Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Santa Cruz do Sul

For one person, living is cheaper in Santa Cruz do Sul: $949 a month against $4,938 in New York, NY, rent and utilities included – about $47,900 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,938
/mo nomad
Santa Cruz do Sul
🇧🇷 Brazil
$949
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Santa Cruz do Sul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Santa Cruz do Sul actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $949 in Santa Cruz do Sul, rent included.

  • New York, NY $4,938
  • Santa Cruz do Sul $949

A couple spends around $7,273 per month in New York, NY vs $1,519 in Santa Cruz do Sul, rent included.

  • New York, NY $7,273
  • Santa Cruz do Sul $1,519

A family of three spends $9,608 per month in New York, NY vs $2,089 in Santa Cruz do Sul, rent included.

  • New York, NY $9,608
  • Santa Cruz do Sul $2,089

New York, NY costs about 420% more than Santa Cruz do Sul, and outside of rent the biggest gap is in groceries.

New York, NY sits 264% above the global median, while Santa Cruz do Sul is 30% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New York, NY
Santa Cruz do Sul
Difference
Meal at Budget Restaurant
$24.99 $24.99
$5.96 R$30.23
319.30%
Three-Course Dinner for Two, Mid-Range
$120 $120
$35.87 R$182
235.29%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$7.10 R$35.99
93.52%
Cappuccino
$6.60 $6.60
$2.24 R$11.36
194.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$1.35 R$6.82
182.96%
Water (0.33 liter bottle)
$2.87 $2.87
$0.88 R$4.46
226.14%
Local Beer (0.5 liter draught)
$7.95 $7.95
$1.74 R$8.82
356.90%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$2.70 R$13.70
272.59%
🛒 Groceries & Markets
New York, NY
Santa Cruz do Sul
Difference
Milk (1 liter)
$1.37 $1.37
$0.88 R$4.45
55.68%
White Bread (500g)
$4.75 $4.75
$1.80 R$9.15
163.89%
Rice (white) (1kg)
$7.69 $7.69
$1.39 R$7.07
453.24%
Eggs
$5.87 $5.87
$2.24 R$11.36
162.05%
Local Cheese (1kg)
$19.25 $19.25
$8.97 R$45.45
114.60%
Chicken Fillets (1kg)
$17.83 $17.83
$4.80 R$24.32
271.46%
Beef Round Steak (1kg)
$19.03 $19.03
$7.87 R$39.91
141.80%
Apples (1kg)
$6.69 $6.69
$2.18 R$11.06
206.88%
Banana (1kg)
$2.29 $2.29
$1.11 R$5.63
106.31%
Oranges (1kg)
$6.41 $6.41
$1.18 R$5.99
443.22%
Tomato (1kg)
$6.75 $6.75
$1.52 R$7.73
344.08%
Potato (1kg)
$3.93 $3.93
$1.26 R$6.37
211.90%
Onion (1kg)
$4.52 $4.52
$1.21 R$6.12
273.55%
Lettuce (1 head)
$2.79 $2.79
$0.89 R$4.52
213.48%
Water (1.5 liter bottle)
$2.51 $2.51
$0.87 R$4.42
188.51%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$2.33 R$11.80
676.82%
Wine (Bottle)
$20.16 $20.16
$7.22 R$36.60
179.22%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$1.17 R$5.91
178.63%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$1.99 R$10.11
88.44%
🚌 Getting Around
New York, NY
Santa Cruz do Sul
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$0.99 R$5.00
194.95%
Public Transport Monthly Pass (Regular Price)
$143 $143
$48.92 R$248
191.54%
Taxi Start (Normal Tariff)
$3.06 $3.06
$1.17 R$5.91
161.54%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$0.92 R$4.66
134.78%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$7.79 R$39.50
430.55%
Gasoline (1 liter)
$1.12 $1.12
$1.11 R$5.64
0.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$20.3K R$103.1K
62.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$33.4K R$169.4K
-23.04%
🧾 Monthly Utilities & Internet
New York, NY
Santa Cruz do Sul
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$86.3 R$438
154.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$13.08 R$66.3
475.92%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$23.04 R$117
206.03%
🎉 Sport & Entertainment
New York, NY
Santa Cruz do Sul
Difference
Gym Membership (Monthly)
$116 $116
$25.93 R$131
345.43%
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
$24.49 R$124
176.11%
Cinema Ticket
$21.37 $21.37
$7.66 R$38.85
178.98%
🧸 Childcare & Education
New York, NY
Santa Cruz do Sul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$288 R$1,462
1089.98%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$6,499 R$32.9K
848.87%
👕👟 Clothing & Footwear
New York, NY
Santa Cruz do Sul
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$49.59 R$251
51.00%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$55.4 R$281
-5.88%
Sport Shoes (Adidas, Nike)
$117 $117
$99.2 R$503
17.58%
Men's Leather Business Shoes
$135 $135
$65.8 R$333
104.78%
🏠 Accommodation & Living
New York, NY
Santa Cruz do Sul
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$533 R$2,702
715.56%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
$296 R$1,499
953.93%
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$927 R$4,697
883.28%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$607 R$3,075
786.91%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$1,850 R$9,380
942.10%
Buy Apartment Outside City Center (m2)
$6,943 $6,943
$1,188 R$6,021
484.57%
💵 Salaries & Financials
New York, NY
Santa Cruz do Sul
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
$373 R$1,889
1305.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
11
-37.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Santa Cruz do Sul: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Santa Cruz do Sul
$296 90.5% $2.8K
Groceries & Markets
New York, NY
$552
Santa Cruz do Sul
$190 65.5% $362
Eating Out
New York, NY
$407
Santa Cruz do Sul
$119 70.8% $288
Monthly Utilities & Internet
New York, NY
$365
Santa Cruz do Sul
$122 66.5% $243
Clothing & Footwear
New York, NY
$170
Santa Cruz do Sul
$121 28.6% $49
Getting Around
New York, NY
$168
Santa Cruz do Sul
$59 65.1% $110
Sport & Entertainment
New York, NY
$158
Santa Cruz do Sul
$41 73.9% $117

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $533 in Santa Cruz do Sul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1306% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $36.00 in Santa Cruz do Sul. Monthly groceries follow the same trend: $552 vs $190 – making Santa Cruz do Sul the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇧🇷 Santa Cruz do Sul
🕒 Local time
19:50 7:50 PM
20:50 8:50 PM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
133,246
💱 Currency
Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

On the map
Between locations
  • New York, NY Santa Cruz do Sul 8,140 km ≈ 11 h nonstop flight
From you
  • New York, NY
  • Santa Cruz do Sul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Santa Cruz do Sul: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Santa Cruz do Sul?
New York, NY costs about 420% more than Santa Cruz do Sul, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Santa Cruz do Sul?
For a comfortable life, plan on about $7,407 per month in New York, NY and $1,423 in Santa Cruz do Sul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Santa Cruz do Sul?
Rent is clearly cheaper in Santa Cruz do Sul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in New York, NY and in Santa Cruz do Sul?
Kindergarten costs $3,432 per month in New York, NY and $288 in Santa Cruz do Sul. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in New York, NY or in Santa Cruz do Sul?
Groceries cost about 190% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,000/month in New York, NY or in Santa Cruz do Sul?
A $2,000 monthly budget goes further in Santa Cruz do Sul, where all-in costs run around $949, than in New York, NY at $4,938. In Santa Cruz do Sul it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, New York, NY or Santa Cruz do Sul?
For digital nomads, it depends on budget. Santa Cruz do Sul costs $949 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to New York, NY or to Santa Cruz do Sul?
If budget matters most, go with Santa Cruz do Sul. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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