Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Morristown, TN

For one person, living is cheaper in Morristown, TN: $2,012 a month against $4,938 in New York, NY, rent and utilities included – about $35,100 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
97

Cost of Living Index in Morristown, TN
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Morristown, TN Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Morristown, TN

🇺🇸 United States

$2,012

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Morristown, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Morristown, TN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,012 in Morristown, TN.

New York, NY $4,938
Morristown, TN $2,012

Estimated couple costs with rent: $7,273 in New York, NY versus $3,099 in Morristown, TN.

New York, NY $7,273
Morristown, TN $3,099

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,187 in Morristown, TN.

New York, NY $9,608
Morristown, TN $4,187

Living in New York, NY is roughly 145% more expensive than in Morristown, TN, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Morristown, TN 48% above.

Meal at Budget Restaurant

$24.99 $24.99

$19.70 $19.70

26.85%

Three-Course Dinner for Two, Mid-Range

$120 $120

$99.3 $99.3

21.15%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.15 $11.15

23.23%

Cappuccino

$6.60 $6.60

$5.36 $5.36

23.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.34 $2.34

63.25%

Water (0.33 liter bottle)

$2.87 $2.87

$2.07 $2.07

38.65%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.02 $6.02

32.06%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.42 $7.42

35.58%

Milk (1 liter)

$1.37 $1.37

$0.91 $0.91

50.55%

White Bread (500g)

$4.75 $4.75

$3.74 $3.74

27.01%

Rice (white) (1kg)

$7.69 $7.69

$3.99 $3.99

92.73%

Eggs

$5.87 $5.87

$4.16 $4.16

41.11%

Local Cheese (1kg)

$19.25 $19.25

$12.24 $12.24

57.27%

Chicken Fillets (1kg)

$17.83 $17.83

$14.92 $14.92

19.50%

Beef Round Steak (1kg)

$19.03 $19.03

$13.36 $13.36

42.44%

Apples (1kg)

$6.69 $6.69

$6.73 $6.73

-0.59%

Banana (1kg)

$2.29 $2.29

$1.64 $1.64

39.63%

Oranges (1kg)

$6.41 $6.41

$4.34 $4.34

47.70%

Tomato (1kg)

$6.75 $6.75

$4.24 $4.24

59.20%

Potato (1kg)

$3.93 $3.93

$2.84 $2.84

38.38%

Onion (1kg)

$4.52 $4.52

$3.79 $3.79

19.26%

Lettuce (1 head)

$2.79 $2.79

$2.64 $2.64

5.68%

Water (1.5 liter bottle)

$2.51 $2.51

$2.78 $2.78

-9.71%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$8.98 $8.98

101.56%

Wine (Bottle)

$20.16 $20.16

$18.12 $18.12

11.26%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.94 $1.94

68.04%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.39 $3.39

10.62%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$143 $143

$51.0 $51.0

179.81%

Taxi Start (Normal Tariff)

$3.06 $3.06

$4.85 $4.85

-36.91%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.92 $1.92

12.50%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$29.65 $29.65

39.39%

Gasoline (1 liter)

$1.12 $1.12

$0.98 $0.98

14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$28.2K $28.2K

17.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.3K $26.3K

-2.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$156 $156

40.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$83.1 $83.1

-9.39%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$76.6 $76.6

-7.93%

Gym Membership (Monthly)

$116 $116

$41.45 $41.45

178.65%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$14.79 $14.79

44.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,103 $1,103

211.23%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$24.8K $24.8K

148.84%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$41.55 $41.55

80.22%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$38.55 $38.55

35.25%

Sport Shoes (Adidas, Nike)

$117 $117

$99.9 $99.9

16.85%

Men's Leather Business Shoes

$135 $135

$121 $121

11.64%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$817 $817

432.39%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$673 $673

362.99%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,289 $1,289

606.77%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,087 $1,087

394.93%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,740 $2,740

603.65%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,238 $2,238

210.26%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$2,683 $2,683

95.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.58

4.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Morristown, TN: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Morristown, TN

$673 33.5% 78.4% $2.4K

Groceries & Markets

New York, NY

$552 11.2%

Morristown, TN

$425 21.1% 23% $127

Eating Out

New York, NY

$407 8.2%

Morristown, TN

$318 15.8% 21.9% $89

Monthly Utilities & Internet

New York, NY

$365 7.4%

Morristown, TN

$316 15.7% 13.4% $49

Clothing & Footwear

New York, NY

$170 3.5%

Morristown, TN

$135 6.7% 20.6% $35

Getting Around

New York, NY

$168 3.4%

Morristown, TN

$73 3.6% 56.4% $95

Sport & Entertainment

New York, NY

$158 3.2%

Morristown, TN

$71 3.5% 55.1% $87

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $817 in Morristown, TN. Housing cost is often the main lever when comparing two cities.

New York, NY pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $99.0 in Morristown, TN for a mid-range dinner for two. Groceries echo the gap at $552 vs $425 per month, with Morristown, TN cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Morristown, TN

🕒 Local time

06:22 6:22 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

19,122

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Morristown, TN 930 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Morristown, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Morristown, TN: Cost of Living - Frequently Asked Questions

Morristown, TN is cheaper overall, especially in groceries, eating out, and clothing. The 145% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 95% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $817 in Morristown, TN. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Morristown, TN runs roughly 180% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,432 in New York, NY versus $1,103 in Morristown, TN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,012 in Morristown, TN versus $4,938 in New York, NY, a $2,500 budget is realistic in Morristown, TN but tight or insufficient in New York, NY. The gap between the two cities makes Morristown, TN the clear choice for anyone on this budget.

For families, Morristown, TN is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Morristown, TN gentler on the wallet – expenses run 145% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.