Cost of Living Comparison Between New York, NY and Morristown, TN Cost of Living Comparison Between New York, NY and Morristown, TN

Monthly Cost of Living

Monthly costs for one person with rent: $4,438 in New York, NY versus $2,644 in Morristown, TN.

Estimated couple costs with rent: $7,016 in New York, NY versus $3,868 in Morristown, TN.

Monthly costs for a family of three with rent: $9,593 in New York, NY versus $5,091 in Morristown, TN.

Living in New York, NY is roughly 68% more expensive than Morristown, TN, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 231% above, Morristown, TN 97% above.

Meal at Budget Restaurant

$29.91 $29.91

$16.74 $16.74

78.67%

Three-Course Dinner for Two, Mid-Range

$144 $144

$79.7 $79.7

80.49%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.97 $10.97

12.31%

Cappuccino

$6.03 $6.03

$5.52 $5.52

9.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.52 $2.52

34.52%

Water (0.33 liter bottle)

$2.56 $2.56

$2.13 $2.13

20.19%

Local Beer (0.5 liter draught)

$8.20 $8.20

$6.56 $6.56

25.00%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$7.51 $7.51

59.12%

Milk (1 liter)

$1.54 $1.54

$0.96 $0.96

60.42%

White Bread (500g)

$5.15 $5.15

$3.57 $3.57

44.26%

Rice (white) (1kg)

$8.43 $8.43

$4.80 $4.80

75.63%

Eggs

$6.97 $6.97

$4.10 $4.10

70.00%

Local Cheese (1kg)

$17.28 $17.28

$13.46 $13.46

28.38%

Chicken Fillets (1kg)

$16.24 $16.24

$13.55 $13.55

19.85%

Beef Round Steak (1kg)

$19.95 $19.95

$12.63 $12.63

57.96%

Apples (1kg)

$7.45 $7.45

$6.31 $6.31

18.07%

Banana (1kg)

$2.42 $2.42

$1.61 $1.61

50.31%

Oranges (1kg)

$5.87 $5.87

$4.21 $4.21

39.43%

Tomato (1kg)

$6.31 $6.31

$3.66 $3.66

72.40%

Potato (1kg)

$3.72 $3.72

$3.54 $3.54

5.08%

Onion (1kg)

$3.99 $3.99

$4.95 $4.95

-19.39%

Lettuce (1 head)

$3.19 $3.19

$2.37 $2.37

34.60%

Water (1.5 liter bottle)

$2.55 $2.55

$3.06 $3.06

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$7.81 $7.81

144.43%

Wine (Bottle)

$20.24 $20.24

$12.76 $12.76

58.62%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.00 $2.00

49.50%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.57 $3.57

8.40%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.97 $1.97

49.75%

Public Transport Monthly Pass (Regular Price)

$131 $131

$49.07 $49.07

166.27%

Taxi Start (Normal Tariff)

$5.13 $5.13

$1.72 $1.72

198.26%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.91 $1.91

15.18%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$29.46 $29.46

44.74%

Gasoline (1 liter)

$0.95 $0.95

$0.74 $0.74

28.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$25.4K $25.4K

36.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$25.7K $25.7K

9.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$142 $142

27.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$55.2 $55.2

8.85%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$70.7 $70.7

-12.39%

Gym Membership (Monthly)

$140 $140

$42.22 $42.22

231.64%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

Cinema Ticket

$20.33 $20.33

$12.73 $12.73

59.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$1,033 $1,033

211.94%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$24.9K $24.9K

125.93%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$41.40 $41.40

59.25%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$31.50 $31.50

49.84%

Sport Shoes (Adidas, Nike)

$111 $111

$97.1 $97.1

14.35%

Men's Leather Business Shoes

$173 $173

$122 $122

42.10%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$764 $764

450.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,338 $1,338

97.79%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$2,602 $2,602

223.37%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$2,216 $2,216

133.34%

Buy Apartment in City Center (m2)

$20.1K $20.1K

Buy Apartment Outside City Center (m2)

$8,742 $8,742

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$2,691 $2,691

91.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Morristown, TN: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,208 in New York, NY and $764 in Morristown, TN. Housing cost is often the main lever when comparing two cities.

New York, NY pays 91% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $144 in New York, NY vs $80 in Morristown, TN for a mid-range dinner for two. Groceries echo the gap at $554 vs $412 per month, with Morristown, TN cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Morristown, TN: Cost of Living - Frequently Asked Questions

Morristown, TN is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 68% gap adds up to real monthly savings that compound significantly over time.

New York, NY pays 91% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,208 in New York, NY versus $764 in Morristown, TN. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Morristown, TN runs roughly 166% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,222 in New York, NY versus $1,033 in Morristown, TN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,644 in Morristown, TN versus $4,438 in New York, NY, a $2,500 budget is realistic in Morristown, TN but tight or insufficient in New York, NY. The gap between the two cities makes Morristown, TN the clear choice for anyone on this budget.

For families, Morristown, TN is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Morristown, TN gentler on the wallet – expenses run 68% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.