Last update: Nov 2026

Cost of Living Comparison Between Roatan and New York, NY

For one person, living is cheaper in Roatan: $1,226 a month against $4,906 in New York, NY, rent and utilities included – about $44,200 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Roatan
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Roatan Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Roatan

🇭🇳 Honduras

$1,226

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Roatan and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roatan and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,226 per month in Roatan vs $4,906 in New York, NY, rent included.

Roatan $1,226
New York, NY $4,906

A couple spends around $2,010 per month in Roatan vs $7,273 in New York, NY, rent included.

Roatan $2,010
New York, NY $7,273

A family of three spends $2,794 per month in Roatan vs $9,641 in New York, NY, rent included.

Roatan $2,794
New York, NY $9,641

Roatan is about 75% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Roatan sits 9% below the global median, while New York, NY is 263% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.15 HNL 219

$26.93 $26.93

-69.74%

Three-Course Dinner for Two, Mid-Range

$39.86 HNL 1,071

$117 $117

-65.87%

Fast Food Meal (McDonalds, etc)

$8.45 HNL 227

$14.60 $14.60

-42.12%

Cappuccino

$4.37 HNL 117

$6.54 $6.54

-33.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 HNL 24.77

$3.86 $3.86

-76.17%

Water (0.33 liter bottle)

$0.83 HNL 22.26

$2.95 $2.95

-71.86%

Local Beer (0.5 liter draught)

$2.43 HNL 65.2

$8.08 $8.08

-69.93%

Imported Beer (0.33 liter bottle)

$4.88 HNL 131

$9.85 $9.85

-50.46%

Milk (1 liter)

$1.39 HNL 37.29

$1.31 $1.31

6.11%

White Bread (500g)

$3.24 HNL 87.0

$4.97 $4.97

-34.81%

Rice (white) (1kg)

$2.44 HNL 65.7

$7.70 $7.70

-68.31%

Eggs

$2.04 HNL 54.9

$6.09 $6.09

-66.50%

Local Cheese (1kg)

$11.12 HNL 299

$19.55 $19.55

-43.12%

Chicken Fillets (1kg)

$6.46 HNL 174

$17.59 $17.59

-63.27%

Beef Round Steak (1kg)

$17.58 HNL 472

$20.26 $20.26

-13.23%

Apples (1kg)

$6.99 $6.99

Banana (1kg)

$1.13 HNL 30.43

$2.21 $2.21

-48.87%

Oranges (1kg)

$1.08 HNL 29.01

$6.72 $6.72

-83.93%

Tomato (1kg)

$0.57 HNL 15.36

$7.12 $7.12

-91.99%

Potato (1kg)

$1.57 HNL 42.26

$4.61 $4.61

-65.94%

Onion (1kg)

$1.55 HNL 41.58

$4.78 $4.78

-67.57%

Lettuce (1 head)

$1.18 HNL 31.63

$2.87 $2.87

-58.89%

Water (1.5 liter bottle)

$3.05 HNL 81.9

$2.69 $2.69

13.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 HNL 80.0

$19.14 $19.14

-84.43%

Wine (Bottle)

$7.76 HNL 209

$19.63 $19.63

-60.47%

Local Beer (0.5 liter bottle)

$1.39 HNL 37.42

$3.32 $3.32

-58.13%

Imported Beer (0.33 liter bottle)

$2.60 HNL 69.9

$4.19 $4.19

-37.95%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$1.99 HNL 53.4

$3.04 $3.04

-34.54%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$10.04 HNL 270

$41.33 $41.33

-75.71%

Gasoline (1 liter)

$1.09 HNL 29.16

$1.13 $1.13

-3.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K HNL 797.0K

$25.8K $25.8K

14.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

Internet (50+ Mbps, Unlimited Data)

$98.7 HNL 2,654

$67.7 $67.7

45.96%

Gym Membership (Monthly)

$59.9 HNL 1,609

$115 $115

-48.11%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$504 HNL 13.5K

$3,606 $3,606

-86.03%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$39.96 HNL 1,074

$79.3 $79.3

-49.58%

Summer Dress (H&M, Zara, etc)

$20.10 HNL 540

$51.4 $51.4

-60.89%

Sport Shoes (Adidas, Nike)

$39.67 HNL 1,066

$121 $121

-67.24%

Men's Leather Business Shoes

$51.0 HNL 1,369

$140 $140

-63.72%

1-bedroom Apartment, City Center (Monthly)

$843 HNL 22.6K

$4,555 $4,555

-81.50%

1-bedroom Apartment, Outside City Center (Monthly)

$552 HNL 14.8K

$3,040 $3,040

-81.84%

3-bedroom Apartment, City Center (Monthly)

$2,022 HNL 54.3K

$9,742 $9,742

-79.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,260 HNL 33.9K

$5,331 $5,331

-76.37%

Buy Apartment in City Center (m2)

$1,848 HNL 49.7K

$18.2K $18.2K

-89.86%

Buy Apartment Outside City Center (m2)

$1,362 HNL 36.6K

$6,685 $6,685

-79.63%

Average Monthly Net Salary (After Tax)

$498 HNL 13.4K

$5,096 $5,096

-90.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

161.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roatan: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Roatan

$552 45%

New York, NY

$3K 62% 451% $2.5K

Groceries & Markets

Roatan

$273 * 22.3%

New York, NY

$567 11.6% 108% $294

Eating Out

Roatan

$172 14%

New York, NY

$425 8.7% 147% $253

Monthly Utilities & Internet

Roatan

$99 * 8.1%

New York, NY

$371 7.6% 276% $272

Clothing & Footwear

Roatan

$68 5.5%

New York, NY

$176 3.6% 160% $109

Sport & Entertainment

Roatan

$60 * 4.9%

New York, NY

$160 3.3% 168% $100

Getting Around

Roatan

$2 * 0.2%

New York, NY

$165 3.4% 8214% $163

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $843 in Roatan versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40 in Roatan versus $117 in New York, NY. Monthly groceries follow the same trend: $273 vs $567 – making Roatan the more affordable choice for daily food spending.

Good to know

🇭🇳 Roatan

🇺🇸 New York, NY

🕒 Local time

15:10 3:10 PM

16:10 4:10 PM

1 h ahead of Roatan

🌤 Weather

👥 Population

17,425

8,804,190

💱 Currency

Honduran Lempira HNL L

United States Dollar USD $

📈 Exchange rate

100 HNL = 3.72 USD

100 HNL = 3.33 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to HNL – Honduran Lempira Converter

🇺🇸 United States Dollar ($)

🇭🇳 Honduran Lempira (L)

Honduran Lempira exchange rates as of November 6, 2026: 1 USD = 26.87 HNL (100 HNL = 3.72 USD). 1 EUR = 30.03 HNL (100 HNL = 3.33 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to HNL in detail →

On the map

Lowest

Highest

Between locations

Roatan New York, NY 2,950 km ≈ 4 h 15 min nonstop flight

From you

Roatan
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roatan vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 300% more than Roatan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,838 per month in Roatan and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roatan, especially for central apartments: a one-bedroom in the center costs $843 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $1,226 in Roatan and $4,906 in New York, NY. That makes Roatan about 75% cheaper.

Kindergarten costs $504 per month in Roatan and $3,606 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Roatan, where all-in costs run around $1,226, than in New York, NY at $4,906. In Roatan it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Roatan costs $1,226 versus $4,906 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

If budget matters most, go with Roatan. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.