Cost of Living Comparison Between New York, NY and Montross, VA Cost of Living Comparison Between New York, NY and Montross, VA

Monthly Cost of Living

Monthly costs for one person with rent: $4,841 in New York, NY versus $2,720 in Montross, VA.

Estimated couple costs with rent: $7,287 in New York, NY versus $4,081 in Montross, VA.

Monthly costs for a family of three with rent: $9,734 in New York, NY versus $5,443 in Montross, VA.

Living in New York, NY is roughly 78% more expensive than in Montross, VA, driven mainly by Getting Around.

Both cities are pricier than the global median: New York, NY 254% above, Montross, VA 99% above.

Meal at Budget Restaurant

$25.33 $25.33

$24.40 $24.40

3.81%

Three-Course Dinner for Two, Mid-Range

$142 $142

$101 $101

40.67%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$10.92 $10.92

26.19%

Cappuccino

$6.19 $6.19

$5.75 $5.75

7.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$3.06 $3.06

20.59%

Water (0.33 liter bottle)

$2.96 $2.96

$2.52 $2.52

17.46%

Local Beer (0.5 liter draught)

$7.76 $7.76

$8.14 $8.14

-4.67%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$8.81 $8.81

15.10%

Milk (1 liter)

$1.39 $1.39

$1.24 $1.24

12.10%

White Bread (500g)

$4.59 $4.59

$4.35 $4.35

5.52%

Rice (white) (1kg)

$6.94 $6.94

$5.48 $5.48

26.64%

Eggs

$5.79 $5.79

$5.24 $5.24

10.50%

Local Cheese (1kg)

$17.32 $17.32

$21.92 $21.92

-20.99%

Chicken Fillets (1kg)

$15.04 $15.04

$15.78 $15.78

-4.69%

Beef Round Steak (1kg)

$18.02 $18.02

$22.53 $22.53

-20.02%

Apples (1kg)

$6.29 $6.29

$5.60 $5.60

12.32%

Banana (1kg)

$2.13 $2.13

$1.88 $1.88

13.30%

Oranges (1kg)

$5.80 $5.80

$4.69 $4.69

23.67%

Tomato (1kg)

$6.28 $6.28

$5.69 $5.69

10.37%

Potato (1kg)

$3.39 $3.39

$3.33 $3.33

1.80%

Onion (1kg)

$4.27 $4.27

$3.83 $3.83

11.49%

Lettuce (1 head)

$2.77 $2.77

$2.34 $2.34

18.38%

Water (1.5 liter bottle)

$2.56 $2.56

$2.57 $2.57

-0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$10.47 $10.47

78.61%

Wine (Bottle)

$20.30 $20.30

$17.29 $17.29

17.41%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$2.81 $2.81

12.10%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$2.89 $2.89

39.45%

One-way Ticket (Public Transport)

$2.97 $2.97

$1.97 $1.97

50.76%

Public Transport Monthly Pass (Regular Price)

$138 $138

Taxi Start (Normal Tariff)

$3.09 $3.09

$3.90 $3.90

-20.77%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$1.27 $1.27

68.50%

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$25.02 $25.02

66.11%

Gasoline (1 liter)

$1.13 $1.13

$0.99 $0.99

14.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$34.5K $34.5K

2.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.5K $25.5K

0.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$164 $164

44.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$51.1 $51.1

44.31%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$63.0 $63.0

14.96%

Gym Membership (Monthly)

$125 $125

$41.00 $41.00

205.34%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

Cinema Ticket

$23.37 $23.37

$16.56 $16.56

41.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$1,577 $1,577

112.60%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$36.5K $36.5K

67.02%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$55.0 $55.0

31.81%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$61.9 $61.9

-15.79%

Sport Shoes (Adidas, Nike)

$116 $116

$103 $103

12.59%

Men's Leather Business Shoes

$124 $124

$161 $161

-23.37%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$1,606 $1,606

176.42%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$1,306 $1,306

133.10%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$2,547 $2,547

256.84%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$2,112 $2,112

155.91%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$2,770 $2,770

578.98%

Buy Apartment Outside City Center (m2)

$6,500 $6,500

$2,366 $2,366

174.72%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.27

3.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for Montross, VA: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,438 in New York, NY and $1,606 in Montross, VA. Housing cost is often the main lever when comparing two cities.

Dining out: $142 in New York, NY vs $101 in Montross, VA for a mid-range dinner for two. Groceries echo the gap at $516 vs $510 per month, with Montross, VA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Montross, VA: Cost of Living - Frequently Asked Questions

Montross, VA is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 78% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,261 in New York, NY and $4,079 in Montross, VA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,438 in New York, NY versus $1,606 in Montross, VA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,353 in New York, NY versus $1,577 in Montross, VA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montross, VA – a meal for two runs $101 versus $142 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Montross, VA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Montross, VA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Montross, VA gentler on the wallet – expenses run 78% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.