Last update: Oct 2026

Cost of Living Comparison Between New York, NY and New Port Richey, FL

For one person, living is cheaper in New Port Richey, FL: $1,178 a month against $4,938 in New York, NY, rent and utilities included – about $45,100 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
57

Cost of Living Index in New Port Richey, FL
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New Port Richey, FL Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

New Port Richey, FL

🇺🇸 United States

$1,178

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in New Port Richey, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in New Port Richey, FL actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $1,178 in New Port Richey, FL, rent included.

New York, NY $4,938
New Port Richey, FL $1,178

A couple spends around $7,273 per month in New York, NY vs $2,717 in New Port Richey, FL, rent included.

New York, NY $7,273
New Port Richey, FL $2,717

A family of three spends $9,608 per month in New York, NY vs $4,256 in New Port Richey, FL, rent included.

New York, NY $9,608
New Port Richey, FL $4,256

New York, NY costs about 319% more than New Port Richey, FL, and outside of rent the biggest gap is in groceries.

New York, NY sits 264% above the global median, while New Port Richey, FL is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.99 $24.99

$21.13 $21.13

18.27%

Three-Course Dinner for Two, Mid-Range

$120 $120

$38.28 $38.28

214.18%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.34 $11.34

21.16%

Cappuccino

$6.60 $6.60

$5.25 $5.25

25.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.47 $2.47

54.66%

Water (0.33 liter bottle)

$2.87 $2.87

$2.79 $2.79

2.87%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.96 $5.96

33.39%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.89 $6.89

46.01%

Milk (1 liter)

$1.37 $1.37

$0.94 $0.94

45.74%

White Bread (500g)

$4.75 $4.75

$3.89 $3.89

22.11%

Rice (white) (1kg)

$7.69 $7.69

$4.57 $4.57

68.27%

Eggs

$5.87 $5.87

$3.52 $3.52

66.76%

Local Cheese (1kg)

$19.25 $19.25

$11.87 $11.87

62.17%

Chicken Fillets (1kg)

$17.83 $17.83

$7.91 $7.91

125.41%

Beef Round Steak (1kg)

$19.03 $19.03

$18.36 $18.36

3.65%

Apples (1kg)

$6.69 $6.69

$2.55 $2.55

162.35%

Banana (1kg)

$2.29 $2.29

$1.55 $1.55

47.74%

Oranges (1kg)

$6.41 $6.41

$5.15 $5.15

24.47%

Tomato (1kg)

$6.75 $6.75

$4.46 $4.46

51.35%

Potato (1kg)

$3.93 $3.93

$2.22 $2.22

77.03%

Onion (1kg)

$4.52 $4.52

$3.30 $3.30

36.97%

Lettuce (1 head)

$2.79 $2.79

$2.51 $2.51

11.16%

Water (1.5 liter bottle)

$2.51 $2.51

$1.62 $1.62

54.94%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$7.86 $7.86

130.28%

Wine (Bottle)

$20.16 $20.16

$14.83 $14.83

35.94%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.94 $2.94

10.88%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.93 $2.93

27.99%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.95 $2.95

-1.02%

Public Transport Monthly Pass (Regular Price)

$143 $143

$50.7 $50.7

181.41%

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.87 $2.87

6.62%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.94 $1.94

11.34%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$34.92 $34.92

18.36%

Gasoline (1 liter)

$1.12 $1.12

$0.93 $0.93

20.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$23.8K $23.8K

39.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.6K $26.6K

-3.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$160 $160

37.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$39.41 $39.41

91.14%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$45.09 $45.09

56.38%

Gym Membership (Monthly)

$116 $116

$24.96 $24.96

362.74%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$11.18 $11.18

91.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$610 $610

462.14%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$21.9K $21.9K

182.01%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$38.21 $38.21

95.97%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$34.72 $34.72

50.17%

Sport Shoes (Adidas, Nike)

$117 $117

$71.2 $71.2

63.82%

Men's Leather Business Shoes

$135 $135

$104 $104

30.05%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,104 $1,104

293.79%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,109 $2,109

331.88%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,775 $1,775

203.02%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,022 $3,022

538.13%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,151 $2,151

222.72%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,854 $3,854

35.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.65

3.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for New Port Richey, FL: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

New Port Richey, FL

- * 0% 100%

Groceries & Markets

New York, NY

$552 11.2%

New Port Richey, FL

$369 31.3% 33.2% $184

Eating Out

New York, NY

$407 8.2%

New Port Richey, FL

$331 28.1% 18.7% $76

Monthly Utilities & Internet

New York, NY

$365 7.4%

New Port Richey, FL

$244 20.8% 33.1% $121

Clothing & Footwear

New York, NY

$170 3.5%

New Port Richey, FL

$111 9.5% 34.5% $59

Getting Around

New York, NY

$168 3.4%

New Port Richey, FL

$75 6.4% 55.4% $93

Sport & Entertainment

New York, NY

$158 3.2%

New Port Richey, FL

$47 4% 70.1% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,104 in New Port Richey, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $38.00 in New Port Richey, FL. Monthly groceries follow the same trend: $552 vs $369 – making New Port Richey, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 New Port Richey, FL

🕒 Local time

23:32 11:32 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

17,200

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY New Port Richey, FL 1,580 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
New Port Richey, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs New Port Richey, FL: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 319%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,407 per month in New York, NY and $1,767 in New Port Richey, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in New Port Richey, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,432 per month in New York, NY and $610 in New Port Richey, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 50% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in New Port Richey, FL, where all-in costs run around $1,178, than in New York, NY at $4,938. In New Port Richey, FL it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward New Port Richey, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with New Port Richey, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.