Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Murfreesboro, TN

For one person, living is cheaper in Murfreesboro, TN: $2,343 a month against $4,941 in New York, NY, rent and utilities included – about $31,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
112

Cost of Living Index in Murfreesboro, TN
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Murfreesboro, TN Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Murfreesboro, TN

🇺🇸 United States

$2,343

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Murfreesboro, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Murfreesboro, TN actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,343 in Murfreesboro, TN, rent included.

New York, NY $4,941
Murfreesboro, TN $2,343

A couple spends around $7,225 per month in New York, NY vs $3,388 in Murfreesboro, TN, rent included.

New York, NY $7,225
Murfreesboro, TN $3,388

A family of three spends $9,509 per month in New York, NY vs $4,434 in Murfreesboro, TN, rent included.

New York, NY $9,509
Murfreesboro, TN $4,434

New York, NY costs about 111% more than Murfreesboro, TN, and outside of rent the biggest gap is in groceries.

Both New York, NY and Murfreesboro, TN sit above the global median – New York, NY by 263%, Murfreesboro, TN by 72%.

Meal at Budget Restaurant

$28.55 $28.55

$17.34 $17.34

64.65%

Three-Course Dinner for Two, Mid-Range

$118 $118

$74.7 $74.7

58.65%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.07 $10.07

49.35%

Cappuccino

$6.53 $6.53

$5.52 $5.52

18.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.64 $2.64

50.00%

Water (0.33 liter bottle)

$3.01 $3.01

$2.55 $2.55

18.04%

Local Beer (0.5 liter draught)

$8.16 $8.16

$3.95 $3.95

106.58%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$6.09 $6.09

61.58%

Milk (1 liter)

$1.37 $1.37

$1.02 $1.02

34.31%

White Bread (500g)

$4.97 $4.97

$2.98 $2.98

66.78%

Rice (white) (1kg)

$7.81 $7.81

$3.37 $3.37

131.75%

Eggs

$5.97 $5.97

$4.28 $4.28

39.49%

Local Cheese (1kg)

$18.91 $18.91

$10.29 $10.29

83.77%

Chicken Fillets (1kg)

$18.04 $18.04

$9.50 $9.50

89.89%

Beef Round Steak (1kg)

$19.05 $19.05

$14.97 $14.97

27.25%

Apples (1kg)

$6.76 $6.76

$6.44 $6.44

4.97%

Banana (1kg)

$2.27 $2.27

$1.12 $1.12

102.68%

Oranges (1kg)

$6.83 $6.83

$2.72 $2.72

151.10%

Tomato (1kg)

$7.09 $7.09

$4.63 $4.63

53.13%

Potato (1kg)

$4.22 $4.22

$1.99 $1.99

112.06%

Onion (1kg)

$4.65 $4.65

$2.65 $2.65

75.47%

Lettuce (1 head)

$2.87 $2.87

$2.12 $2.12

35.38%

Water (1.5 liter bottle)

$2.60 $2.60

$1.59 $1.59

63.52%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.34 $9.34

100.96%

Wine (Bottle)

$20.13 $20.13

$14.84 $14.84

35.65%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.77 $1.77

94.92%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.18 $3.18

26.42%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.03 $1.03

182.52%

Public Transport Monthly Pass (Regular Price)

$139 $139

$45.03 $45.03

208.51%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.95 $4.95

-37.78%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.52 $1.52

39.47%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$30.07 $30.07

39.54%

Gasoline (1 liter)

$1.17 $1.17

$0.88 $0.88

32.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.4K $28.4K

21.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.1K $25.1K

3.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$231 $231

-5.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$54.4 $54.4

36.40%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$54.4 $54.4

28.97%

Gym Membership (Monthly)

$112 $112

$17.22 $17.22

550.12%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$30.46 $30.46

145.76%

Cinema Ticket

$22.14 $22.14

$14.75 $14.75

50.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,242 $1,242

186.38%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$24.2K $24.2K

156.65%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$49.44 $49.44

52.93%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$45.09 $45.09

13.55%

Sport Shoes (Adidas, Nike)

$123 $123

$88.9 $88.9

38.60%

Men's Leather Business Shoes

$140 $140

$126 $126

11.36%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,164 $1,164

286.48%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,117 $1,117

175.72%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,206 $2,206

328.17%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,719 $1,719

201.93%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,748 $2,748

558.95%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,461 $2,461

171.93%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$4,221 $4,221

23.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.49

5.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Murfreesboro, TN: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Murfreesboro, TN

$1.1K 47.7% 63.7% $2K

Groceries & Markets

New York, NY

$563 11.4%

Murfreesboro, TN

$351 15% 37.7% $212

Eating Out

New York, NY

$440 8.9%

Murfreesboro, TN

$288 12.3% 34.6% $152

Monthly Utilities & Internet

New York, NY

$364 7.4%

Murfreesboro, TN

$340 14.5% 6.5% $24

Clothing & Footwear

New York, NY

$175 3.6%

Murfreesboro, TN

$139 5.9% 20.7% $36

Getting Around

New York, NY

$164 3.3%

Murfreesboro, TN

$62 2.6% 62.4% $103

Sport & Entertainment

New York, NY

$156 3.2%

Murfreesboro, TN

$47 2% 70.1% $110

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,164 in Murfreesboro, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $75 in Murfreesboro, TN. Monthly groceries follow the same trend: $563 vs $351 – making Murfreesboro, TN the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Murfreesboro, TN

🕒 Local time

03:33 3:33 AM

02:33 2:33 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

126,118

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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New York, NY Murfreesboro, TN 1,190 km ≈ 2 h nonstop flight

From you

New York, NY
Murfreesboro, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Murfreesboro, TN: Cost of Living - Frequently Asked Questions

New York, NY costs about 111% more than Murfreesboro, TN, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,514 in Murfreesboro, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Murfreesboro, TN, especially for central apartments: a one-bedroom in the center costs $1,164 there versus $4,499 in New York, NY.

Groceries cost about 61% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $118 in New York, NY and $75 in Murfreesboro, TN. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,343 in Murfreesboro, TN. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Murfreesboro, TN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Murfreesboro, TN. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.