Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Montpelier, VT

For one person, living is cheaper in Montpelier, VT: $2,304 a month against $4,906 in New York, NY, rent and utilities included – about $31,200 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
111

Cost of Living Index in Montpelier, VT
Learn more

Montpelier, VT Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Montpelier, VT

🇺🇸 United States

$2,304

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Montpelier, VT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Montpelier, VT actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,304 in Montpelier, VT, rent included.

New York, NY $4,906
Montpelier, VT $2,304

A couple spends around $7,273 per month in New York, NY vs $3,487 in Montpelier, VT, rent included.

New York, NY $7,273
Montpelier, VT $3,487

A family of three spends $9,641 per month in New York, NY vs $4,671 in Montpelier, VT, rent included.

New York, NY $9,641
Montpelier, VT $4,671

New York, NY costs about 113% more than Montpelier, VT, and outside of rent the biggest gap is in transport.

Both New York, NY and Montpelier, VT sit above the global median – New York, NY by 263%, Montpelier, VT by 70%.

Meal at Budget Restaurant

$26.93 $26.93

$20.71 $20.71

30.03%

Three-Course Dinner for Two, Mid-Range

$117 $117

$78.7 $78.7

48.32%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$10.45 $10.45

39.71%

Cappuccino

$6.54 $6.54

$4.17 $4.17

56.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$3.13 $3.13

23.32%

Water (0.33 liter bottle)

$2.95 $2.95

$1.49 $1.49

97.99%

Local Beer (0.5 liter draught)

$8.08 $8.08

$7.57 $7.57

6.74%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$6.82 $6.82

44.43%

Milk (1 liter)

$1.31 $1.31

$1.35 $1.35

-2.96%

White Bread (500g)

$4.97 $4.97

$4.68 $4.68

6.20%

Rice (white) (1kg)

$7.70 $7.70

$4.22 $4.22

82.46%

Eggs

$6.09 $6.09

$5.04 $5.04

20.83%

Local Cheese (1kg)

$19.55 $19.55

$17.85 $17.85

9.52%

Chicken Fillets (1kg)

$17.59 $17.59

$12.89 $12.89

36.46%

Beef Round Steak (1kg)

$20.26 $20.26

$17.08 $17.08

18.62%

Apples (1kg)

$6.99 $6.99

$5.97 $5.97

17.09%

Banana (1kg)

$2.21 $2.21

$1.69 $1.69

30.77%

Oranges (1kg)

$6.72 $6.72

$4.65 $4.65

44.52%

Tomato (1kg)

$7.12 $7.12

$4.52 $4.52

57.52%

Potato (1kg)

$4.61 $4.61

$1.64 $1.64

181.10%

Onion (1kg)

$4.78 $4.78

$2.62 $2.62

82.44%

Lettuce (1 head)

$2.87 $2.87

$1.17 $1.17

145.30%

Water (1.5 liter bottle)

$2.69 $2.69

$3.01 $3.01

-10.63%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$13.68 $13.68

39.91%

Wine (Bottle)

$19.63 $19.63

$11.97 $11.97

63.99%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.69 $1.69

96.45%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$2.04 $2.04

105.39%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$4.90 $4.90

-37.96%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.19 $2.19

0.46%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$47.76 $47.76

-13.46%

Gasoline (1 liter)

$1.13 $1.13

$0.97 $0.97

16.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.6K $27.6K

24.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.6K $26.6K

-2.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$196 $196

18.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$53.4 $53.4

33.11%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$52.6 $52.6

28.66%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$12.07 $12.07

85.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$813 $813

343.73%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$35.1K $35.1K

95.66%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$39.78 $39.78

99.22%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$30.46 $30.46

68.75%

Sport Shoes (Adidas, Nike)

$121 $121

$52.4 $52.4

130.97%

Men's Leather Business Shoes

$140 $140

$81.0 $81.0

73.33%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,426 $1,426

219.51%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,118 $1,118

171.99%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,434 $2,434

300.19%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,990 $1,990

167.95%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.59

4.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Montpelier, VT: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Montpelier, VT

$1.1K 48.5% 63.2% $1.9K

Groceries & Markets

New York, NY

$567 11.6%

Montpelier, VT

$435 18.9% 23.3% $132

Eating Out

New York, NY

$425 8.7%

Montpelier, VT

$317 13.8% 25.4% $108

Monthly Utilities & Internet

New York, NY

$371 7.6%

Montpelier, VT

$302 13.1% 18.5% $69

Clothing & Footwear

New York, NY

$176 3.6%

Montpelier, VT

$92 4% 48.1% $85

Getting Around

New York, NY

$165 3.4%

Montpelier, VT

$16 * 0.7% 90.4% $150

Sport & Entertainment

New York, NY

$160 3.3%

Montpelier, VT

$24 * 1.1% 84.9% $136

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,426 in Montpelier, VT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $79 in Montpelier, VT. Monthly groceries follow the same trend: $567 vs $435 – making Montpelier, VT the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Montpelier, VT

🕒 Local time

04:41 4:41 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

7,800

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Montpelier, VT 420 km

From you

New York, NY
Montpelier, VT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Montpelier, VT: Cost of Living - Frequently Asked Questions

New York, NY costs about 113% more than Montpelier, VT, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $3,456 in Montpelier, VT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montpelier, VT, especially for central apartments: a one-bedroom in the center costs $1,426 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $2,304 in Montpelier, VT. That makes Montpelier, VT about 53% cheaper.

Kindergarten costs $3,606 per month in New York, NY and $813 in Montpelier, VT. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $2,304 in Montpelier, VT. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montpelier, VT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.