Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Rancho Cucamonga, CA

For one person, living is cheaper in Rancho Cucamonga, CA: $3,343 a month against $4,941 in New York, NY, rent and utilities included – about $19,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
162

Cost of Living Index in Rancho Cucamonga, CA
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Rancho Cucamonga, CA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Rancho Cucamonga, CA

🇺🇸 United States

$3,343

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Rancho Cucamonga, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Rancho Cucamonga, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,343 in Rancho Cucamonga, CA, rent included.

New York, NY $4,941
Rancho Cucamonga, CA $3,343

A couple spends around $7,225 per month in New York, NY vs $4,762 in Rancho Cucamonga, CA, rent included.

New York, NY $7,225
Rancho Cucamonga, CA $4,762

A family of three spends $9,509 per month in New York, NY vs $6,182 in Rancho Cucamonga, CA, rent included.

New York, NY $9,509
Rancho Cucamonga, CA $6,182

New York, NY costs about 48% more than Rancho Cucamonga, CA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Rancho Cucamonga, CA sit above the global median – New York, NY by 263%, Rancho Cucamonga, CA by 146%.

Meal at Budget Restaurant

$28.55 $28.55

$24.51 $24.51

16.48%

Three-Course Dinner for Two, Mid-Range

$118 $118

$79.0 $79.0

50.01%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$16.21 $16.21

-7.22%

Cappuccino

$6.53 $6.53

$5.68 $5.68

14.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.15 $3.15

25.71%

Water (0.33 liter bottle)

$3.01 $3.01

$2.45 $2.45

22.86%

Local Beer (0.5 liter draught)

$8.16 $8.16

$7.72 $7.72

5.70%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.27 $9.27

6.15%

Milk (1 liter)

$1.37 $1.37

$1.27 $1.27

7.87%

White Bread (500g)

$4.97 $4.97

$4.04 $4.04

23.02%

Rice (white) (1kg)

$7.81 $7.81

$4.87 $4.87

60.37%

Eggs

$5.97 $5.97

$4.80 $4.80

24.38%

Local Cheese (1kg)

$18.91 $18.91

$13.18 $13.18

43.47%

Chicken Fillets (1kg)

$18.04 $18.04

$10.99 $10.99

64.15%

Beef Round Steak (1kg)

$19.05 $19.05

$15.14 $15.14

25.83%

Apples (1kg)

$6.76 $6.76

$4.84 $4.84

39.67%

Banana (1kg)

$2.27 $2.27

$2.44 $2.44

-6.97%

Oranges (1kg)

$6.83 $6.83

$5.61 $5.61

21.75%

Tomato (1kg)

$7.09 $7.09

$5.45 $5.45

30.09%

Potato (1kg)

$4.22 $4.22

$3.62 $3.62

16.57%

Onion (1kg)

$4.65 $4.65

$3.02 $3.02

53.97%

Lettuce (1 head)

$2.87 $2.87

$2.09 $2.09

37.32%

Water (1.5 liter bottle)

$2.60 $2.60

$2.56 $2.56

1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.82 $11.82

58.80%

Wine (Bottle)

$20.13 $20.13

$14.77 $14.77

36.29%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.45 $2.45

40.82%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$4.10 $4.10

-1.95%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.02 $2.02

44.06%

Public Transport Monthly Pass (Regular Price)

$139 $139

$60.5 $60.5

129.70%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.53 $2.53

21.74%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.17 $1.17

$1.48 $1.48

-20.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$29.3K $29.3K

17.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.0K $26.0K

-0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$216 $216

1.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$70.8 $70.8

4.90%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$72.1 $72.1

-2.65%

Gym Membership (Monthly)

$112 $112

$22.79 $22.79

391.22%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$9.91 $9.91

655.40%

Cinema Ticket

$22.14 $22.14

$16.98 $16.98

30.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$993 $993

258.40%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$57.5 $57.5

31.54%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$39.54 $39.54

29.49%

Sport Shoes (Adidas, Nike)

$123 $123

$104 $104

17.90%

Men's Leather Business Shoes

$140 $140

$145 $145

-3.35%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$2,426 $2,426

85.44%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,883 $1,883

63.53%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$3,833 $3,833

146.45%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,977 $2,977

74.34%

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$4,995 $4,995

4.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.31

8.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Rancho Cucamonga, CA: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Rancho Cucamonga, CA

$1.9K 56.3% 38.8% $1.2K

Groceries & Markets

New York, NY

$563 11.4%

Rancho Cucamonga, CA

$426 12.8% 24.3% $137

Eating Out

New York, NY

$440 8.9%

Rancho Cucamonga, CA

$392 11.7% 10.9% $48

Monthly Utilities & Internet

New York, NY

$364 7.4%

Rancho Cucamonga, CA

$358 10.7% 1.5% $5.5

Clothing & Footwear

New York, NY

$175 3.6%

Rancho Cucamonga, CA

$156 4.7% 11.2% $20

Getting Around

New York, NY

$164 3.3%

Rancho Cucamonga, CA

$71 * 2.1% 56.7% $93

Sport & Entertainment

New York, NY

$156 3.2%

Rancho Cucamonga, CA

$57 1.7% 63.7% $99

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $2,426 in Rancho Cucamonga, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $79 in Rancho Cucamonga, CA. Monthly groceries follow the same trend: $563 vs $426 – making Rancho Cucamonga, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Rancho Cucamonga, CA

🕒 Local time

19:42 7:42 PM

16:42 4:42 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

170,714

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Rancho Cucamonga, CA 3,860 km ≈ 5 h nonstop flight

From you

New York, NY
Rancho Cucamonga, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Rancho Cucamonga, CA: Cost of Living - Frequently Asked Questions

New York, NY costs about 48% more than Rancho Cucamonga, CA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $5,015 in Rancho Cucamonga, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rancho Cucamonga, CA, especially for central apartments: a one-bedroom in the center costs $2,426 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $993 in Rancho Cucamonga, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 32% more in New York, NY, though the gap depends on what you buy.

$3,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,343 in Rancho Cucamonga, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Rancho Cucamonga, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Rancho Cucamonga, CA. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.