Last update: Nov 2026

Cost of Living Comparison Between Montross, VA and New York, NY

For one person, living is cheaper in Montross, VA: $2,908 a month against $4,906 in New York, NY, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Montross, VA
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Montross, VA Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Montross, VA

🇺🇸 United States

$2,908

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Montross, VA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montross, VA and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,908 in Montross, VA versus $4,906 in New York, NY.

Montross, VA $2,908
New York, NY $4,906

Estimated couple costs with rent: $4,136 in Montross, VA versus $7,273 in New York, NY.

Montross, VA $4,136
New York, NY $7,273

Monthly costs for a family of three with rent: $5,364 in Montross, VA versus $9,641 in New York, NY.

Montross, VA $5,364
New York, NY $9,641

Living in Montross, VA costs roughly 41% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Montross, VA 115% above, New York, NY 263% above.

Meal at Budget Restaurant

$23.69 $23.69

$26.93 $26.93

-12.03%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$117 $117

-15.57%

Fast Food Meal (McDonalds, etc)

$11.09 $11.09

$14.60 $14.60

-24.04%

Cappuccino

$5.72 $5.72

$6.54 $6.54

-12.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 $2.96

$3.86 $3.86

-23.32%

Water (0.33 liter bottle)

$2.41 $2.41

$2.95 $2.95

-18.31%

Local Beer (0.5 liter draught)

$8.20 $8.20

$8.08 $8.08

1.49%

Imported Beer (0.33 liter bottle)

$9.09 $9.09

$9.85 $9.85

-7.72%

Milk (1 liter)

$1.20 $1.20

$1.31 $1.31

-8.40%

White Bread (500g)

$4.42 $4.42

$4.97 $4.97

-11.07%

Rice (white) (1kg)

$5.50 $5.50

$7.70 $7.70

-28.57%

Eggs

$5.19 $5.19

$6.09 $6.09

-14.78%

Local Cheese (1kg)

$21.59 $21.59

$19.55 $19.55

10.43%

Chicken Fillets (1kg)

$15.72 $15.72

$17.59 $17.59

-10.63%

Beef Round Steak (1kg)

$22.53 $22.53

$20.26 $20.26

11.20%

Apples (1kg)

$5.57 $5.57

$6.99 $6.99

-20.31%

Banana (1kg)

$1.89 $1.89

$2.21 $2.21

-14.48%

Oranges (1kg)

$4.55 $4.55

$6.72 $6.72

-32.29%

Tomato (1kg)

$5.98 $5.98

$7.12 $7.12

-16.01%

Potato (1kg)

$3.22 $3.22

$4.61 $4.61

-30.15%

Onion (1kg)

$3.84 $3.84

$4.78 $4.78

-19.67%

Lettuce (1 head)

$2.37 $2.37

$2.87 $2.87

-17.42%

Water (1.5 liter bottle)

$2.46 $2.46

$2.69 $2.69

-8.55%

Cigarettes 20 Pack (Marlboro, Camel)

$9.56 $9.56

$19.14 $19.14

-50.05%

Wine (Bottle)

$16.74 $16.74

$19.63 $19.63

-14.72%

Local Beer (0.5 liter bottle)

$2.84 $2.84

$3.32 $3.32

-14.46%

Imported Beer (0.33 liter bottle)

$2.78 $2.78

$4.19 $4.19

-33.65%

One-way Ticket (Public Transport)

$1.95 $1.95

$3.02 $3.02

-35.43%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$139 $139

-57.38%

Taxi Start (Normal Tariff)

$4.49 $4.49

$3.04 $3.04

47.70%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.20 $2.20

-24.55%

Taxi 1hour Waiting (Normal Tariff)

$32.81 $32.81

$41.33 $41.33

-20.61%

Gasoline (1 liter)

$1.05 $1.05

$1.13 $1.13

-7.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$34.5K $34.5K

-16.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.8K $25.8K

-1.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$232 $232

-29.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.5 $51.5

$71.0 $71.0

-27.48%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$67.7 $67.7

-7.55%

Gym Membership (Monthly)

$44.55 $44.55

$115 $115

-61.39%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$16.19 $16.19

$22.41 $22.41

-27.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,881 $1,881

$3,606 $3,606

-47.84%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$68.7K $68.7K

-65.04%

Jeans (Levis 501 Or Similar)

$54.3 $54.3

$79.3 $79.3

-31.46%

Summer Dress (H&M, Zara, etc)

$61.5 $61.5

$51.4 $51.4

19.73%

Sport Shoes (Adidas, Nike)

$102 $102

$121 $121

-15.52%

Men's Leather Business Shoes

$160 $160

$140 $140

14.07%

1-bedroom Apartment, City Center (Monthly)

$1,436 $1,436

$4,555 $4,555

-68.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,423 $1,423

$3,040 $3,040

-53.18%

3-bedroom Apartment, City Center (Monthly)

$2,240 $2,240

$9,742 $9,742

-77.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,925 $1,925

$5,331 $5,331

-63.89%

Buy Apartment in City Center (m2)

$3,237 $3,237

$18.2K $18.2K

-82.24%

Buy Apartment Outside City Center (m2)

$2,482 $2,482

$6,685 $6,685

-62.88%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.89

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montross, VA: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montross, VA

$1.4K 49%

New York, NY

$3K 62% 114% $1.6K

Groceries & Markets

Montross, VA

$507 17.4%

New York, NY

$567 11.6% 12% $61

Eating Out

Montross, VA

$372 12.8%

New York, NY

$425 8.7% 14.2% $53

Monthly Utilities & Internet

Montross, VA

$279 9.6%

New York, NY

$371 7.6% 33.1% $92

Clothing & Footwear

Montross, VA

$170 5.9%

New York, NY

$176 3.6% 3.7% $6.2

Getting Around

Montross, VA

$80 2.8%

New York, NY

$165 3.4% 107% $85

Sport & Entertainment

Montross, VA

$77 2.7%

New York, NY

$160 3.3% 108% $83

Cost Breakdown

A one-bedroom apartment in the center runs $1,436 in Montross, VA and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $99 in Montross, VA vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $507 vs $567 per month, with Montross, VA cheaper across the board.

Good to know

🇺🇸 Montross, VA

🇺🇸 New York, NY

🕒 Local time

10:32 10:32 AM

Same time as Montross, VA

🌤 Weather

👥 Population

400

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Montross, VA New York, NY 360 km

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Montross, VA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montross, VA vs New York, NY: Cost of Living - Frequently Asked Questions

Montross, VA is about 41% cheaper overall, especially in transport, leisure, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $4,362 in Montross, VA and $7,358 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,436 in Montross, VA versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,908 per month in Montross, VA versus $4,906 in New York, NY – Montross, VA is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Montross, VA runs roughly 57% less than in New York, NY. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,500. Montross, VA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Montross, VA gentler on the wallet – expenses run 41% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.