Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Quincy, IL

For one person, living is cheaper in Quincy, IL: $2,374 a month against $4,938 in New York, NY, rent and utilities included – about $30,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
115

Cost of Living Index in Quincy, IL
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Quincy, IL Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Quincy, IL

🇺🇸 United States

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Quincy, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Quincy, IL actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,374 in Quincy, IL, rent included.

New York, NY $4,938
Quincy, IL $2,374

A couple spends around $7,273 per month in New York, NY vs $3,368 in Quincy, IL, rent included.

New York, NY $7,273
Quincy, IL $3,368

A family of three spends $9,608 per month in New York, NY vs $4,361 in Quincy, IL, rent included.

New York, NY $9,608
Quincy, IL $4,361

New York, NY costs about 108% more than Quincy, IL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Quincy, IL sit above the global median – New York, NY by 264%, Quincy, IL by 75%.

Meal at Budget Restaurant

$24.99 $24.99

$14.89 $14.89

67.83%

Three-Course Dinner for Two, Mid-Range

$120 $120

$59.9 $59.9

100.85%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.08 $10.08

36.31%

Cappuccino

$6.60 $6.60

$4.29 $4.29

53.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.25 $2.25

69.78%

Water (0.33 liter bottle)

$2.87 $2.87

$1.22 $1.22

135.25%

Local Beer (0.5 liter draught)

$7.95 $7.95

$3.05 $3.05

160.66%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$5.12 $5.12

96.48%

Milk (1 liter)

$1.37 $1.37

$0.76 $0.76

80.26%

White Bread (500g)

$4.75 $4.75

$2.43 $2.43

95.47%

Rice (white) (1kg)

$7.69 $7.69

$3.01 $3.01

155.48%

Eggs

$5.87 $5.87

$3.02 $3.02

94.37%

Local Cheese (1kg)

$19.25 $19.25

$11.12 $11.12

73.11%

Chicken Fillets (1kg)

$17.83 $17.83

$6.05 $6.05

194.71%

Beef Round Steak (1kg)

$19.03 $19.03

$10.88 $10.88

74.91%

Apples (1kg)

$6.69 $6.69

$3.48 $3.48

92.24%

Banana (1kg)

$2.29 $2.29

$1.44 $1.44

59.03%

Oranges (1kg)

$6.41 $6.41

$3.21 $3.21

99.69%

Tomato (1kg)

$6.75 $6.75

$4.56 $4.56

48.03%

Potato (1kg)

$3.93 $3.93

$2.10 $2.10

87.14%

Onion (1kg)

$4.52 $4.52

$2.24 $2.24

101.79%

Lettuce (1 head)

$2.79 $2.79

$2.24 $2.24

24.55%

Water (1.5 liter bottle)

$2.51 $2.51

$1.27 $1.27

97.64%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$5.95 $5.95

204.20%

Wine (Bottle)

$20.16 $20.16

$14.93 $14.93

35.03%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.10 $2.10

55.24%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.89 $3.89

-3.60%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.25 $2.25

29.78%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.43 $2.43

25.93%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.57 $1.57

37.58%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$30.02 $30.02

37.67%

Gasoline (1 liter)

$1.12 $1.12

$1.16 $1.16

-3.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.1K $27.1K

22.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.6K $26.6K

-3.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$242 $242

-9.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$44.85 $44.85

67.96%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$69.4 $69.4

1.67%

Gym Membership (Monthly)

$116 $116

$45.71 $45.71

152.68%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$8.37 $8.37

155.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$332 $332

935.16%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$19.8K $19.8K

211.95%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$48.48 $48.48

54.46%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$41.64 $41.64

25.22%

Sport Shoes (Adidas, Nike)

$117 $117

$34.81 $34.81

235.22%

Men's Leather Business Shoes

$135 $135

$98.5 $98.5

36.63%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,605 $1,605

170.89%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,298 $1,298

140.07%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,342 $1,342

578.93%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,114 $2,114

154.52%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,976 $2,976

547.87%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,436 $2,436

185.06%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$1,490 $1,490

251.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.82

0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Quincy, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Quincy, IL

$1.3K 54.7% 58.3% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Quincy, IL

$297 12.5% 46.2% $255

Eating Out

New York, NY

$407 8.2%

Quincy, IL

$240 10.1% 41% $167

Monthly Utilities & Internet

New York, NY

$365 7.4%

Quincy, IL

$356 15% 2.6% $9.4

Clothing & Footwear

New York, NY

$170 3.5%

Quincy, IL

$101 4.2% 40.9% $70

Getting Around

New York, NY

$168 3.4%

Quincy, IL

$19 * 0.8% 88.5% $149

Sport & Entertainment

New York, NY

$158 3.2%

Quincy, IL

$62 2.6% 60.5% $96

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,605 in Quincy, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 252% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $60.0 in Quincy, IL. Monthly groceries follow the same trend: $552 vs $297 – making Quincy, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Quincy, IL

🕒 Local time

20:07 8:07 PM

19:07 7:07 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

92,271

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Quincy, IL 1,460 km ≈ 2 h 15 min nonstop flight

From you

New York, NY
Quincy, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Quincy, IL: Cost of Living - Frequently Asked Questions

New York, NY costs about 108% more than Quincy, IL, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $3,560 in Quincy, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quincy, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $2,374 in Quincy, IL. That's a gap of about 108%.

Kindergarten costs $3,432 per month in New York, NY and $332 in Quincy, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Quincy, IL, where all-in costs run around $2,374, than in New York, NY at $4,938. In Quincy, IL it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Quincy, IL costs $2,374 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Quincy, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.