Cost of Living Comparison Between New York, NY and Moline, IL Cost of Living Comparison Between New York, NY and Moline, IL

Monthly Cost of Living

A single person spends $4,503 per month in New York, NY vs $2,094 in Moline, IL, rent included.

A couple spends around $7,077 per month in New York, NY vs $3,061 in Moline, IL, rent included.

A family of three spends $9,650 per month in New York, NY vs $4,027 in Moline, IL, rent included.

New York, NY costs about 115% more than Moline, IL, driven mainly by Groceries & Markets.

Both New York, NY and Moline, IL sit above the global median – New York, NY by 236%, Moline, IL by 56%.

Currency
🍽 Eating Out
New York, NY
Moline, IL
Difference
Meal at Budget Restaurant
$30.28 $30.28
$15.29 $15.29
98.04%
Three-Course Dinner for Two, Mid-Range
$142 $142
$75.9 $75.9
87.66%
Fast Food Meal (McDonalds, etc)
$12.65 $12.65
$8.45 $8.45
49.70%
Cappuccino
$5.81 $5.81
$4.87 $4.87
19.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.70 $2.70
20.74%
Water (0.33 liter bottle)
$2.58 $2.58
$1.52 $1.52
69.74%
Local Beer (0.5 liter draught)
$8.19 $8.19
$3.89 $3.89
110.54%
Imported Beer (0.33 liter bottle)
$11.82 $11.82
$4.11 $4.11
187.59%
🛒 Groceries & Markets
New York, NY
Moline, IL
Difference
Milk (1 liter)
$1.53 $1.53
$0.86 $0.86
77.91%
White Bread (500g)
$5.27 $5.27
$3.67 $3.67
43.60%
Rice (white) (1kg)
$8.34 $8.34
$5.21 $5.21
60.08%
Eggs
$7.25 $7.25
$4.09 $4.09
77.26%
Local Cheese (1kg)
$17.29 $17.29
$13.70 $13.70
26.20%
Chicken Fillets (1kg)
$16.21 $16.21
$7.87 $7.87
105.97%
Beef Round Steak (1kg)
$19.82 $19.82
$11.82 $11.82
67.68%
Apples (1kg)
$7.57 $7.57
$4.37 $4.37
73.23%
Banana (1kg)
$2.42 $2.42
$1.47 $1.47
64.63%
Oranges (1kg)
$5.83 $5.83
$4.65 $4.65
25.38%
Tomato (1kg)
$6.39 $6.39
$4.74 $4.74
34.81%
Potato (1kg)
$3.87 $3.87
$2.67 $2.67
44.94%
Onion (1kg)
$4.06 $4.06
$2.94 $2.94
38.10%
Lettuce (1 head)
$3.12 $3.12
$1.95 $1.95
60.00%
Water (1.5 liter bottle)
$2.45 $2.45
$2.01 $2.01
21.89%
Cigarettes 20 Pack (Marlboro, Camel)
$19.26 $19.26
$10.13 $10.13
90.13%
Wine (Bottle)
$19.96 $19.96
$14.93 $14.93
33.69%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$1.75 $1.75
70.86%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$1.83 $1.83
103.83%
🚌 Getting Around
New York, NY
Moline, IL
Difference
One-way Ticket (Public Transport)
$2.84 $2.84
$1.96 $1.96
44.90%
Public Transport Monthly Pass (Regular Price)
$134 $134
$31.81 $31.81
322.04%
Taxi Start (Normal Tariff)
$5.11 $5.11
$4.59 $4.59
11.33%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$1.59 $1.59
32.70%
Taxi 1hour Waiting (Normal Tariff)
$42.31 $42.31
$41.37 $41.37
2.27%
Gasoline (1 liter)
$0.97 $0.97
$0.89 $0.89
8.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K $34.7K
$25.4K $25.4K
36.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K $27.8K
$23.8K $23.8K
16.73%
🧾 Monthly Utilities & Internet
New York, NY
Moline, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 $181
$218 $218
-16.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.2 $60.2
$50.0 $50.0
20.48%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$73.8 $73.8
-15.37%
🎉 Sport & Entertainment
New York, NY
Moline, IL
Difference
Gym Membership (Monthly)
$143 $143
$43.60 $43.60
228.23%
Tennis Court (1 Hour on Weekend)
$65.3 $65.3
$38.92 $38.92
67.68%
Cinema Ticket
$19.98 $19.98
$15.30 $15.30
30.59%
🧸 Childcare & Education
New York, NY
Moline, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,216 $3,216
$1,597 $1,597
101.36%
International Primary School, 1 Child (Yearly)
$57.2K $57.2K
$24.0K $24.0K
138.00%
👕👟 Clothing & Footwear
New York, NY
Moline, IL
Difference
Jeans (Levis 501 Or Similar)
$67.5 $67.5
$67.0 $67.0
0.75%
Summer Dress (H&M, Zara, etc)
$47.68 $47.68
$47.45 $47.45
0.48%
Sport Shoes (Adidas, Nike)
$111 $111
$90.0 $90.0
23.55%
Men's Leather Business Shoes
$169 $169
$81.7 $81.7
106.46%
🏠 Accommodation & Living
New York, NY
Moline, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,092 $4,092
$961 $961
325.67%
1-bedroom Apartment, Outside City Center (Monthly)
$2,694 $2,694
$933 $933
188.91%
3-bedroom Apartment, City Center (Monthly)
$8,445 $8,445
$1,420 $1,420
494.56%
3-bedroom Apartment, Outside City Center (Monthly)
$5,128 $5,128
$1,362 $1,362
276.45%
Buy Apartment in City Center (m2)
$18.2K $18.2K
$1,328 $1,328
1268.72%
Buy Apartment Outside City Center (m2)
$6,299 $6,299
$1,339 $1,339
370.37%
💵 Salaries & Financials
New York, NY
Moline, IL
Difference
Average Monthly Net Salary (After Tax)
$5,540 $5,540
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
5.56
15.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 1, 2026

Last update for Moline, IL: June 1, 2026

Cost Breakdown

A central one-bedroom costs $4,092 in New York, NY versus $961 in Moline, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $142 in New York, NY versus $76.0 in Moline, IL. Monthly groceries follow the same trend: $554 vs $360 – making Moline, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Moline, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Moline, IL?
New York, NY costs about 115% more than Moline, IL, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY vs Moline, IL?
For a comfortable life, plan on about $6,754 per month in New York, NY and $3,141 in Moline, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Moline, IL?
Rent is clearly cheaper in Moline, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in New York, NY vs Moline, IL?
A mid-range dinner for two costs $142 in New York, NY and $76.0 in Moline, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in New York, NY compared to Moline, IL?
Monthly expenses with rent come to $4,503 in New York, NY and $2,094 in Moline, IL. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $2,000/month in New York, NY or Moline, IL?
A $2,000 monthly budget goes further in Moline, IL, where all-in costs run around $2,094, than in New York, NY at $4,503. In Moline, IL it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, New York, NY or Moline, IL?
For digital nomads, it depends on budget. Moline, IL costs $2,094 versus $4,503 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to New York, NY or Moline, IL?
If budget matters most, go with Moline, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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