Last update: Oct 2026

Cost of Living Comparison Between New York, NY and North East, MD

For one person, living is cheaper in North East, MD: $2,506 a month against $4,938 in New York, NY, rent and utilities included – about $29,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
124

Cost of Living Index in North East, MD
Learn more

North East, MD Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,938

/mo nomad

North East, MD

🇺🇸 United States

$2,506

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in North East, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in North East, MD actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,506 in North East, MD, rent included.

New York, NY $4,938
North East, MD $2,506

A couple spends around $7,273 per month in New York, NY vs $3,589 in North East, MD, rent included.

New York, NY $7,273
North East, MD $3,589

A family of three spends $9,608 per month in New York, NY vs $4,672 in North East, MD, rent included.

New York, NY $9,608
North East, MD $4,672

New York, NY costs about 97% more than North East, MD, and outside of rent the biggest gap is in groceries.

Both New York, NY and North East, MD sit above the global median – New York, NY by 264%, North East, MD by 85%.

Meal at Budget Restaurant

$24.99 $24.99

$15.08 $15.08

65.72%

Three-Course Dinner for Two, Mid-Range

$120 $120

$74.6 $74.6

61.22%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.23 $10.23

34.31%

Cappuccino

$6.60 $6.60

$5.24 $5.24

25.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.33 $2.33

63.95%

Water (0.33 liter bottle)

$2.87 $2.87

$1.75 $1.75

64.00%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.90 $6.90

15.22%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$4.47 $4.47

125.06%

Milk (1 liter)

$1.37 $1.37

$1.17 $1.17

17.09%

White Bread (500g)

$4.75 $4.75

$2.94 $2.94

61.56%

Rice (white) (1kg)

$7.69 $7.69

$2.68 $2.68

186.94%

Eggs

$5.87 $5.87

$3.82 $3.82

53.66%

Local Cheese (1kg)

$19.25 $19.25

$9.38 $9.38

105.22%

Chicken Fillets (1kg)

$17.83 $17.83

$9.59 $9.59

85.92%

Beef Round Steak (1kg)

$19.03 $19.03

$18.48 $18.48

2.98%

Apples (1kg)

$6.69 $6.69

$4.64 $4.64

44.18%

Banana (1kg)

$2.29 $2.29

$1.32 $1.32

73.48%

Oranges (1kg)

$6.41 $6.41

$4.34 $4.34

47.70%

Tomato (1kg)

$6.75 $6.75

$4.00 $4.00

68.75%

Potato (1kg)

$3.93 $3.93

$2.56 $2.56

53.52%

Onion (1kg)

$4.52 $4.52

$2.47 $2.47

83.00%

Lettuce (1 head)

$2.79 $2.79

$2.55 $2.55

9.41%

Water (1.5 liter bottle)

$2.51 $2.51

$1.79 $1.79

40.22%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$13.99 $13.99

29.38%

Wine (Bottle)

$20.16 $20.16

$14.44 $14.44

39.61%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.43 $2.43

34.16%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.64 $3.64

3.02%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.26 $2.26

29.20%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.03 $5.03

-39.17%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.12 $1.12

92.86%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$23.07 $23.07

79.15%

Gasoline (1 liter)

$1.12 $1.12

$1.05 $1.05

6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$33.3K $33.3K

-0.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.4K $25.4K

1.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$294 $294

-25.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$49.39 $49.39

52.52%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$60.8 $60.8

16.01%

Gym Membership (Monthly)

$116 $116

$38.46 $38.46

200.31%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$16.64 $16.64

28.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,948 $1,948

76.16%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$27.8K $27.8K

122.09%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$46.28 $46.28

61.80%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$39.54 $39.54

31.87%

Sport Shoes (Adidas, Nike)

$117 $117

$86.4 $86.4

35.10%

Men's Leather Business Shoes

$135 $135

$132 $132

2.33%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,767 $1,767

146.01%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,241 $1,241

151.22%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,682 $2,682

239.72%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,984 $1,984

171.21%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,643 $2,643

629.55%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,189 $2,189

217.15%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.46

6.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for North East, MD: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

North East, MD

$1.2K 49.5% 60.2% $1.9K

Groceries & Markets

New York, NY

$552 11.2%

North East, MD

$360 14.4% 34.9% $193

Eating Out

New York, NY

$407 8.2%

North East, MD

$274 10.9% 32.7% $133

Monthly Utilities & Internet

New York, NY

$365 7.4%

North East, MD

$404 16.1% 10.7% $39

Clothing & Footwear

New York, NY

$170 3.5%

North East, MD

$137 5.5% 19.7% $34

Getting Around

New York, NY

$168 3.4%

North East, MD

$20 * 0.8% 88.3% $149

Sport & Entertainment

New York, NY

$158 3.2%

North East, MD

$72 2.9% 54.7% $86

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,767 in North East, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $120 in New York, NY versus $75.0 in North East, MD. Monthly groceries follow the same trend: $552 vs $360 – making North East, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 North East, MD

🕒 Local time

21:24 9:24 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

3,600

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY North East, MD 190 km

From you

New York, NY
North East, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs North East, MD: Cost of Living - Frequently Asked Questions

New York, NY costs about 97% more than North East, MD, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $3,760 in North East, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in North East, MD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $2,506 in North East, MD. That's a gap of about 97%.

Kindergarten costs $3,432 per month in New York, NY and $1,948 in North East, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,506 in North East, MD. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. North East, MD costs $2,506 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with North East, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.