Last update: Oct 2026

Cost of Living Comparison Between Montpelier, VT and New York, NY

For one person, living is cheaper in Montpelier, VT: $2,333 a month against $4,950 in New York, NY, rent and utilities included – about $31,400 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Montpelier, VT
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Montpelier, VT Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Montpelier, VT

🇺🇸 United States

$2,333

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Montpelier, VT and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montpelier, VT and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,333 per month in Montpelier, VT vs $4,950 in New York, NY, rent included.

Montpelier, VT $2,333
New York, NY $4,950

A couple spends around $3,506 per month in Montpelier, VT vs $7,265 in New York, NY, rent included.

Montpelier, VT $3,506
New York, NY $7,265

A family of three spends $4,678 per month in Montpelier, VT vs $9,581 in New York, NY, rent included.

Montpelier, VT $4,678
New York, NY $9,581

Montpelier, VT is about 53% cheaper than New York, NY, and outside of rent the biggest gap is in leisure.

Both Montpelier, VT and New York, NY sit above the global median – Montpelier, VT by 73%, New York, NY by 267%.

Meal at Budget Restaurant

$20.65 $20.65

$24.65 $24.65

-16.23%

Three-Course Dinner for Two, Mid-Range

$78.9 $78.9

$122 $122

-35.07%

Fast Food Meal (McDonalds, etc)

$10.69 $10.69

$13.91 $13.91

-23.15%

Cappuccino

$3.88 $3.88

$6.59 $6.59

-41.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$3.84 $3.84

-30.47%

Water (0.33 liter bottle)

$1.52 $1.52

$2.87 $2.87

-47.04%

Local Beer (0.5 liter draught)

$7.41 $7.41

$7.79 $7.79

-4.88%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$9.85 $9.85

-29.64%

Milk (1 liter)

$1.30 $1.30

$1.38 $1.38

-5.80%

White Bread (500g)

$4.88 $4.88

$4.68 $4.68

4.27%

Rice (white) (1kg)

$4.07 $4.07

$7.54 $7.54

-46.02%

Eggs

$4.20 $4.20

$5.93 $5.93

-29.17%

Local Cheese (1kg)

$17.29 $17.29

$18.83 $18.83

-8.18%

Chicken Fillets (1kg)

$13.21 $13.21

$17.36 $17.36

-23.91%

Beef Round Steak (1kg)

$17.54 $17.54

$18.51 $18.51

-5.24%

Apples (1kg)

$6.20 $6.20

$6.74 $6.74

-8.01%

Banana (1kg)

$1.68 $1.68

$2.09 $2.09

-19.62%

Oranges (1kg)

$4.49 $4.49

$6.07 $6.07

-26.03%

Tomato (1kg)

$4.47 $4.47

$6.74 $6.74

-33.68%

Potato (1kg)

$1.58 $1.58

$4.05 $4.05

-60.99%

Onion (1kg)

$2.70 $2.70

$4.37 $4.37

-38.22%

Lettuce (1 head)

$1.12 $1.12

$2.89 $2.89

-61.25%

Water (1.5 liter bottle)

$3.05 $3.05

$2.60 $2.60

17.31%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 $14.20

$18.72 $18.72

-24.15%

Wine (Bottle)

$12.22 $12.22

$20.06 $20.06

-39.08%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.25 $3.25

-46.15%

Imported Beer (0.33 liter bottle)

$1.98 $1.98

$3.73 $3.73

-46.92%

One-way Ticket (Public Transport)

$3.06 $3.06

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$6.18 $6.18

$3.04 $3.04

103.29%

Taxi (Normal Tariff) (1km)

$5.06 $5.06

$2.15 $2.15

135.35%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

Gasoline (1 liter)

$0.97 $0.97

$1.12 $1.12

-13.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K $37.2K

$35.5K $35.5K

4.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$26.0K $26.0K

-3.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$219 $219

-11.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$73.2 $73.2

-27.15%

Internet (50+ Mbps, Unlimited Data)

$52.8 $52.8

$72.0 $72.0

-26.67%

Gym Membership (Monthly)

$123 $123

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$12.12 $12.12

$22.85 $22.85

-46.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 $832

$3,333 $3,333

-75.04%

International Primary School, 1 Child (Yearly)

$33.4K $33.4K

$60.0K $60.0K

-44.29%

Jeans (Levis 501 Or Similar)

$40.63 $40.63

$75.2 $75.2

-45.96%

Summer Dress (H&M, Zara, etc)

$29.86 $29.86

$52.4 $52.4

-43.00%

Sport Shoes (Adidas, Nike)

$51.4 $51.4

$122 $122

-57.77%

Men's Leather Business Shoes

$80.2 $80.2

$133 $133

-39.74%

1-bedroom Apartment, City Center (Monthly)

$1,419 $1,419

$4,389 $4,389

-67.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,139 $1,139

$3,130 $3,130

-63.60%

3-bedroom Apartment, City Center (Monthly)

$2,435 $2,435

$8,918 $8,918

-72.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,981 $1,981

$5,354 $5,354

-63.00%

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.82

-3.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montpelier, VT: October 10, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montpelier, VT

$1.1K 48.8%

New York, NY

$3.1K 63.2% 175% $2K

Groceries & Markets

Montpelier, VT

$435 18.7%

New York, NY

$545 11% 25.2% $110

Eating Out

Montpelier, VT

$312 13.4%

New York, NY

$404 8.2% 29.5% $92

Monthly Utilities & Internet

Montpelier, VT

$301 12.9%

New York, NY

$364 7.4% 21.2% $64

Clothing & Footwear

Montpelier, VT

$91 3.9%

New York, NY

$172 3.5% 89.2% $81

Getting Around

Montpelier, VT

$31 * 1.4%

New York, NY

$167 3.4% 429% $135

Sport & Entertainment

Montpelier, VT

$24 * 1%

New York, NY

$168 3.4% 595% $144

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,419 in Montpelier, VT versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Montpelier, VT versus $122 in New York, NY. Monthly groceries follow the same trend: $435 vs $545 – making Montpelier, VT the more affordable choice for daily food spending.

Good to know

🇺🇸 Montpelier, VT

🇺🇸 New York, NY

🕒 Local time

12:18 12:18 PM

Same time as Montpelier, VT

🌤 Weather

👥 Population

7,800

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Montpelier, VT New York, NY 420 km

From you

Montpelier, VT
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montpelier, VT vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 112% more than Montpelier, VT, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,500 per month in Montpelier, VT and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montpelier, VT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,333 in Montpelier, VT and $4,950 in New York, NY. That's a gap of about 112%.

Kindergarten costs $832 per month in Montpelier, VT and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montpelier, VT, where all-in costs run around $2,333, than in New York, NY at $4,950. In Montpelier, VT it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montpelier, VT costs $2,333 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montpelier, VT. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.