Last update: Nov 2026

Cost of Living Comparison Between Portsmouth, NH and New York, NY

For one person, living is cheaper in Portsmouth, NH: $2,774 a month against $4,844 in New York, NY, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Portsmouth, NH
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Portsmouth, NH Living Index
233

Cost of Living Index in New York, NY
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New York, NY Living Index

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Portsmouth, NH

🇺🇸 United States

$2,774

/mo nomad

New York, NY

🇺🇸 United States

$4,844

/mo nomad

Monthly Cost of Living

How much you'll spend in Portsmouth, NH and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Portsmouth, NH and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,774 per month in Portsmouth, NH vs $4,844 in New York, NY, rent included.

Portsmouth, NH $2,774
New York, NY $4,844

A couple spends around $4,028 per month in Portsmouth, NH vs $7,243 in New York, NY, rent included.

Portsmouth, NH $4,028
New York, NY $7,243

A family of three spends $5,283 per month in Portsmouth, NH vs $9,641 in New York, NY, rent included.

Portsmouth, NH $5,283
New York, NY $9,641

Portsmouth, NH is about 43% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Portsmouth, NH and New York, NY sit above the global median – Portsmouth, NH by 107%, New York, NY by 262%.

Meal at Budget Restaurant

$20.90 $20.90

$26.41 $26.41

-20.86%

Three-Course Dinner for Two, Mid-Range

$99.7 $99.7

$120 $120

-16.73%

Fast Food Meal (McDonalds, etc)

$9.22 $9.22

$14.64 $14.64

-37.02%

Cappuccino

$4.22 $4.22

$6.44 $6.44

-34.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$3.72 $3.72

-26.34%

Water (0.33 liter bottle)

$1.52 $1.52

$2.97 $2.97

-48.82%

Local Beer (0.5 liter draught)

$7.12 $7.12

$8.10 $8.10

-12.10%

Imported Beer (0.33 liter bottle)

$7.28 $7.28

$10.03 $10.03

-27.42%

Milk (1 liter)

$1.25 $1.25

$1.35 $1.35

-7.41%

White Bread (500g)

$5.11 $5.11

$4.94 $4.94

3.44%

Rice (white) (1kg)

$4.16 $4.16

$7.48 $7.48

-44.39%

Eggs

$3.51 $3.51

$5.90 $5.90

-40.51%

Local Cheese (1kg)

$11.24 $11.24

$19.47 $19.47

-42.27%

Chicken Fillets (1kg)

$12.96 $12.96

$17.65 $17.65

-26.57%

Beef Round Steak (1kg)

$17.00 $17.00

$20.81 $20.81

-18.31%

Apples (1kg)

$5.04 $5.04

$7.09 $7.09

-28.91%

Banana (1kg)

$2.03 $2.03

$2.23 $2.23

-8.97%

Oranges (1kg)

$4.65 $4.65

$6.80 $6.80

-31.62%

Tomato (1kg)

$4.33 $4.33

$6.74 $6.74

-35.76%

Potato (1kg)

$1.62 $1.62

$4.59 $4.59

-64.71%

Onion (1kg)

$2.63 $2.63

$4.90 $4.90

-46.33%

Lettuce (1 head)

$2.57 $2.57

$2.85 $2.85

-9.82%

Water (1.5 liter bottle)

$3.10 $3.10

$2.59 $2.59

19.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.81 $13.81

$18.88 $18.88

-26.85%

Wine (Bottle)

$16.26 $16.26

$20.02 $20.02

-18.78%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$3.34 $3.34

-47.01%

Imported Beer (0.33 liter bottle)

$1.97 $1.97

$4.10 $4.10

-51.95%

One-way Ticket (Public Transport)

$3.09 $3.09

Public Transport Monthly Pass (Regular Price)

$138 $138

Taxi Start (Normal Tariff)

$4.99 $4.99

$2.96 $2.96

68.58%

Taxi (Normal Tariff) (1km)

$2.25 $2.25

$2.19 $2.19

2.74%

Taxi 1hour Waiting (Normal Tariff)

$47.38 $47.38

$42.03 $42.03

12.73%

Gasoline (1 liter)

$0.91 $0.91

$1.14 $1.14

-20.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$35.3K $35.3K

-20.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$27.0K $27.0K

-2.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$233 $233

-15.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$72.0 $72.0

-26.07%

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$68.5 $68.5

-21.13%

Gym Membership (Monthly)

$24.58 $24.58

$134 $134

-81.66%

Tennis Court (1 Hour on Weekend)

$84.3 $84.3

Cinema Ticket

$12.49 $12.49

$23.82 $23.82

-47.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$842 $842

$3,579 $3,579

-76.49%

International Primary School, 1 Child (Yearly)

$35.9K $35.9K

$67.8K $67.8K

-46.97%

Jeans (Levis 501 Or Similar)

$25.31 $25.31

$81.1 $81.1

-68.79%

Summer Dress (H&M, Zara, etc)

$38.33 $38.33

$51.1 $51.1

-24.93%

Sport Shoes (Adidas, Nike)

$52.9 $52.9

$123 $123

-56.88%

Men's Leather Business Shoes

$81.2 $81.2

$136 $136

-40.49%

1-bedroom Apartment, City Center (Monthly)

$2,189 $2,189

$4,450 $4,450

-50.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,579 $1,579

$2,963 $2,963

-46.71%

3-bedroom Apartment, City Center (Monthly)

$4,163 $4,163

$9,460 $9,460

-56.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,499 $2,499

$5,280 $5,280

-52.66%

Buy Apartment in City Center (m2)

$4,846 $4,846

$18.8K $18.8K

-74.20%

Buy Apartment Outside City Center (m2)

$3,112 $3,112

$6,597 $6,597

-52.83%

Average Monthly Net Salary (After Tax)

$6,015 $6,015

$5,043 $5,043

19.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

6.89

-11.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Portsmouth, NH: November 9, 2026

Last update for New York, NY: November 8, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Portsmouth, NH

$1.6K 56.9%

New York, NY

$3K 61.2% 87.7% $1.4K

Groceries & Markets

Portsmouth, NH

$424 15.3%

New York, NY

$566 11.7% 33.4% $142

Eating Out

Portsmouth, NH

$313 11.3%

New York, NY

$420 8.7% 34.3% $107

Monthly Utilities & Internet

Portsmouth, NH

$303 10.9%

New York, NY

$373 7.7% 23.2% $70

Clothing & Footwear

Portsmouth, NH

$89 3.2%

New York, NY

$176 3.6% 97.9% $87

Sport & Entertainment

Portsmouth, NH

$50 1.8%

New York, NY

$182 3.8% 267% $132

Getting Around

Portsmouth, NH

$16 * 0.6%

New York, NY

$164 3.4% 910% $148

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,189 in Portsmouth, NH versus $4,450 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Portsmouth, NH, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Portsmouth, NH versus $120 in New York, NY. Monthly groceries follow the same trend: $424 vs $566 – making Portsmouth, NH the more affordable choice for daily food spending.

Good to know

🇺🇸 Portsmouth, NH

🇺🇸 New York, NY

🕒 Local time

12:26 12:26 PM

Same time as Portsmouth, NH

🌤 Weather

👥 Population

95,535

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.891 EUR

Exchange rates and currency converter

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Portsmouth, NH New York, NY 390 km

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Portsmouth, NH
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Portsmouth, NH vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 75% more than Portsmouth, NH, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,161 per month in Portsmouth, NH and $7,266 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Portsmouth, NH, especially for central apartments: a one-bedroom in the center costs $2,189 there versus $4,450 in New York, NY.

Monthly expenses with rent come to $2,774 in Portsmouth, NH and $4,844 in New York, NY. That makes Portsmouth, NH about 43% cheaper.

Kindergarten costs $842 per month in Portsmouth, NH and $3,579 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,774 in Portsmouth, NH and $4,844 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Portsmouth, NH costs $2,774 versus $4,844 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.