Last update: Oct 2026

Cost of Living Comparison Between Rancho Cucamonga, CA and New York, NY

For one person, living is cheaper in Rancho Cucamonga, CA: $3,385 a month against $4,950 in New York, NY, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

164

Cost of Living Index in Rancho Cucamonga, CA
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Rancho Cucamonga, CA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Rancho Cucamonga, CA

🇺🇸 United States

$3,385

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Rancho Cucamonga, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rancho Cucamonga, CA and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,385 per month in Rancho Cucamonga, CA vs $4,950 in New York, NY, rent included.

Rancho Cucamonga, CA $3,385
New York, NY $4,950

A couple spends around $4,782 per month in Rancho Cucamonga, CA vs $7,265 in New York, NY, rent included.

Rancho Cucamonga, CA $4,782
New York, NY $7,265

A family of three spends $6,179 per month in Rancho Cucamonga, CA vs $9,581 in New York, NY, rent included.

Rancho Cucamonga, CA $6,179
New York, NY $9,581

Rancho Cucamonga, CA is about 32% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Rancho Cucamonga, CA and New York, NY sit above the global median – Rancho Cucamonga, CA by 151%, New York, NY by 267%.

Meal at Budget Restaurant

$24.89 $24.89

$24.65 $24.65

0.97%

Three-Course Dinner for Two, Mid-Range

$80.9 $80.9

$122 $122

-33.48%

Fast Food Meal (McDonalds, etc)

$15.87 $15.87

$13.91 $13.91

14.09%

Cappuccino

$5.64 $5.64

$6.59 $6.59

-14.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$3.84 $3.84

-17.97%

Water (0.33 liter bottle)

$2.33 $2.33

$2.87 $2.87

-18.82%

Local Beer (0.5 liter draught)

$7.54 $7.54

$7.79 $7.79

-3.21%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$9.85 $9.85

-6.19%

Milk (1 liter)

$1.23 $1.23

$1.38 $1.38

-10.87%

White Bread (500g)

$4.21 $4.21

$4.68 $4.68

-10.04%

Rice (white) (1kg)

$4.80 $4.80

$7.54 $7.54

-36.34%

Eggs

$4.82 $4.82

$5.93 $5.93

-18.72%

Local Cheese (1kg)

$13.13 $13.13

$18.83 $18.83

-30.27%

Chicken Fillets (1kg)

$10.92 $10.92

$17.36 $17.36

-37.10%

Beef Round Steak (1kg)

$15.14 $15.14

$18.51 $18.51

-18.21%

Apples (1kg)

$4.87 $4.87

$6.74 $6.74

-27.74%

Banana (1kg)

$2.50 $2.50

$2.09 $2.09

19.62%

Oranges (1kg)

$5.43 $5.43

$6.07 $6.07

-10.54%

Tomato (1kg)

$5.70 $5.70

$6.74 $6.74

-15.43%

Potato (1kg)

$3.74 $3.74

$4.05 $4.05

-7.65%

Onion (1kg)

$3.04 $3.04

$4.37 $4.37

-30.43%

Lettuce (1 head)

$2.16 $2.16

$2.89 $2.89

-25.26%

Water (1.5 liter bottle)

$2.54 $2.54

$2.60 $2.60

-2.31%

Cigarettes 20 Pack (Marlboro, Camel)

$11.78 $11.78

$18.72 $18.72

-37.07%

Wine (Bottle)

$14.97 $14.97

$20.06 $20.06

-25.37%

Local Beer (0.5 liter bottle)

$2.48 $2.48

$3.25 $3.25

-23.69%

Imported Beer (0.33 liter bottle)

$4.10 $4.10

$3.73 $3.73

9.92%

One-way Ticket (Public Transport)

$1.97 $1.97

$3.06 $3.06

-35.62%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$140 $140

-57.74%

Taxi Start (Normal Tariff)

$2.50 $2.50

$3.04 $3.04

-17.76%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

Gasoline (1 liter)

$1.48 $1.48

$1.12 $1.12

32.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$35.5K $35.5K

5.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$26.0K $26.0K

1.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 $220

$219 $219

0.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.4 $72.4

$73.2 $73.2

-1.11%

Internet (50+ Mbps, Unlimited Data)

$72.9 $72.9

$72.0 $72.0

1.28%

Gym Membership (Monthly)

$23.28 $23.28

$123 $123

-81.03%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

$67.7 $67.7

-85.44%

Cinema Ticket

$17.30 $17.30

$22.85 $22.85

-24.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,005 $1,005

$3,333 $3,333

-69.84%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

Jeans (Levis 501 Or Similar)

$58.1 $58.1

$75.2 $75.2

-22.74%

Summer Dress (H&M, Zara, etc)

$39.54 $39.54

$52.4 $52.4

-24.53%

Sport Shoes (Adidas, Nike)

$107 $107

$122 $122

-12.22%

Men's Leather Business Shoes

$145 $145

$133 $133

8.61%

1-bedroom Apartment, City Center (Monthly)

$2,467 $2,467

$4,389 $4,389

-43.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,914 $1,914

$3,130 $3,130

-38.85%

3-bedroom Apartment, City Center (Monthly)

$3,828 $3,828

$8,918 $8,918

-57.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,947 $2,947

$5,354 $5,354

-44.96%

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,140 $5,140

$5,343 $5,343

-3.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.31

6.82

-7.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rancho Cucamonga, CA: October 13, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rancho Cucamonga, CA

$1.9K 56.5%

New York, NY

$3.1K 63.2% 63.5% $1.2K

Groceries & Markets

Rancho Cucamonga, CA

$429 12.7%

New York, NY

$545 11% 27.1% $116

Eating Out

Rancho Cucamonga, CA

$393 11.6%

New York, NY

$404 8.2% 2.8% $11

Monthly Utilities & Internet

Rancho Cucamonga, CA

$365 10.8%

New York, NY

$364 7.4% 0.3% $1

Clothing & Footwear

Rancho Cucamonga, CA

$157 4.6%

New York, NY

$172 3.5% 9.6% $15

Getting Around

Rancho Cucamonga, CA

$70 * 2.1%

New York, NY

$167 3.4% 139% $97

Sport & Entertainment

Rancho Cucamonga, CA

$58 1.7%

New York, NY

$168 3.4% 191% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,467 in Rancho Cucamonga, CA versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Rancho Cucamonga, CA versus $122 in New York, NY. Monthly groceries follow the same trend: $429 vs $545 – making Rancho Cucamonga, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Rancho Cucamonga, CA

🇺🇸 New York, NY

🕒 Local time

10:56 10:56 AM

13:56 1:56 PM

3 h ahead of Rancho Cucamonga, CA

🌤 Weather

👥 Population

170,714

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

Rancho Cucamonga, CA New York, NY 3,860 km ≈ 5 h nonstop flight

From you

Rancho Cucamonga, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rancho Cucamonga, CA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 46% more than Rancho Cucamonga, CA, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,078 per month in Rancho Cucamonga, CA and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rancho Cucamonga, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,005 per month in Rancho Cucamonga, CA and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 27% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $3,385 in Rancho Cucamonga, CA and $4,950 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Rancho Cucamonga, CA costs $3,385 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rancho Cucamonga, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.