Last update: Oct 2026

Cost of Living Comparison Between Murfreesboro, TN and New York, NY

For one person, living is cheaper in Murfreesboro, TN: $2,343 a month against $4,941 in New York, NY, rent and utilities included – about $31,200 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Murfreesboro, TN
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Murfreesboro, TN Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Murfreesboro, TN

🇺🇸 United States

$2,343

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Murfreesboro, TN and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Murfreesboro, TN and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,343 per month in Murfreesboro, TN vs $4,941 in New York, NY, rent included.

Murfreesboro, TN $2,343
New York, NY $4,941

A couple spends around $3,388 per month in Murfreesboro, TN vs $7,225 in New York, NY, rent included.

Murfreesboro, TN $3,388
New York, NY $7,225

A family of three spends $4,434 per month in Murfreesboro, TN vs $9,509 in New York, NY, rent included.

Murfreesboro, TN $4,434
New York, NY $9,509

Murfreesboro, TN is about 53% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Murfreesboro, TN and New York, NY sit above the global median – Murfreesboro, TN by 72%, New York, NY by 263%.

Meal at Budget Restaurant

$17.34 $17.34

$28.55 $28.55

-39.26%

Three-Course Dinner for Two, Mid-Range

$74.7 $74.7

$118 $118

-36.97%

Fast Food Meal (McDonalds, etc)

$10.07 $10.07

$15.04 $15.04

-33.05%

Cappuccino

$5.52 $5.52

$6.53 $6.53

-15.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.96 $3.96

-33.33%

Water (0.33 liter bottle)

$2.55 $2.55

$3.01 $3.01

-15.28%

Local Beer (0.5 liter draught)

$3.95 $3.95

$8.16 $8.16

-51.59%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$9.84 $9.84

-38.11%

Milk (1 liter)

$1.02 $1.02

$1.37 $1.37

-25.55%

White Bread (500g)

$2.98 $2.98

$4.97 $4.97

-40.04%

Rice (white) (1kg)

$3.37 $3.37

$7.81 $7.81

-56.85%

Eggs

$4.28 $4.28

$5.97 $5.97

-28.31%

Local Cheese (1kg)

$10.29 $10.29

$18.91 $18.91

-45.58%

Chicken Fillets (1kg)

$9.50 $9.50

$18.04 $18.04

-47.34%

Beef Round Steak (1kg)

$14.97 $14.97

$19.05 $19.05

-21.42%

Apples (1kg)

$6.44 $6.44

$6.76 $6.76

-4.73%

Banana (1kg)

$1.12 $1.12

$2.27 $2.27

-50.66%

Oranges (1kg)

$2.72 $2.72

$6.83 $6.83

-60.18%

Tomato (1kg)

$4.63 $4.63

$7.09 $7.09

-34.70%

Potato (1kg)

$1.99 $1.99

$4.22 $4.22

-52.84%

Onion (1kg)

$2.65 $2.65

$4.65 $4.65

-43.01%

Lettuce (1 head)

$2.12 $2.12

$2.87 $2.87

-26.13%

Water (1.5 liter bottle)

$1.59 $1.59

$2.60 $2.60

-38.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.34 $9.34

$18.77 $18.77

-50.24%

Wine (Bottle)

$14.84 $14.84

$20.13 $20.13

-26.28%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$3.45 $3.45

-48.70%

Imported Beer (0.33 liter bottle)

$3.18 $3.18

$4.02 $4.02

-20.90%

One-way Ticket (Public Transport)

$1.03 $1.03

$2.91 $2.91

-64.60%

Public Transport Monthly Pass (Regular Price)

$45.03 $45.03

$139 $139

-67.59%

Taxi Start (Normal Tariff)

$4.95 $4.95

$3.08 $3.08

60.71%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$2.12 $2.12

-28.30%

Taxi 1hour Waiting (Normal Tariff)

$30.07 $30.07

$41.96 $41.96

-28.34%

Gasoline (1 liter)

$0.88 $0.88

$1.17 $1.17

-24.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$34.5K $34.5K

-17.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$25.9K $25.9K

-3.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 $231

$219 $219

5.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 $54.4

$74.2 $74.2

-26.68%

Internet (50+ Mbps, Unlimited Data)

$54.4 $54.4

$70.2 $70.2

-22.46%

Gym Membership (Monthly)

$17.22 $17.22

$112 $112

-84.62%

Tennis Court (1 Hour on Weekend)

$30.46 $30.46

$74.9 $74.9

-59.31%

Cinema Ticket

$14.75 $14.75

$22.14 $22.14

-33.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,242 $1,242

$3,558 $3,558

-65.08%

International Primary School, 1 Child (Yearly)

$24.2K $24.2K

$62.2K $62.2K

-61.04%

Jeans (Levis 501 Or Similar)

$49.44 $49.44

$75.6 $75.6

-34.61%

Summer Dress (H&M, Zara, etc)

$45.09 $45.09

$51.2 $51.2

-11.93%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$123 $123

-27.85%

Men's Leather Business Shoes

$126 $126

$140 $140

-10.20%

1-bedroom Apartment, City Center (Monthly)

$1,164 $1,164

$4,499 $4,499

-74.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,117 $1,117

$3,078 $3,078

-63.73%

3-bedroom Apartment, City Center (Monthly)

$2,206 $2,206

$9,447 $9,447

-76.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,719 $1,719

$5,190 $5,190

-66.88%

Buy Apartment in City Center (m2)

$2,748 $2,748

$18.1K $18.1K

-84.82%

Buy Apartment Outside City Center (m2)

$2,461 $2,461

$6,693 $6,693

-63.23%

Average Monthly Net Salary (After Tax)

$4,221 $4,221

$5,220 $5,220

-19.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.86

-5.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Murfreesboro, TN: October 26, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Murfreesboro, TN

$1.1K 47.7%

New York, NY

$3.1K 62.3% 176% $2K

Groceries & Markets

Murfreesboro, TN

$351 15%

New York, NY

$563 11.4% 60.6% $212

Monthly Utilities & Internet

Murfreesboro, TN

$340 14.5%

New York, NY

$364 7.4% 6.9% $24

Eating Out

Murfreesboro, TN

$288 12.3%

New York, NY

$440 8.9% 53% $152

Clothing & Footwear

Murfreesboro, TN

$139 5.9%

New York, NY

$175 3.6% 26.2% $36

Getting Around

Murfreesboro, TN

$62 2.6%

New York, NY

$164 3.3% 166% $103

Sport & Entertainment

Murfreesboro, TN

$47 2%

New York, NY

$156 3.2% 234% $110

Cost Breakdown

A central one-bedroom costs $1,164 in Murfreesboro, TN versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75 in Murfreesboro, TN versus $118 in New York, NY. Monthly groceries follow the same trend: $351 vs $563 – making Murfreesboro, TN the more affordable choice for daily food spending.

Good to know

🇺🇸 Murfreesboro, TN

🇺🇸 New York, NY

🕒 Local time

23:44 11:44 PM

00:44 12:44 AM

1 h ahead of Murfreesboro, TN

🌤 Weather

👥 Population

126,118

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

Murfreesboro, TN New York, NY 1,190 km ≈ 2 h nonstop flight

From you

Murfreesboro, TN
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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Murfreesboro, TN vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 111% more than Murfreesboro, TN, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,514 per month in Murfreesboro, TN and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Murfreesboro, TN, especially for central apartments: a one-bedroom in the center costs $1,164 there versus $4,499 in New York, NY.

Groceries cost about 61% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $75 in Murfreesboro, TN and $118 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,343 in Murfreesboro, TN and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Murfreesboro, TN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Murfreesboro, TN. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.