A family of three spends $9,509 per month in New York, NY vs $5,428 in Severna Park, MD, rent included.

New York, NY $9,509
Severna Park, MD $5,428

New York, NY costs about 81% more than Severna Park, MD, and outside of rent the biggest gap is in transport.

Both New York, NY and Severna Park, MD sit above the global median – New York, NY by 263%, Severna Park, MD by 100%.

Meal at Budget Restaurant

$28.55 $28.55

$24.19 $24.19

18.02%

Three-Course Dinner for Two, Mid-Range

$118 $118

$96.5 $96.5

22.81%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.16 $11.16

34.77%

Cappuccino

$6.53 $6.53

$5.71 $5.71

14.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.42 $3.42

15.79%

Water (0.33 liter bottle)

$3.01 $3.01

$2.40 $2.40

25.42%

Local Beer (0.5 liter draught)

$8.16 $8.16

$8.07 $8.07

1.12%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.27 $9.27

6.15%

Milk (1 liter)

$1.37 $1.37

$1.20 $1.20

14.17%

White Bread (500g)

$4.97 $4.97

$4.53 $4.53

9.71%

Rice (white) (1kg)

$7.81 $7.81

$5.30 $5.30

47.36%

Eggs

$5.97 $5.97

$5.31 $5.31

12.43%

Local Cheese (1kg)

$18.91 $18.91

$12.94 $12.94

46.14%

Chicken Fillets (1kg)

$18.04 $18.04

$15.93 $15.93

13.25%

Beef Round Steak (1kg)

$19.05 $19.05

$19.60 $19.60

-2.81%

Apples (1kg)

$6.76 $6.76

$5.83 $5.83

15.95%

Banana (1kg)

$2.27 $2.27

$1.81 $1.81

25.41%

Oranges (1kg)

$6.83 $6.83

$5.65 $5.65

20.88%

Tomato (1kg)

$7.09 $7.09

$5.82 $5.82

21.82%

Potato (1kg)

$4.22 $4.22

$3.33 $3.33

26.73%

Onion (1kg)

$4.65 $4.65

$2.95 $2.95

57.63%

Lettuce (1 head)

$2.87 $2.87

$2.37 $2.37

21.10%

Water (1.5 liter bottle)

$2.60 $2.60

$2.57 $2.57

1.17%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$13.31 $13.31

41.02%

Wine (Bottle)

$20.13 $20.13

$17.32 $17.32

16.22%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.56 $2.56

34.77%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.89 $2.89

39.10%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.75 $1.75

66.29%

Public Transport Monthly Pass (Regular Price)

$139 $139

$59.2 $59.2

134.50%

Taxi Start (Normal Tariff)

$3.08 $3.08

$1.82 $1.82

69.23%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.33 $1.33

59.40%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$23.88 $23.88

75.71%

Gasoline (1 liter)

$1.17 $1.17

$1.09 $1.09

7.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.6K $28.6K

20.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.3K $25.3K

2.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$165 $165

32.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$52.7 $52.7

41.01%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$61.5 $61.5

14.16%

Gym Membership (Monthly)

$112 $112

$40.10 $40.10

179.18%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$75.3 $75.3

-0.61%

Cinema Ticket

$22.14 $22.14

$16.22 $16.22

36.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,838 $1,838

93.52%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$34.4K $34.4K

80.63%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$51.8 $51.8

45.88%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$62.2 $62.2

-17.65%

Sport Shoes (Adidas, Nike)

$123 $123

$92.7 $92.7

32.92%

Men's Leather Business Shoes

$140 $140

$112 $112

25.12%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,535 $1,535

193.10%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,302 $1,302

136.49%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,557 $2,557

269.39%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,061 $2,061

151.77%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,811 $2,811

544.18%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,312 $2,312

189.47%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,006 $5,006

4.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.72

2.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Severna Park, MD: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Severna Park, MD

$1.3K 47.7% 57.7% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Severna Park, MD

$478 17.5% 15.1% $85

Eating Out

New York, NY

$440 8.9%

Severna Park, MD

$378 13.9% 14.2% $62

Monthly Utilities & Internet

New York, NY

$364 7.4%

Severna Park, MD

$279 10.2% 23.3% $85

Clothing & Footwear

New York, NY

$175 3.6%

Severna Park, MD

$143 5.3% 18.3% $32

Getting Around

New York, NY

$164 3.3%

Severna Park, MD

$75 2.7% 54.5% $90

Sport & Entertainment

New York, NY

$156 3.2%

Severna Park, MD

$73 2.7% 53.6% $84

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,535 in Severna Park, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $96 in Severna Park, MD. Monthly groceries follow the same trend: $563 vs $478 – making Severna Park, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Severna Park, MD

🕒 Local time

19:14 7:14 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

37,634

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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New York, NY Severna Park, MD 270 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Severna Park, MD: Cost of Living - Frequently Asked Questions

New York, NY costs about 81% more than Severna Park, MD, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,091 in Severna Park, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Severna Park, MD, especially for central apartments: a one-bedroom in the center costs $1,535 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,838 in Severna Park, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 18% more in New York, NY, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,727 in Severna Park, MD. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Severna Park, MD – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Severna Park, MD. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.