Last update: Oct 2026

Cost of Living Comparison Between New York, NY and River Falls, WI

For one person, living is cheaper in River Falls, WI: $2,515 a month against $4,938 in New York, NY, rent and utilities included – about $29,100 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,938
/mo nomad
River Falls, WI
🇺🇸 United States
$2,515
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in River Falls, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in River Falls, WI actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,515 in River Falls, WI, rent included.

  • New York, NY $4,938
  • River Falls, WI $2,515

A couple spends around $7,273 per month in New York, NY vs $3,887 in River Falls, WI, rent included.

  • New York, NY $7,273
  • River Falls, WI $3,887

A family of three spends $9,608 per month in New York, NY vs $5,259 in River Falls, WI, rent included.

  • New York, NY $9,608
  • River Falls, WI $5,259

New York, NY costs about 96% more than River Falls, WI, and outside of rent the biggest gap is in transport.

Both New York, NY and River Falls, WI sit above the global median – New York, NY by 264%, River Falls, WI by 86%.

Currency
🍽 Eating Out
New York, NY
River Falls, WI
Difference
Meal at Budget Restaurant
$24.99 $24.99
$22.17 $22.17
12.72%
Three-Course Dinner for Two, Mid-Range
$120 $120
$82.0 $82.0
46.65%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$11.91 $11.91
15.37%
Cappuccino
$6.60 $6.60
$6.49 $6.49
1.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$3.07 $3.07
24.43%
Water (0.33 liter bottle)
$2.87 $2.87
$2.36 $2.36
21.61%
Local Beer (0.5 liter draught)
$7.95 $7.95
$6.94 $6.94
14.55%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$8.10 $8.10
24.20%
🛒 Groceries & Markets
New York, NY
River Falls, WI
Difference
Milk (1 liter)
$1.37 $1.37
$0.83 $0.83
65.06%
White Bread (500g)
$4.75 $4.75
$3.67 $3.67
29.43%
Rice (white) (1kg)
$7.69 $7.69
$6.68 $6.68
15.12%
Eggs
$5.87 $5.87
$3.76 $3.76
56.12%
Local Cheese (1kg)
$19.25 $19.25
$10.23 $10.23
88.17%
Chicken Fillets (1kg)
$17.83 $17.83
$13.48 $13.48
32.27%
Beef Round Steak (1kg)
$19.03 $19.03
$18.96 $18.96
0.37%
Apples (1kg)
$6.69 $6.69
$5.89 $5.89
13.58%
Banana (1kg)
$2.29 $2.29
$1.87 $1.87
22.46%
Oranges (1kg)
$6.41 $6.41
$6.71 $6.71
-4.47%
Tomato (1kg)
$6.75 $6.75
$5.09 $5.09
32.61%
Potato (1kg)
$3.93 $3.93
$4.34 $4.34
-9.45%
Onion (1kg)
$4.52 $4.52
$4.09 $4.09
10.51%
Lettuce (1 head)
$2.79 $2.79
$2.34 $2.34
19.23%
Water (1.5 liter bottle)
$2.51 $2.51
$2.64 $2.64
-4.92%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$12.72 $12.72
42.30%
Wine (Bottle)
$20.16 $20.16
$15.82 $15.82
27.43%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$2.77 $2.77
17.69%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$5.57 $5.57
-32.68%
🚌 Getting Around
New York, NY
River Falls, WI
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.10 $2.10
39.05%
Public Transport Monthly Pass (Regular Price)
$143 $143
-
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$4.88 $4.88
-37.30%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$1.75 $1.75
23.43%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$23.56 $23.56
75.42%
Gasoline (1 liter)
$1.12 $1.12
$1.03 $1.03
8.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$30.3K $30.3K
9.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.0K $26.0K
-1.09%
🧾 Monthly Utilities & Internet
New York, NY
River Falls, WI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$181 $181
21.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$54.8 $54.8
37.41%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$70.3 $70.3
0.26%
🎉 Sport & Entertainment
New York, NY
River Falls, WI
Difference
Gym Membership (Monthly)
$116 $116
$39.56 $39.56
191.96%
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
-
-
Cinema Ticket
$21.37 $21.37
$16.10 $16.10
32.73%
🧸 Childcare & Education
New York, NY
River Falls, WI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$1,365 $1,365
151.47%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$36.8K $36.8K
67.37%
👕👟 Clothing & Footwear
New York, NY
River Falls, WI
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$56.8 $56.8
31.74%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$43.63 $43.63
19.50%
Sport Shoes (Adidas, Nike)
$117 $117
$98.8 $98.8
18.10%
Men's Leather Business Shoes
$135 $135
$104 $104
29.16%
🏠 Accommodation & Living
New York, NY
River Falls, WI
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$1,534 $1,534
183.44%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
$1,161 $1,161
168.42%
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$2,835 $2,835
221.31%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$2,226 $2,226
141.71%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$2,548 $2,548
656.78%
Buy Apartment Outside City Center (m2)
$6,943 $6,943
$2,038 $2,038
240.71%
💵 Salaries & Financials
New York, NY
River Falls, WI
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.66
2.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for River Falls, WI: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
River Falls, WI
$1.2K 62.7% $2K
Groceries & Markets
New York, NY
$552
River Falls, WI
$454 17.9% $99
Eating Out
New York, NY
$407
River Falls, WI
$364 10.6% $43
Monthly Utilities & Internet
New York, NY
$365
River Falls, WI
$306 16.2% $59
Clothing & Footwear
New York, NY
$170
River Falls, WI
$137 19.8% $34
Getting Around
New York, NY
$168
River Falls, WI
$22 * 86.9% $146
Sport & Entertainment
New York, NY
$158
River Falls, WI
$72 54.6% $86

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,534 in River Falls, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $120 in New York, NY versus $82.0 in River Falls, WI. Monthly groceries follow the same trend: $552 vs $454 – making River Falls, WI the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇸 River Falls, WI
🕒 Local time
01:23 1:23 AM
00:23 12:23 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
16,618
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New York, NY River Falls, WI 1,570 km ≈ 2 h 30 min nonstop flight
From you
  • New York, NY
  • River Falls, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs River Falls, WI: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or River Falls, WI?
New York, NY costs about 96% more than River Falls, WI, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in River Falls, WI?
For a comfortable life, plan on about $7,407 per month in New York, NY and $3,772 in River Falls, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or River Falls, WI?
Rent is clearly cheaper in River Falls, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in New York, NY compared to River Falls, WI?
Monthly expenses with rent come to $4,938 in New York, NY and $2,515 in River Falls, WI. That's a gap of about 96%.
How do childcare costs compare in New York, NY and in River Falls, WI?
Kindergarten costs $3,432 per month in New York, NY and $1,365 in River Falls, WI. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,500/month in New York, NY or in River Falls, WI?
$2,500 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,515 in River Falls, WI. You'll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, New York, NY or River Falls, WI?
For digital nomads, it depends on budget. River Falls, WI costs $2,515 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is New York, NY compared to River Falls, WI?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to New York, NY or to River Falls, WI?
If budget matters most, go with River Falls, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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