Last update: Oct 2026

Cost of Living Comparison Between New York, NY and San Bernardo

For one person, living is cheaper in San Bernardo: $897 a month against $4,950 in New York, NY, rent and utilities included – about $48,600 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
44

Cost of Living Index in San Bernardo
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San Bernardo Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

San Bernardo

🇨🇱 Chile

$897

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in San Bernardo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in San Bernardo actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $897 in San Bernardo, rent included.

New York, NY $4,950
San Bernardo $897

A couple spends around $7,265 per month in New York, NY vs $1,414 in San Bernardo, rent included.

New York, NY $7,265
San Bernardo $1,414

A family of three spends $9,581 per month in New York, NY vs $1,932 in San Bernardo, rent included.

New York, NY $9,581
San Bernardo $1,932

New York, NY costs about 452% more than San Bernardo, and outside of rent the biggest gap is in groceries.

New York, NY sits 267% above the global median, while San Bernardo is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.65 $24.65

$7.85 CLP 7,727

214.01%

Three-Course Dinner for Two, Mid-Range

$122 $122

$25.41 CLP 25.0K

378.32%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$6.51 CLP 6,407

113.67%

Cappuccino

$6.59 $6.59

$2.52 CLP 2,481

161.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$0.94 CLP 922

308.51%

Water (0.33 liter bottle)

$2.87 $2.87

$1.01 CLP 991

184.16%

Local Beer (0.5 liter draught)

$7.79 $7.79

$4.05 CLP 3,985

92.35%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.49 CLP 4,421

119.38%

Milk (1 liter)

$1.38 $1.38

$1.15 CLP 1,132

20.00%

White Bread (500g)

$4.68 $4.68

$1.29 CLP 1,272

262.79%

Rice (white) (1kg)

$7.54 $7.54

$1.66 CLP 1,632

354.22%

Eggs

$5.93 $5.93

$3.91 CLP 3,848

51.66%

Local Cheese (1kg)

$18.83 $18.83

$11.24 CLP 11.1K

67.53%

Chicken Fillets (1kg)

$17.36 $17.36

$4.36 CLP 4,289

298.17%

Beef Round Steak (1kg)

$18.51 $18.51

$10.73 CLP 10.6K

72.51%

Apples (1kg)

$6.74 $6.74

$1.88 CLP 1,855

258.51%

Banana (1kg)

$2.09 $2.09

$1.51 CLP 1,489

38.41%

Oranges (1kg)

$6.07 $6.07

$1.42 CLP 1,396

327.46%

Tomato (1kg)

$6.74 $6.74

$1.75 CLP 1,721

285.14%

Potato (1kg)

$4.05 $4.05

$0.85 CLP 839

376.47%

Onion (1kg)

$4.37 $4.37

$0.84 CLP 822

420.24%

Lettuce (1 head)

$2.89 $2.89

$1.21 CLP 1,194

138.84%

Water (1.5 liter bottle)

$2.60 $2.60

$1.08 CLP 1,065

140.74%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$3.31 CLP 3,259

465.56%

Wine (Bottle)

$20.06 $20.06

$6.05 CLP 5,959

231.57%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$1.57 CLP 1,541

107.01%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.30 CLP 2,261

62.17%

One-way Ticket (Public Transport)

$3.06 $3.06

$0.79 CLP 781

287.34%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

$0.40 CLP 391

660.00%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$0.84 CLP 830

155.95%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$11.45 CLP 11.3K

265.24%

Gasoline (1 liter)

$1.12 $1.12

$1.31 CLP 1,293

-14.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$17.5K CLP 17.3M

102.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$21.7K CLP 21.4M

19.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$123 CLP 120.7K

78.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$12.05 CLP 11.9K

507.39%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$16.63 CLP 16.4K

332.89%

Gym Membership (Monthly)

$123 $123

$19.89 CLP 19.6K

516.84%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$22.85 $22.85

$7.43 CLP 7,312

207.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$434 CLP 427.0K

668.22%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$10.8K CLP 10.6M

457.08%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$36.88 CLP 36.3K

103.88%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$26.73 CLP 26.3K

96.00%

Sport Shoes (Adidas, Nike)

$122 $122

$65.3 CLP 64.3K

86.38%

Men's Leather Business Shoes

$133 $133

$80.5 CLP 79.3K

65.34%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$279 CLP 274.4K

1474.63%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$245 CLP 241.6K

1175.34%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$703 CLP 691.9K

1168.68%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$552 CLP 543.3K

870.06%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$1,856 CLP 1.8M

945.24%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$1,357 CLP 1.3M

401.47%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$1,335 CLP 1.3M

300.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

5.39

26.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for San Bernardo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

San Bernardo

$245 27.4% 92.2% $2.9K

Groceries & Markets

New York, NY

$545 11%

San Bernardo

$214 23.9% 60.8% $331

Eating Out

New York, NY

$404 8.2%

San Bernardo

$150 16.7% 62.9% $254

Monthly Utilities & Internet

New York, NY

$364 7.4%

San Bernardo

$151 16.9% 58.4% $213

Clothing & Footwear

New York, NY

$172 3.5%

San Bernardo

$94 10.5% 45.2% $78

Sport & Entertainment

New York, NY

$168 3.4%

San Bernardo

$35 3.9% 79.4% $134

Getting Around

New York, NY

$167 3.4%

San Bernardo

$7.8 * 0.9% 95.3% $159

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $279 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 300% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $25.00 in San Bernardo. Monthly groceries follow the same trend: $545 vs $214 – making San Bernardo the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇱 San Bernardo

🕒 Local time

11:52 11:52 AM

12:52 12:52 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

290,912

💱 Currency

United States Dollar USD $

Chilean Peso CLP $

📈 Exchange rate

1 USD = 0.889 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

🇨🇱 Chilean Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

CLP to USD in detail →

On the map

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Between locations

New York, NY San Bernardo 8,260 km ≈ 11 h nonstop flight

From you

New York, NY
San Bernardo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs San Bernardo: Cost of Living - Frequently Asked Questions

New York, NY costs about 452% more than San Bernardo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $1,345 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,950 in New York, NY and $897 in San Bernardo. That's a gap of about 452%.

Kindergarten costs $3,333 per month in New York, NY and $434 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $897, than in New York, NY at $4,950. In San Bernardo it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $897 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.