Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Roy, UT

For one person, living is cheaper in Roy, UT: $2,272 a month against $4,938 in New York, NY, rent and utilities included – about $32,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
111

Cost of Living Index in Roy, UT
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Roy, UT Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Roy, UT

🇺🇸 United States

$2,272

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Roy, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Roy, UT actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,272 in Roy, UT, rent included.

New York, NY $4,938
Roy, UT $2,272

A couple spends around $7,273 per month in New York, NY vs $3,291 in Roy, UT, rent included.

New York, NY $7,273
Roy, UT $3,291

A family of three spends $9,608 per month in New York, NY vs $4,311 in Roy, UT, rent included.

New York, NY $9,608
Roy, UT $4,311

New York, NY costs about 117% more than Roy, UT, and outside of rent the biggest gap is in groceries.

Both New York, NY and Roy, UT sit above the global median – New York, NY by 264%, Roy, UT by 68%.

Meal at Budget Restaurant

$24.99 $24.99

$18.07 $18.07

38.30%

Three-Course Dinner for Two, Mid-Range

$120 $120

$73.8 $73.8

63.01%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$9.94 $9.94

38.23%

Cappuccino

$6.60 $6.60

$5.16 $5.16

27.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.20 $2.20

73.64%

Water (0.33 liter bottle)

$2.87 $2.87

$1.67 $1.67

71.86%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.84 $5.84

36.13%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$8.11 $8.11

24.04%

Milk (1 liter)

$1.37 $1.37

$0.62 $0.62

120.97%

White Bread (500g)

$4.75 $4.75

$2.66 $2.66

78.57%

Rice (white) (1kg)

$7.69 $7.69

$4.01 $4.01

91.77%

Eggs

$5.87 $5.87

$3.47 $3.47

69.16%

Local Cheese (1kg)

$19.25 $19.25

$11.82 $11.82

62.86%

Chicken Fillets (1kg)

$17.83 $17.83

$12.02 $12.02

48.34%

Beef Round Steak (1kg)

$19.03 $19.03

$10.81 $10.81

76.04%

Apples (1kg)

$6.69 $6.69

$4.17 $4.17

60.43%

Banana (1kg)

$2.29 $2.29

$1.44 $1.44

59.03%

Oranges (1kg)

$6.41 $6.41

$3.76 $3.76

70.48%

Tomato (1kg)

$6.75 $6.75

$4.07 $4.07

65.85%

Potato (1kg)

$3.93 $3.93

$2.32 $2.32

69.40%

Onion (1kg)

$4.52 $4.52

$2.43 $2.43

86.01%

Lettuce (1 head)

$2.79 $2.79

$1.91 $1.91

46.07%

Water (1.5 liter bottle)

$2.51 $2.51

$1.92 $1.92

30.73%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$10.15 $10.15

78.33%

Wine (Bottle)

$20.16 $20.16

$15.03 $15.03

34.13%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.64 $2.64

23.48%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.26 $3.26

15.03%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.05 $2.05

42.44%

Public Transport Monthly Pass (Regular Price)

$143 $143

$44.14 $44.14

223.11%

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.57 $2.57

19.07%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$2.24 $2.24

-3.57%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$13.02 $13.02

217.43%

Gasoline (1 liter)

$1.12 $1.12

$1.03 $1.03

8.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$34.3K $34.3K

-3.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.3K $26.3K

-2.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$192 $192

14.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$49.23 $49.23

53.02%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$80.2 $80.2

-12.10%

Gym Membership (Monthly)

$116 $116

$42.01 $42.01

174.93%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$15.01 $15.01

350.50%

Cinema Ticket

$21.37 $21.37

$10.85 $10.85

96.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,329 $1,329

158.27%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$21.0K $21.0K

194.17%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$39.54 $39.54

89.38%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$24.97 $24.97

108.81%

Sport Shoes (Adidas, Nike)

$117 $117

$89.4 $89.4

30.55%

Men's Leather Business Shoes

$135 $135

$107 $107

26.38%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,285 $1,285

238.29%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,059 $1,059

194.31%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,733 $1,733

425.65%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,648 $1,648

226.52%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,753 $2,753

600.48%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,391 $2,391

190.34%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.46

6.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Roy, UT: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Roy, UT

$1.1K 46.6% 66% $2.1K

Groceries & Markets

New York, NY

$552 11.2%

Roy, UT

$348 15.3% 37% $204

Eating Out

New York, NY

$407 8.2%

Roy, UT

$297 13.1% 27% $110

Monthly Utilities & Internet

New York, NY

$365 7.4%

Roy, UT

$321 14.1% 12% $44

Clothing & Footwear

New York, NY

$170 3.5%

Roy, UT

$117 5.2% 31.2% $53

Getting Around

New York, NY

$168 3.4%

Roy, UT

$66 2.9% 60.7% $102

Sport & Entertainment

New York, NY

$158 3.2%

Roy, UT

$64 2.8% 59.7% $95

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,285 in Roy, UT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $120 in New York, NY versus $74.0 in Roy, UT. Monthly groceries follow the same trend: $552 vs $348 – making Roy, UT the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Roy, UT

🕒 Local time

09:23 9:23 AM

07:23 7:23 AM

2 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

39,306

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Roy, UT 3,160 km ≈ 4 h 30 min nonstop flight

From you

New York, NY
Roy, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Roy, UT: Cost of Living - Frequently Asked Questions

New York, NY costs about 117% more than Roy, UT, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $3,408 in Roy, UT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roy, UT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,432 per month in New York, NY and $1,329 in Roy, UT. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 59% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Roy, UT, where all-in costs run around $2,272, than in New York, NY at $4,938. In Roy, UT it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Roy, UT costs $2,272 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Roy, UT. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.