Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Moline, IL

For one person, living is cheaper in Moline, IL: $2,195 a month against $4,941 in New York, NY, rent and utilities included – about $33,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
106

Cost of Living Index in Moline, IL
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Moline, IL Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Moline, IL

🇺🇸 United States

$2,195

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Moline, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Moline, IL actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,195 in Moline, IL, rent included.

New York, NY $4,941
Moline, IL $2,195

A couple spends around $7,225 per month in New York, NY vs $3,245 in Moline, IL, rent included.

New York, NY $7,225
Moline, IL $3,245

A family of three spends $9,509 per month in New York, NY vs $4,295 in Moline, IL, rent included.

New York, NY $9,509
Moline, IL $4,295

New York, NY costs about 125% more than Moline, IL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Moline, IL sit above the global median – New York, NY by 263%, Moline, IL by 61%.

Meal at Budget Restaurant

$28.55 $28.55

$20.20 $20.20

41.34%

Three-Course Dinner for Two, Mid-Range

$118 $118

$90.6 $90.6

30.81%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$8.34 $8.34

80.34%

Cappuccino

$6.53 $6.53

$5.07 $5.07

28.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.68 $2.68

47.76%

Water (0.33 liter bottle)

$3.01 $3.01

$1.46 $1.46

106.16%

Local Beer (0.5 liter draught)

$8.16 $8.16

$4.04 $4.04

101.98%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$3.89 $3.89

152.96%

Milk (1 liter)

$1.37 $1.37

$0.96 $0.96

42.71%

White Bread (500g)

$4.97 $4.97

$3.70 $3.70

34.32%

Rice (white) (1kg)

$7.81 $7.81

$5.17 $5.17

51.06%

Eggs

$5.97 $5.97

$3.32 $3.32

79.82%

Local Cheese (1kg)

$18.91 $18.91

$13.44 $13.44

40.70%

Chicken Fillets (1kg)

$18.04 $18.04

$11.72 $11.72

53.92%

Beef Round Steak (1kg)

$19.05 $19.05

$15.75 $15.75

20.95%

Apples (1kg)

$6.76 $6.76

$4.97 $4.97

36.02%

Banana (1kg)

$2.27 $2.27

$1.62 $1.62

40.12%

Oranges (1kg)

$6.83 $6.83

$3.94 $3.94

73.35%

Tomato (1kg)

$7.09 $7.09

$4.94 $4.94

43.52%

Potato (1kg)

$4.22 $4.22

$2.71 $2.71

55.72%

Onion (1kg)

$4.65 $4.65

$2.72 $2.72

70.96%

Lettuce (1 head)

$2.87 $2.87

$2.25 $2.25

27.56%

Water (1.5 liter bottle)

$2.60 $2.60

$2.66 $2.66

-2.26%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$13.97 $13.97

34.36%

Wine (Bottle)

$20.13 $20.13

$15.26 $15.26

31.91%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.68 $1.68

105.36%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$1.82 $1.82

120.88%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.07 $1.07

171.96%

Public Transport Monthly Pass (Regular Price)

$139 $139

$32.05 $32.05

333.45%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.17 $3.17

-2.84%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.37 $1.37

54.74%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$25.24 $25.24

66.24%

Gasoline (1 liter)

$1.17 $1.17

$1.12 $1.12

4.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$35.6K $35.6K

-3.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$23.9K $23.9K

8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$191 $191

14.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$69.2 $69.2

7.27%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$60.0 $60.0

17.11%

Gym Membership (Monthly)

$112 $112

$49.55 $49.55

125.93%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$39.03 $39.03

91.80%

Cinema Ticket

$22.14 $22.14

$17.91 $17.91

23.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,836 $1,836

93.79%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$23.9K $23.9K

160.52%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$67.0 $67.0

12.88%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$52.0 $52.0

-1.60%

Sport Shoes (Adidas, Nike)

$123 $123

$92.5 $92.5

33.19%

Men's Leather Business Shoes

$140 $140

$79.6 $79.6

75.49%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$967 $967

365.03%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$921 $921

234.32%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,410 $1,410

569.89%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,351 $1,351

284.13%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,526 $1,526

1086.38%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,522 $1,522

339.70%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

5.56

23.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Moline, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Moline, IL

$921 42% 70.1% $2.2K

Groceries & Markets

New York, NY

$563 11.4%

Moline, IL

$399 18.2% 29.2% $164

Eating Out

New York, NY

$440 8.9%

Moline, IL

$292 13.3% 33.7% $148

Monthly Utilities & Internet

New York, NY

$364 7.4%

Moline, IL

$320 14.6% 12% $44

Clothing & Footwear

New York, NY

$175 3.6%

Moline, IL

$131 6% 25.3% $44

Getting Around

New York, NY

$164 3.3%

Moline, IL

$46 2.1% 71.8% $118

Sport & Entertainment

New York, NY

$156 3.2%

Moline, IL

$85 3.9% 45.4% $71

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $967 in Moline, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $91 in Moline, IL. Monthly groceries follow the same trend: $563 vs $399 – making Moline, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Moline, IL

🕒 Local time

20:14 8:14 PM

19:14 7:14 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

42,985

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Moline, IL 1,370 km ≈ 2 h 15 min nonstop flight

From you

New York, NY
Moline, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Moline, IL: Cost of Living - Frequently Asked Questions

New York, NY costs about 125% more than Moline, IL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,292 in Moline, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moline, IL, especially for central apartments: a one-bedroom in the center costs $967 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $118 in New York, NY and $91 in Moline, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,941 in New York, NY and $2,195 in Moline, IL. That makes Moline, IL about 56% cheaper.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,195 in Moline, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Moline, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Moline, IL is the easier option financially – housing and daily costs are lower, and overall it costs about 56% less, which matters a lot on a fixed budget or early-career salary.