Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Osorno

For one person, living is cheaper in Osorno: $1,025 a month against $4,950 in New York, NY, rent and utilities included – about $47,100 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,950
/mo nomad
Osorno
🇨🇱 Chile
$1,025
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Osorno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Osorno actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $1,025 in Osorno, rent included.

  • New York, NY $4,950
  • Osorno $1,025

A couple spends around $7,265 per month in New York, NY vs $1,505 in Osorno, rent included.

  • New York, NY $7,265
  • Osorno $1,505

A family of three spends $9,581 per month in New York, NY vs $1,985 in Osorno, rent included.

  • New York, NY $9,581
  • Osorno $1,985

New York, NY costs about 383% more than Osorno, and outside of rent the biggest gap is in groceries.

New York, NY sits 267% above the global median, while Osorno is 24% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New York, NY
Osorno
Difference
Meal at Budget Restaurant
$24.65 $24.65
$7.50 CLP 7,388
228.67%
Three-Course Dinner for Two, Mid-Range
$122 $122
$30.85 CLP 30.4K
293.97%
Fast Food Meal (McDonalds, etc)
$13.91 $13.91
$6.45 CLP 6,350
115.66%
Cappuccino
$6.59 $6.59
$1.99 CLP 1,955
231.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$1.34 CLP 1,318
186.57%
Water (0.33 liter bottle)
$2.87 $2.87
$3.09 CLP 3,037
-7.12%
Local Beer (0.5 liter draught)
$7.79 $7.79
$1.76 CLP 1,737
342.61%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$2.48 CLP 2,444
297.18%
🛒 Groceries & Markets
New York, NY
Osorno
Difference
Milk (1 liter)
$1.38 $1.38
$1.24 CLP 1,222
11.29%
White Bread (500g)
$4.68 $4.68
$1.52 CLP 1,496
207.89%
Rice (white) (1kg)
$7.54 $7.54
$1.52 CLP 1,492
396.05%
Eggs
$5.93 $5.93
$3.78 CLP 3,717
56.88%
Local Cheese (1kg)
$18.83 $18.83
$9.78 CLP 9,624
92.54%
Chicken Fillets (1kg)
$17.36 $17.36
$5.53 CLP 5,445
213.92%
Beef Round Steak (1kg)
$18.51 $18.51
$9.58 CLP 9,426
93.22%
Apples (1kg)
$6.74 $6.74
$2.01 CLP 1,981
235.32%
Banana (1kg)
$2.09 $2.09
$1.41 CLP 1,385
48.23%
Oranges (1kg)
$6.07 $6.07
$1.77 CLP 1,739
242.94%
Tomato (1kg)
$6.74 $6.74
$2.03 CLP 1,993
232.02%
Potato (1kg)
$4.05 $4.05
$1.92 CLP 1,888
110.94%
Onion (1kg)
$4.37 $4.37
$1.70 CLP 1,669
157.06%
Lettuce (1 head)
$2.89 $2.89
$1.13 CLP 1,110
155.75%
Water (1.5 liter bottle)
$2.60 $2.60
$0.91 CLP 897
185.71%
Cigarettes 20 Pack (Marlboro, Camel)
$18.72 $18.72
$5.13 CLP 5,053
264.91%
Wine (Bottle)
$20.06 $20.06
$4.47 CLP 4,398
348.77%
Local Beer (0.5 liter bottle)
$3.25 $3.25
$1.55 CLP 1,527
109.68%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$3.08 CLP 3,031
21.10%
🚌 Getting Around
New York, NY
Osorno
Difference
One-way Ticket (Public Transport)
$3.06 $3.06
$0.53 CLP 523
477.36%
Public Transport Monthly Pass (Regular Price)
$140 $140
$15.08 CLP 14.8K
831.56%
Taxi Start (Normal Tariff)
$3.04 $3.04
$2.73 CLP 2,690
11.36%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$0.96 CLP 946
123.96%
Taxi 1hour Waiting (Normal Tariff)
$41.82 $41.82
$4.97 CLP 4,891
741.45%
Gasoline (1 liter)
$1.12 $1.12
$1.35 CLP 1,329
-17.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$14.6K CLP 14.3M
143.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$14.3K CLP 14.1M
81.66%
🧾 Monthly Utilities & Internet
New York, NY
Osorno
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$102 CLP 100.5K
114.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$73.2 $73.2
$10.02 CLP 9,867
630.44%
Internet (50+ Mbps, Unlimited Data)
$72.0 $72.0
$29.19 CLP 28.7K
146.63%
🎉 Sport & Entertainment
New York, NY
Osorno
Difference
Gym Membership (Monthly)
$123 $123
$59.5 CLP 58.6K
106.17%
Tennis Court (1 Hour on Weekend)
$67.7 $67.7
$13.54 CLP 13.3K
399.78%
Cinema Ticket
$22.85 $22.85
$9.16 CLP 9,019
149.45%
🧸 Childcare & Education
New York, NY
Osorno
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,333 $3,333
$354 CLP 348.8K
840.57%
International Primary School, 1 Child (Yearly)
$60.0K $60.0K
-
-
👕👟 Clothing & Footwear
New York, NY
Osorno
Difference
Jeans (Levis 501 Or Similar)
$75.2 $75.2
$40.48 CLP 39.8K
85.75%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
-
-
Sport Shoes (Adidas, Nike)
$122 $122
$42.53 CLP 41.9K
186.03%
Men's Leather Business Shoes
$133 $133
$44.52 CLP 43.8K
199.08%
🏠 Accommodation & Living
New York, NY
Osorno
Difference
1-bedroom Apartment, City Center (Monthly)
$4,389 $4,389
$384 CLP 378.3K
1041.98%
1-bedroom Apartment, Outside City Center (Monthly)
$3,130 $3,130
$371 CLP 365.3K
743.36%
3-bedroom Apartment, City Center (Monthly)
$8,918 $8,918
$512 CLP 503.8K
1642.52%
3-bedroom Apartment, Outside City Center (Monthly)
$5,354 $5,354
$556 CLP 547.3K
862.94%
Buy Apartment in City Center (m2)
$19.4K $19.4K
$1,027 CLP 1.0M
1788.75%
Buy Apartment Outside City Center (m2)
$6,806 $6,806
$1,557 CLP 1.5M
337.17%
💵 Salaries & Financials
New York, NY
Osorno
Difference
Average Monthly Net Salary (After Tax)
$5,343 $5,343
$615 CLP 605.4K
768.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
4.72
44.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Osorno: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Osorno
$371 88.1% $2.8K
Groceries & Markets
New York, NY
$545
Osorno
$218 60.1% $327
Eating Out
New York, NY
$404
Osorno
$135 66.6% $269
Monthly Utilities & Internet
New York, NY
$364
Osorno
$141 61.2% $223
Clothing & Footwear
New York, NY
$172
Osorno
$57 * 66.6% $115
Sport & Entertainment
New York, NY
$168
Osorno
$78 53.8% $91
Getting Around
New York, NY
$167
Osorno
$25 85.1% $142

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $384 in Osorno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 769% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $31.00 in Osorno. Monthly groceries follow the same trend: $545 vs $218 – making Osorno the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇨🇱 Osorno
🕒 Local time
22:15 10:15 PM
23:15 11:15 PM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
147,666
💱 Currency
Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

On the map
Between locations
  • New York, NY Osorno 9,030 km ≈ 12 h nonstop flight
From you
  • New York, NY
  • Osorno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Osorno: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Osorno?
New York, NY costs about 383% more than Osorno, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Osorno?
For a comfortable life, plan on about $7,424 per month in New York, NY and $1,537 in Osorno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Osorno?
Rent is clearly cheaper in Osorno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in New York, NY and in Osorno?
Kindergarten costs $3,333 per month in New York, NY and $354 in Osorno. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in New York, NY or in Osorno?
Groceries cost about 150% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in New York, NY or in Osorno?
A $1,500 monthly budget goes further in Osorno, where all-in costs run around $1,025, than in New York, NY at $4,950. In Osorno it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, New York, NY or Osorno?
For digital nomads, it depends on budget. Osorno costs $1,025 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to New York, NY or to Osorno?
If budget matters most, go with Osorno. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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