Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Roma, TX

For one person, living is cheaper in Roma, TX: $2,590 a month against $4,938 in New York, NY, rent and utilities included – about $28,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
126

Cost of Living Index in Roma, TX
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Roma, TX Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Roma, TX

🇺🇸 United States

$2,590

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Roma, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Roma, TX actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,590 in Roma, TX, rent included.

New York, NY $4,938
Roma, TX $2,590

A couple spends around $7,273 per month in New York, NY vs $3,815 in Roma, TX, rent included.

New York, NY $7,273
Roma, TX $3,815

A family of three spends $9,608 per month in New York, NY vs $5,040 in Roma, TX, rent included.

New York, NY $9,608
Roma, TX $5,040

New York, NY costs about 91% more than Roma, TX, and outside of rent the biggest gap is in groceries.

Both New York, NY and Roma, TX sit above the global median – New York, NY by 264%, Roma, TX by 91%.

Meal at Budget Restaurant

$24.99 $24.99

$20.08 $20.08

24.45%

Three-Course Dinner for Two, Mid-Range

$120 $120

$76.0 $76.0

58.21%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.71 $11.71

17.34%

Cappuccino

$6.60 $6.60

$5.35 $5.35

23.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.68 $2.68

42.54%

Water (0.33 liter bottle)

$2.87 $2.87

$1.94 $1.94

47.94%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.03 $6.03

31.84%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.16 $7.16

40.50%

Milk (1 liter)

$1.37 $1.37

$1.00 $1.00

37.00%

White Bread (500g)

$4.75 $4.75

$3.47 $3.47

36.89%

Rice (white) (1kg)

$7.69 $7.69

$4.43 $4.43

73.59%

Eggs

$5.87 $5.87

$4.24 $4.24

38.44%

Local Cheese (1kg)

$19.25 $19.25

$12.47 $12.47

54.37%

Chicken Fillets (1kg)

$17.83 $17.83

$11.37 $11.37

56.82%

Beef Round Steak (1kg)

$19.03 $19.03

$16.81 $16.81

13.21%

Apples (1kg)

$6.69 $6.69

$5.05 $5.05

32.48%

Banana (1kg)

$2.29 $2.29

$1.59 $1.59

44.03%

Oranges (1kg)

$6.41 $6.41

$4.41 $4.41

45.35%

Tomato (1kg)

$6.75 $6.75

$4.75 $4.75

42.11%

Potato (1kg)

$3.93 $3.93

$2.75 $2.75

42.91%

Onion (1kg)

$4.52 $4.52

$2.94 $2.94

53.74%

Lettuce (1 head)

$2.79 $2.79

$2.21 $2.21

26.24%

Water (1.5 liter bottle)

$2.51 $2.51

$2.32 $2.32

8.19%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$9.77 $9.77

85.26%

Wine (Bottle)

$20.16 $20.16

$14.82 $14.82

36.03%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.00 $2.00

63.00%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.31 $3.31

13.29%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.99 $1.99

46.73%

Public Transport Monthly Pass (Regular Price)

$143 $143

$26.19 $26.19

444.56%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.17 $3.17

-3.47%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.71 $1.71

26.32%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$32.20 $32.20

28.35%

Gasoline (1 liter)

$1.12 $1.12

$0.97 $0.97

15.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.5K $27.5K

20.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.9K $25.9K

-0.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$195 $195

12.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$58.3 $58.3

29.32%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$70.8 $70.8

-0.47%

Gym Membership (Monthly)

$116 $116

$42.25 $42.25

173.37%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$20.19 $20.19

234.92%

Cinema Ticket

$21.37 $21.37

$14.32 $14.32

49.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,459 $1,459

135.15%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$21.9K $21.9K

181.28%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$53.2 $53.2

40.65%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$40.88 $40.88

27.54%

Sport Shoes (Adidas, Nike)

$117 $117

$89.8 $89.8

29.96%

Men's Leather Business Shoes

$135 $135

$115 $115

17.05%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,625 $1,625

167.61%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,294 $1,294

140.92%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,473 $2,473

268.44%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,158 $2,158

149.32%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,728 $2,728

606.84%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,377 $2,377

192.15%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$1,310 $1,310

299.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.57

4.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Roma, TX: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Roma, TX

$1.3K 50% 58.5% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Roma, TX

$397 15.3% 28.1% $155

Eating Out

New York, NY

$407 8.2%

Roma, TX

$323 12.5% 20.6% $84

Monthly Utilities & Internet

New York, NY

$365 7.4%

Roma, TX

$325 12.5% 11.1% $41

Clothing & Footwear

New York, NY

$170 3.5%

Roma, TX

$135 5.2% 21% $36

Getting Around

New York, NY

$168 3.4%

Roma, TX

$46 1.8% 72.7% $122

Sport & Entertainment

New York, NY

$158 3.2%

Roma, TX

$71 2.7% 55.2% $87

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,625 in Roma, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 300% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $76.0 in Roma, TX. Monthly groceries follow the same trend: $552 vs $397 – making Roma, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Roma, TX

🕒 Local time

06:21 6:21 AM

05:21 5:21 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

11,561

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Roma, TX 2,780 km ≈ 4 h nonstop flight

From you

New York, NY
Roma, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Roma, TX: Cost of Living - Frequently Asked Questions

New York, NY costs about 91% more than Roma, TX, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $3,885 in Roma, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roma, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,432 per month in New York, NY and $1,459 in Roma, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 39% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,590 in Roma, TX. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Roma, TX costs $2,590 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Roma, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.