Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Providence, RI

For one person, living is cheaper in Providence, RI: $3,394 a month against $4,938 in New York, NY, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
165

Cost of Living Index in Providence, RI
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Providence, RI Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Providence, RI

🇺🇸 United States

$3,394

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Providence, RI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Providence, RI actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $3,394 in Providence, RI, rent included.

New York, NY $4,938
Providence, RI $3,394

A couple spends around $7,273 per month in New York, NY vs $4,649 in Providence, RI, rent included.

New York, NY $7,273
Providence, RI $4,649

A family of three spends $9,608 per month in New York, NY vs $5,903 in Providence, RI, rent included.

New York, NY $9,608
Providence, RI $5,903

New York, NY costs about 45% more than Providence, RI, and outside of rent the biggest gap is in groceries.

Both New York, NY and Providence, RI sit above the global median – New York, NY by 264%, Providence, RI by 150%.

Meal at Budget Restaurant

$24.99 $24.99

$18.01 $18.01

38.76%

Three-Course Dinner for Two, Mid-Range

$120 $120

$96.2 $96.2

25.03%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$13.64 $13.64

0.73%

Cappuccino

$6.60 $6.60

$5.50 $5.50

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.96 $2.96

29.05%

Water (0.33 liter bottle)

$2.87 $2.87

$1.96 $1.96

46.43%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.03 $5.03

58.05%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$8.01 $8.01

25.59%

Milk (1 liter)

$1.37 $1.37

$1.06 $1.06

29.25%

White Bread (500g)

$4.75 $4.75

$3.20 $3.20

48.44%

Rice (white) (1kg)

$7.69 $7.69

$5.35 $5.35

43.74%

Eggs

$5.87 $5.87

$4.94 $4.94

18.83%

Local Cheese (1kg)

$19.25 $19.25

$11.41 $11.41

68.71%

Chicken Fillets (1kg)

$17.83 $17.83

$14.40 $14.40

23.82%

Beef Round Steak (1kg)

$19.03 $19.03

$17.98 $17.98

5.84%

Apples (1kg)

$6.69 $6.69

$4.79 $4.79

39.67%

Banana (1kg)

$2.29 $2.29

$1.37 $1.37

67.15%

Oranges (1kg)

$6.41 $6.41

$5.58 $5.58

14.87%

Tomato (1kg)

$6.75 $6.75

$4.69 $4.69

43.92%

Potato (1kg)

$3.93 $3.93

$3.30 $3.30

19.09%

Onion (1kg)

$4.52 $4.52

$3.59 $3.59

25.91%

Lettuce (1 head)

$2.79 $2.79

$2.31 $2.31

20.78%

Water (1.5 liter bottle)

$2.51 $2.51

$2.02 $2.02

24.26%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$13.46 $13.46

34.47%

Wine (Bottle)

$20.16 $20.16

$13.30 $13.30

51.58%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.05 $2.05

59.02%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$4.08 $4.08

-8.09%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.06 $2.06

41.75%

Public Transport Monthly Pass (Regular Price)

$143 $143

$70.9 $70.9

101.10%

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.05 $5.05

-39.41%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.41 $1.41

53.19%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$30.45 $30.45

35.73%

Gasoline (1 liter)

$1.12 $1.12

$1.09 $1.09

2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.5K $27.5K

20.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.1K $26.1K

-1.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$313 $313

-30.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$70.4 $70.4

6.99%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$83.6 $83.6

-15.67%

Gym Membership (Monthly)

$116 $116

$56.9 $56.9

102.99%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$60.8 $60.8

11.18%

Cinema Ticket

$21.37 $21.37

$14.60 $14.60

46.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,477 $1,477

132.28%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$16.8K $16.8K

266.25%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$53.7 $53.7

39.36%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$38.95 $38.95

33.86%

Sport Shoes (Adidas, Nike)

$117 $117

$80.2 $80.2

45.43%

Men's Leather Business Shoes

$135 $135

$100 $100

34.18%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$2,440 $2,440

78.21%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,897 $1,897

64.29%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$3,174 $3,174

187.06%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,602 $2,602

106.77%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,746 $3,746

414.72%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$3,316 $3,316

109.36%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,773 $3,773

38.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.64

3.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Providence, RI: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Providence, RI

$1.9K 55.9% 39.1% $1.2K

Groceries & Markets

New York, NY

$552 11.2%

Providence, RI

$417 12.3% 24.4% $135

Eating Out

New York, NY

$407 8.2%

Providence, RI

$312 9.2% 23.3% $95

Monthly Utilities & Internet

New York, NY

$365 7.4%

Providence, RI

$467 13.8% 28% $102

Clothing & Footwear

New York, NY

$170 3.5%

Providence, RI

$123 3.6% 27.8% $47

Getting Around

New York, NY

$168 3.4%

Providence, RI

$91 2.7% 45.7% $77

Sport & Entertainment

New York, NY

$158 3.2%

Providence, RI

$86 2.5% 45.6% $72

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $2,440 in Providence, RI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $96.0 in Providence, RI. Monthly groceries follow the same trend: $552 vs $417 – making Providence, RI the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Providence, RI

🕒 Local time

08:35 8:35 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

179,472

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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New York, NY Providence, RI 270 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Providence, RI: Cost of Living - Frequently Asked Questions

New York, NY costs about 45% more than Providence, RI, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $5,091 in Providence, RI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Providence, RI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,432 per month in New York, NY and $1,477 in Providence, RI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 32% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $4,938 in New York, NY and $3,394 in Providence, RI. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Providence, RI costs $3,394 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Providence, RI. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.