Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Portsmouth, NH

For one person, living is cheaper in Portsmouth, NH: $2,774 a month against $4,844 in New York, NY, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

233

Cost of Living Index in New York, NY
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New York, NY Living Index
133

Cost of Living Index in Portsmouth, NH
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Portsmouth, NH Living Index

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New York, NY

🇺🇸 United States

$4,844

/mo nomad

Portsmouth, NH

🇺🇸 United States

$2,774

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Portsmouth, NH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Portsmouth, NH actually costs, broken down by who's living it.

A single person spends $4,844 per month in New York, NY vs $2,774 in Portsmouth, NH, rent included.

New York, NY $4,844
Portsmouth, NH $2,774

A couple spends around $7,243 per month in New York, NY vs $4,028 in Portsmouth, NH, rent included.

New York, NY $7,243
Portsmouth, NH $4,028

A family of three spends $9,641 per month in New York, NY vs $5,283 in Portsmouth, NH, rent included.

New York, NY $9,641
Portsmouth, NH $5,283

New York, NY costs about 75% more than Portsmouth, NH, and outside of rent the biggest gap is in transport.

Both New York, NY and Portsmouth, NH sit above the global median – New York, NY by 262%, Portsmouth, NH by 107%.

Meal at Budget Restaurant

$26.41 $26.41

$20.90 $20.90

26.36%

Three-Course Dinner for Two, Mid-Range

$120 $120

$99.7 $99.7

20.09%

Fast Food Meal (McDonalds, etc)

$14.64 $14.64

$9.22 $9.22

58.79%

Cappuccino

$6.44 $6.44

$4.22 $4.22

52.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.74 $2.74

35.77%

Water (0.33 liter bottle)

$2.97 $2.97

$1.52 $1.52

95.39%

Local Beer (0.5 liter draught)

$8.10 $8.10

$7.12 $7.12

13.76%

Imported Beer (0.33 liter bottle)

$10.03 $10.03

$7.28 $7.28

37.77%

Milk (1 liter)

$1.35 $1.35

$1.25 $1.25

8.00%

White Bread (500g)

$4.94 $4.94

$5.11 $5.11

-3.33%

Rice (white) (1kg)

$7.48 $7.48

$4.16 $4.16

79.81%

Eggs

$5.90 $5.90

$3.51 $3.51

68.09%

Local Cheese (1kg)

$19.47 $19.47

$11.24 $11.24

73.22%

Chicken Fillets (1kg)

$17.65 $17.65

$12.96 $12.96

36.19%

Beef Round Steak (1kg)

$20.81 $20.81

$17.00 $17.00

22.41%

Apples (1kg)

$7.09 $7.09

$5.04 $5.04

40.67%

Banana (1kg)

$2.23 $2.23

$2.03 $2.03

9.85%

Oranges (1kg)

$6.80 $6.80

$4.65 $4.65

46.24%

Tomato (1kg)

$6.74 $6.74

$4.33 $4.33

55.66%

Potato (1kg)

$4.59 $4.59

$1.62 $1.62

183.33%

Onion (1kg)

$4.90 $4.90

$2.63 $2.63

86.31%

Lettuce (1 head)

$2.85 $2.85

$2.57 $2.57

10.89%

Water (1.5 liter bottle)

$2.59 $2.59

$3.10 $3.10

-16.45%

Cigarettes 20 Pack (Marlboro, Camel)

$18.88 $18.88

$13.81 $13.81

36.71%

Wine (Bottle)

$20.02 $20.02

$16.26 $16.26

23.12%

Local Beer (0.5 liter bottle)

$3.34 $3.34

$1.77 $1.77

88.70%

Imported Beer (0.33 liter bottle)

$4.10 $4.10

$1.97 $1.97

108.12%

One-way Ticket (Public Transport)

$3.09 $3.09

Public Transport Monthly Pass (Regular Price)

$138 $138

Taxi Start (Normal Tariff)

$2.96 $2.96

$4.99 $4.99

-40.68%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$2.25 $2.25

-2.67%

Taxi 1hour Waiting (Normal Tariff)

$42.03 $42.03

$47.38 $47.38

-11.29%

Gasoline (1 liter)

$1.14 $1.14

$0.91 $0.91

25.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$28.2K $28.2K

25.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$26.2K $26.2K

2.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$196 $196

18.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.0 $72.0

$53.3 $53.3

35.26%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$54.0 $54.0

26.80%

Gym Membership (Monthly)

$134 $134

$24.58 $24.58

445.28%

Tennis Court (1 Hour on Weekend)

$84.3 $84.3

Cinema Ticket

$23.82 $23.82

$12.49 $12.49

90.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,579 $3,579

$842 $842

325.29%

International Primary School, 1 Child (Yearly)

$67.8K $67.8K

$35.9K $35.9K

88.57%

Jeans (Levis 501 Or Similar)

$81.1 $81.1

$25.31 $25.31

220.43%

Summer Dress (H&M, Zara, etc)

$51.1 $51.1

$38.33 $38.33

33.21%

Sport Shoes (Adidas, Nike)

$123 $123

$52.9 $52.9

131.92%

Men's Leather Business Shoes

$136 $136

$81.2 $81.2

68.05%

1-bedroom Apartment, City Center (Monthly)

$4,450 $4,450

$2,189 $2,189

103.25%

1-bedroom Apartment, Outside City Center (Monthly)

$2,963 $2,963

$1,579 $1,579

87.65%

3-bedroom Apartment, City Center (Monthly)

$9,460 $9,460

$4,163 $4,163

127.25%

3-bedroom Apartment, Outside City Center (Monthly)

$5,280 $5,280

$2,499 $2,499

111.26%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$4,846 $4,846

287.53%

Buy Apartment Outside City Center (m2)

$6,597 $6,597

$3,112 $3,112

112.00%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$6,015 $6,015

-16.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.1

12.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 8, 2026

Last update for Portsmouth, NH: November 9, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 61.2%

Portsmouth, NH

$1.6K 56.9% 46.7% $1.4K

Groceries & Markets

New York, NY

$566 11.7%

Portsmouth, NH

$424 15.3% 25.1% $142

Eating Out

New York, NY

$420 8.7%

Portsmouth, NH

$313 11.3% 25.5% $107

Monthly Utilities & Internet

New York, NY

$373 7.7%

Portsmouth, NH

$303 10.9% 18.8% $70

Sport & Entertainment

New York, NY

$182 3.8%

Portsmouth, NH

$50 1.8% 72.7% $132

Clothing & Footwear

New York, NY

$176 3.6%

Portsmouth, NH

$89 3.2% 49.5% $87

Getting Around

New York, NY

$164 3.4%

Portsmouth, NH

$16 * 0.6% 90.1% $148

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,450 in New York, NY versus $2,189 in Portsmouth, NH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Portsmouth, NH, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $120 in New York, NY versus $100 in Portsmouth, NH. Monthly groceries follow the same trend: $566 vs $424 – making Portsmouth, NH the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Portsmouth, NH

🕒 Local time

15:17 3:17 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

95,535

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.891 EUR

Exchange rates and currency converter

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New York, NY Portsmouth, NH 390 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Portsmouth, NH: Cost of Living - Frequently Asked Questions

New York, NY costs about 75% more than Portsmouth, NH, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,266 per month in New York, NY and $4,161 in Portsmouth, NH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Portsmouth, NH, especially for central apartments: a one-bedroom in the center costs $2,189 there versus $4,450 in New York, NY.

Monthly expenses with rent come to $4,844 in New York, NY and $2,774 in Portsmouth, NH. That makes Portsmouth, NH about 43% cheaper.

Kindergarten costs $3,579 per month in New York, NY and $842 in Portsmouth, NH. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,844 in New York, NY and $2,774 in Portsmouth, NH. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Portsmouth, NH costs $2,774 versus $4,844 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.