Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Montross, VA

For one person, living is cheaper in Montross, VA: $2,908 a month against $4,906 in New York, NY, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
132

Cost of Living Index in Montross, VA
Learn more

Montross, VA Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Montross, VA

🇺🇸 United States

$2,908

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Montross, VA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Montross, VA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,908 in Montross, VA.

New York, NY $4,906
Montross, VA $2,908

Estimated couple costs with rent: $7,273 in New York, NY versus $4,136 in Montross, VA.

New York, NY $7,273
Montross, VA $4,136

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $5,364 in Montross, VA.

New York, NY $9,641
Montross, VA $5,364

Living in New York, NY is roughly 69% more expensive than in Montross, VA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 263% above, Montross, VA 115% above.

Meal at Budget Restaurant

$26.93 $26.93

$23.69 $23.69

13.68%

Three-Course Dinner for Two, Mid-Range

$117 $117

$98.6 $98.6

18.44%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.09 $11.09

31.65%

Cappuccino

$6.54 $6.54

$5.72 $5.72

14.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.96 $2.96

30.41%

Water (0.33 liter bottle)

$2.95 $2.95

$2.41 $2.41

22.41%

Local Beer (0.5 liter draught)

$8.08 $8.08

$8.20 $8.20

-1.46%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$9.09 $9.09

8.36%

Milk (1 liter)

$1.31 $1.31

$1.20 $1.20

9.17%

White Bread (500g)

$4.97 $4.97

$4.42 $4.42

12.44%

Rice (white) (1kg)

$7.70 $7.70

$5.50 $5.50

40.00%

Eggs

$6.09 $6.09

$5.19 $5.19

17.34%

Local Cheese (1kg)

$19.55 $19.55

$21.59 $21.59

-9.45%

Chicken Fillets (1kg)

$17.59 $17.59

$15.72 $15.72

11.90%

Beef Round Steak (1kg)

$20.26 $20.26

$22.53 $22.53

-10.08%

Apples (1kg)

$6.99 $6.99

$5.57 $5.57

25.49%

Banana (1kg)

$2.21 $2.21

$1.89 $1.89

16.93%

Oranges (1kg)

$6.72 $6.72

$4.55 $4.55

47.69%

Tomato (1kg)

$7.12 $7.12

$5.98 $5.98

19.06%

Potato (1kg)

$4.61 $4.61

$3.22 $3.22

43.17%

Onion (1kg)

$4.78 $4.78

$3.84 $3.84

24.48%

Lettuce (1 head)

$2.87 $2.87

$2.37 $2.37

21.10%

Water (1.5 liter bottle)

$2.69 $2.69

$2.46 $2.46

9.35%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$9.56 $9.56

100.21%

Wine (Bottle)

$19.63 $19.63

$16.74 $16.74

17.26%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.84 $2.84

16.90%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$2.78 $2.78

50.72%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.95 $1.95

54.87%

Public Transport Monthly Pass (Regular Price)

$139 $139

$59.4 $59.4

134.64%

Taxi Start (Normal Tariff)

$3.04 $3.04

$4.49 $4.49

-32.29%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.66 $1.66

32.53%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$32.81 $32.81

25.97%

Gasoline (1 liter)

$1.13 $1.13

$1.05 $1.05

7.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.8K $28.8K

19.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.3K $25.3K

1.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$165 $165

41.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$51.5 $51.5

37.90%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$62.5 $62.5

8.17%

Gym Membership (Monthly)

$115 $115

$44.55 $44.55

158.97%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$16.19 $16.19

38.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,881 $1,881

91.71%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$24.0K $24.0K

186.05%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$54.3 $54.3

45.89%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$61.5 $61.5

-16.48%

Sport Shoes (Adidas, Nike)

$121 $121

$102 $102

18.37%

Men's Leather Business Shoes

$140 $140

$160 $160

-12.33%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,436 $1,436

217.14%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,423 $1,423

113.58%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,240 $2,240

334.96%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,925 $1,925

176.93%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$3,237 $3,237

462.99%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,482 $2,482

169.41%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.86

0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Montross, VA: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Montross, VA

$1.4K 49% 53.2% $1.6K

Groceries & Markets

New York, NY

$567 11.6%

Montross, VA

$507 17.4% 10.7% $61

Eating Out

New York, NY

$425 8.7%

Montross, VA

$372 12.8% 12.5% $53

Monthly Utilities & Internet

New York, NY

$371 7.6%

Montross, VA

$279 9.6% 24.9% $92

Clothing & Footwear

New York, NY

$176 3.6%

Montross, VA

$170 5.9% 3.5% $6.2

Getting Around

New York, NY

$165 3.4%

Montross, VA

$80 2.8% 51.7% $85

Sport & Entertainment

New York, NY

$160 3.3%

Montross, VA

$77 2.7% 52% $83

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,436 in Montross, VA. Housing cost is often the main lever when comparing two cities.

Dining out: $117 in New York, NY vs $99 in Montross, VA for a mid-range dinner for two. Groceries echo the gap at $567 vs $507 per month, with Montross, VA cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Montross, VA

🕒 Local time

12:27 12:27 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

400

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Montross, VA 360 km

From you

New York, NY
Montross, VA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Montross, VA: Cost of Living - Frequently Asked Questions

Montross, VA is about 41% cheaper overall, especially in transport, leisure, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $7,358 in New York, NY and $4,362 in Montross, VA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,555 in New York, NY versus $1,436 in Montross, VA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $4,906 per month in New York, NY versus $2,908 in Montross, VA – Montross, VA is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Montross, VA runs roughly 57% less than in New York, NY. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,500. Montross, VA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Montross, VA gentler on the wallet – expenses run 41% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.