Last update: Oct 2026

Cost of Living Comparison Between Severna Park, MD and New York, NY

For one person, living is cheaper in Severna Park, MD: $2,727 a month against $4,941 in New York, NY, rent and utilities included – about $26,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Severna Park, MD
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Severna Park, MD Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Severna Park, MD

🇺🇸 United States

$2,727

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Severna Park, MD and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Severna Park, MD and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,727 per month in Severna Park, MD vs $4,941 in New York, NY, rent included.

Severna Park, MD $2,727
New York, NY $4,941

A couple spends around $4,078 per month in Severna Park, MD vs $7,225 in New York, NY, rent included.

Severna Park, MD $4,078
New York, NY $7,225

A family of three spends $5,428 per month in Severna Park, MD vs $9,509 in New York, NY, rent included.

Severna Park, MD $5,428
New York, NY $9,509

Severna Park, MD is about 45% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Severna Park, MD and New York, NY sit above the global median – Severna Park, MD by 100%, New York, NY by 263%.

Meal at Budget Restaurant

$24.19 $24.19

$28.55 $28.55

-15.27%

Three-Course Dinner for Two, Mid-Range

$96.5 $96.5

$118 $118

-18.57%

Fast Food Meal (McDonalds, etc)

$11.16 $11.16

$15.04 $15.04

-25.80%

Cappuccino

$5.71 $5.71

$6.53 $6.53

-12.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 $3.42

$3.96 $3.96

-13.64%

Water (0.33 liter bottle)

$2.40 $2.40

$3.01 $3.01

-20.27%

Local Beer (0.5 liter draught)

$8.07 $8.07

$8.16 $8.16

-1.10%

Imported Beer (0.33 liter bottle)

$9.27 $9.27

$9.84 $9.84

-5.79%

Milk (1 liter)

$1.20 $1.20

$1.37 $1.37

-12.41%

White Bread (500g)

$4.53 $4.53

$4.97 $4.97

-8.85%

Rice (white) (1kg)

$5.30 $5.30

$7.81 $7.81

-32.14%

Eggs

$5.31 $5.31

$5.97 $5.97

-11.06%

Local Cheese (1kg)

$12.94 $12.94

$18.91 $18.91

-31.57%

Chicken Fillets (1kg)

$15.93 $15.93

$18.04 $18.04

-11.70%

Beef Round Steak (1kg)

$19.60 $19.60

$19.05 $19.05

2.89%

Apples (1kg)

$5.83 $5.83

$6.76 $6.76

-13.76%

Banana (1kg)

$1.81 $1.81

$2.27 $2.27

-20.26%

Oranges (1kg)

$5.65 $5.65

$6.83 $6.83

-17.28%

Tomato (1kg)

$5.82 $5.82

$7.09 $7.09

-17.91%

Potato (1kg)

$3.33 $3.33

$4.22 $4.22

-21.09%

Onion (1kg)

$2.95 $2.95

$4.65 $4.65

-36.56%

Lettuce (1 head)

$2.37 $2.37

$2.87 $2.87

-17.42%

Water (1.5 liter bottle)

$2.57 $2.57

$2.60 $2.60

-1.15%

Cigarettes 20 Pack (Marlboro, Camel)

$13.31 $13.31

$18.77 $18.77

-29.09%

Wine (Bottle)

$17.32 $17.32

$20.13 $20.13

-13.96%

Local Beer (0.5 liter bottle)

$2.56 $2.56

$3.45 $3.45

-25.80%

Imported Beer (0.33 liter bottle)

$2.89 $2.89

$4.02 $4.02

-28.11%

One-way Ticket (Public Transport)

$1.75 $1.75

$2.91 $2.91

-39.86%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$139 $139

-57.36%

Taxi Start (Normal Tariff)

$1.82 $1.82

$3.08 $3.08

-40.91%

Taxi (Normal Tariff) (1km)

$1.33 $1.33

$2.12 $2.12

-37.26%

Taxi 1hour Waiting (Normal Tariff)

$23.88 $23.88

$41.96 $41.96

-43.09%

Gasoline (1 liter)

$1.09 $1.09

$1.17 $1.17

-6.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K $28.6K

$34.5K $34.5K

-16.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.9K $25.9K

-2.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$219 $219

-24.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$74.2 $74.2

-29.08%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$70.2 $70.2

-12.41%

Gym Membership (Monthly)

$40.10 $40.10

$112 $112

-64.18%

Tennis Court (1 Hour on Weekend)

$75.3 $75.3

$74.9 $74.9

0.61%

Cinema Ticket

$16.22 $16.22

$22.14 $22.14

-26.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,838 $1,838

$3,558 $3,558

-48.33%

International Primary School, 1 Child (Yearly)

$34.4K $34.4K

$62.2K $62.2K

-44.64%

Jeans (Levis 501 Or Similar)

$51.8 $51.8

$75.6 $75.6

-31.45%

Summer Dress (H&M, Zara, etc)

$62.2 $62.2

$51.2 $51.2

21.43%

Sport Shoes (Adidas, Nike)

$92.7 $92.7

$123 $123

-24.76%

Men's Leather Business Shoes

$112 $112

$140 $140

-20.08%

1-bedroom Apartment, City Center (Monthly)

$1,535 $1,535

$4,499 $4,499

-65.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,302 $1,302

$3,078 $3,078

-57.71%

3-bedroom Apartment, City Center (Monthly)

$2,557 $2,557

$9,447 $9,447

-72.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,061 $2,061

$5,190 $5,190

-60.28%

Buy Apartment in City Center (m2)

$2,811 $2,811

$18.1K $18.1K

-84.48%

Buy Apartment Outside City Center (m2)

$2,312 $2,312

$6,693 $6,693

-65.45%

Average Monthly Net Salary (After Tax)

$5,006 $5,006

$5,220 $5,220

-4.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.86

-2.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Severna Park, MD: October 24, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Severna Park, MD

$1.3K 47.7%

New York, NY

$3.1K 62.3% 137% $1.8K

Groceries & Markets

Severna Park, MD

$478 17.5%

New York, NY

$563 11.4% 17.8% $85

Eating Out

Severna Park, MD

$378 13.9%

New York, NY

$440 8.9% 16.5% $62

Monthly Utilities & Internet

Severna Park, MD

$279 10.2%

New York, NY

$364 7.4% 30.3% $85

Clothing & Footwear

Severna Park, MD

$143 5.3%

New York, NY

$175 3.6% 22.4% $32

Getting Around

Severna Park, MD

$75 2.7%

New York, NY

$164 3.3% 120% $90

Sport & Entertainment

Severna Park, MD

$73 2.7%

New York, NY

$156 3.2% 115% $84

Cost Breakdown

A central one-bedroom costs $1,535 in Severna Park, MD versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $96 in Severna Park, MD versus $118 in New York, NY. Monthly groceries follow the same trend: $478 vs $563 – making Severna Park, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 Severna Park, MD

🇺🇸 New York, NY

🕒 Local time

15:05 3:05 PM

Same time as Severna Park, MD

🌤 Weather

👥 Population

37,634

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Severna Park, MD New York, NY 270 km

From you

Severna Park, MD
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Severna Park, MD vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 81% more than Severna Park, MD, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,091 per month in Severna Park, MD and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Severna Park, MD, especially for central apartments: a one-bedroom in the center costs $1,535 there versus $4,499 in New York, NY.

Kindergarten costs $1,838 per month in Severna Park, MD and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 18% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $2,727 in Severna Park, MD and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Severna Park, MD – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Severna Park, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.