Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Roatan

For one person, living is cheaper in Roatan: $1,226 a month against $4,906 in New York, NY, rent and utilities included – about $44,200 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
59

Cost of Living Index in Roatan
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Roatan Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Roatan

🇭🇳 Honduras

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Roatan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Roatan actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,226 in Roatan, rent included.

New York, NY $4,906
Roatan $1,226

A couple spends around $7,273 per month in New York, NY vs $2,010 in Roatan, rent included.

New York, NY $7,273
Roatan $2,010

A family of three spends $9,641 per month in New York, NY vs $2,794 in Roatan, rent included.

New York, NY $9,641
Roatan $2,794

New York, NY costs about 300% more than Roatan, and outside of rent the biggest gap is in groceries.

New York, NY sits 263% above the global median, while Roatan is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.93 $26.93

$8.15 HNL 219

230.43%

Three-Course Dinner for Two, Mid-Range

$117 $117

$39.86 HNL 1,071

193.00%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$8.45 HNL 227

72.78%

Cappuccino

$6.54 $6.54

$4.37 HNL 117

49.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$0.92 HNL 24.77

319.57%

Water (0.33 liter bottle)

$2.95 $2.95

$0.83 HNL 22.26

255.42%

Local Beer (0.5 liter draught)

$8.08 $8.08

$2.43 HNL 65.2

232.51%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.88 HNL 131

101.84%

Milk (1 liter)

$1.31 $1.31

$1.39 HNL 37.29

-5.76%

White Bread (500g)

$4.97 $4.97

$3.24 HNL 87.0

53.40%

Rice (white) (1kg)

$7.70 $7.70

$2.44 HNL 65.7

215.57%

Eggs

$6.09 $6.09

$2.04 HNL 54.9

198.53%

Local Cheese (1kg)

$19.55 $19.55

$11.12 HNL 299

75.81%

Chicken Fillets (1kg)

$17.59 $17.59

$6.46 HNL 174

172.29%

Beef Round Steak (1kg)

$20.26 $20.26

$17.58 HNL 472

15.24%

Apples (1kg)

$6.99 $6.99

Banana (1kg)

$2.21 $2.21

$1.13 HNL 30.43

95.58%

Oranges (1kg)

$6.72 $6.72

$1.08 HNL 29.01

522.22%

Tomato (1kg)

$7.12 $7.12

$0.57 HNL 15.36

1149.12%

Potato (1kg)

$4.61 $4.61

$1.57 HNL 42.26

193.63%

Onion (1kg)

$4.78 $4.78

$1.55 HNL 41.58

208.39%

Lettuce (1 head)

$2.87 $2.87

$1.18 HNL 31.63

143.22%

Water (1.5 liter bottle)

$2.69 $2.69

$3.05 HNL 81.9

-11.80%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$2.98 HNL 80.0

542.28%

Wine (Bottle)

$19.63 $19.63

$7.76 HNL 209

152.96%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.39 HNL 37.42

138.85%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$2.60 HNL 69.9

61.15%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.99 HNL 53.4

52.76%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$10.04 HNL 270

311.65%

Gasoline (1 liter)

$1.13 $1.13

$1.09 HNL 29.16

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$29.7K HNL 797.0K

-12.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$98.7 HNL 2,654

-31.49%

Gym Membership (Monthly)

$115 $115

$59.9 HNL 1,609

92.73%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$504 HNL 13.5K

615.91%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$39.96 HNL 1,074

98.32%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$20.10 HNL 540

155.72%

Sport Shoes (Adidas, Nike)

$121 $121

$39.67 HNL 1,066

205.27%

Men's Leather Business Shoes

$140 $140

$51.0 HNL 1,369

175.61%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$843 HNL 22.6K

440.55%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$552 HNL 14.8K

450.78%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,022 HNL 54.3K

381.89%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,260 HNL 33.9K

323.21%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,848 HNL 49.7K

886.34%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,362 HNL 36.6K

390.99%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$498 HNL 13.4K

922.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

-61.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Roatan: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Roatan

$552 45% 81.8% $2.5K

Groceries & Markets

New York, NY

$567 11.6%

Roatan

$273 * 22.3% 51.8% $294

Eating Out

New York, NY

$425 8.7%

Roatan

$172 14% 59.6% $253

Monthly Utilities & Internet

New York, NY

$371 7.6%

Roatan

$99 * 8.1% 73.4% $272

Clothing & Footwear

New York, NY

$176 3.6%

Roatan

$68 5.5% 61.6% $109

Getting Around

New York, NY

$165 3.4%

Roatan

$2 * 0.2% 98.8% $163

Sport & Entertainment

New York, NY

$160 3.3%

Roatan

$60 * 4.9% 62.6% $100

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $843 in Roatan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $40 in Roatan. Monthly groceries follow the same trend: $567 vs $273 – making Roatan the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇭🇳 Roatan

🕒 Local time

12:56 12:56 PM

11:56 11:56 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

17,425

💱 Currency

United States Dollar USD $

Honduran Lempira HNL L

📈 Exchange rate

1 USD = 0.89 EUR

100 HNL = 3.72 USD

100 HNL = 3.31 EUR

Exchange rates and currency converter

HNL, EUR to USD – United States Dollar Converter

🇭🇳 Honduran Lempira (L)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Honduran Lempira exchange rates as of November 6, 2026: 1 USD = 26.87 HNL (100 HNL = 3.72 USD). 1 EUR = 30.18 HNL (100 HNL = 3.31 EUR).

HNL to USD in detail →

On the map

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Highest

Between locations

New York, NY Roatan 2,950 km ≈ 4 h 15 min nonstop flight

From you

New York, NY
Roatan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Roatan: Cost of Living - Frequently Asked Questions

New York, NY costs about 300% more than Roatan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $1,838 in Roatan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roatan, especially for central apartments: a one-bedroom in the center costs $843 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $1,226 in Roatan. That makes Roatan about 75% cheaper.

Kindergarten costs $3,606 per month in New York, NY and $504 in Roatan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Roatan, where all-in costs run around $1,226, than in New York, NY at $4,906. In Roatan it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Roatan costs $1,226 versus $4,906 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

If budget matters most, go with Roatan. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.