Last update: Oct 2026

Cost of Living Comparison Between Moline, IL and New York, NY

For one person, living is cheaper in Moline, IL: $2,197 a month against $4,950 in New York, NY, rent and utilities included – about $33,000 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Moline, IL
Learn more

Moline, IL Living Index
239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Moline, IL

🇺🇸 United States

$2,197

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Moline, IL and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moline, IL and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,197 per month in Moline, IL vs $4,950 in New York, NY, rent included.

Moline, IL $2,197
New York, NY $4,950

A couple spends around $3,233 per month in Moline, IL vs $7,265 in New York, NY, rent included.

Moline, IL $3,233
New York, NY $7,265

A family of three spends $4,270 per month in Moline, IL vs $9,581 in New York, NY, rent included.

Moline, IL $4,270
New York, NY $9,581

Moline, IL is about 56% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Moline, IL and New York, NY sit above the global median – Moline, IL by 63%, New York, NY by 267%.

Meal at Budget Restaurant

$20.92 $20.92

$24.65 $24.65

-15.13%

Three-Course Dinner for Two, Mid-Range

$89.0 $89.0

$122 $122

-26.75%

Fast Food Meal (McDonalds, etc)

$8.36 $8.36

$13.91 $13.91

-39.90%

Cappuccino

$4.90 $4.90

$6.59 $6.59

-25.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$3.84 $3.84

-31.51%

Water (0.33 liter bottle)

$1.52 $1.52

$2.87 $2.87

-47.04%

Local Beer (0.5 liter draught)

$3.90 $3.90

$7.79 $7.79

-49.94%

Imported Beer (0.33 liter bottle)

$4.10 $4.10

$9.85 $9.85

-58.38%

Milk (1 liter)

$1.01 $1.01

$1.38 $1.38

-26.81%

White Bread (500g)

$3.98 $3.98

$4.68 $4.68

-14.96%

Rice (white) (1kg)

$5.22 $5.22

$7.54 $7.54

-30.77%

Eggs

$3.32 $3.32

$5.93 $5.93

-44.01%

Local Cheese (1kg)

$14.40 $14.40

$18.83 $18.83

-23.53%

Chicken Fillets (1kg)

$11.74 $11.74

$17.36 $17.36

-32.37%

Beef Round Steak (1kg)

$15.37 $15.37

$18.51 $18.51

-16.96%

Apples (1kg)

$5.15 $5.15

$6.74 $6.74

-23.59%

Banana (1kg)

$1.56 $1.56

$2.09 $2.09

-25.36%

Oranges (1kg)

$4.05 $4.05

$6.07 $6.07

-33.28%

Tomato (1kg)

$4.92 $4.92

$6.74 $6.74

-27.00%

Potato (1kg)

$2.69 $2.69

$4.05 $4.05

-33.58%

Onion (1kg)

$2.71 $2.71

$4.37 $4.37

-37.99%

Lettuce (1 head)

$2.14 $2.14

$2.89 $2.89

-25.95%

Water (1.5 liter bottle)

$2.74 $2.74

$2.60 $2.60

5.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.99 $13.99

$18.72 $18.72

-25.27%

Wine (Bottle)

$14.84 $14.84

$20.06 $20.06

-26.02%

Local Beer (0.5 liter bottle)

$1.67 $1.67

$3.25 $3.25

-48.62%

Imported Beer (0.33 liter bottle)

$1.83 $1.83

$3.73 $3.73

-50.94%

One-way Ticket (Public Transport)

$1.05 $1.05

$3.06 $3.06

-65.69%

Public Transport Monthly Pass (Regular Price)

$32.47 $32.47

$140 $140

-76.89%

Taxi Start (Normal Tariff)

$3.19 $3.19

$3.04 $3.04

4.93%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$2.15 $2.15

-35.81%

Taxi 1hour Waiting (Normal Tariff)

$25.22 $25.22

$41.82 $41.82

-39.69%

Gasoline (1 liter)

$1.18 $1.18

$1.12 $1.12

5.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$35.5K $35.5K

2.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$26.0K $26.0K

-7.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$219 $219

-13.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.0 $69.0

$73.2 $73.2

-5.78%

Internet (50+ Mbps, Unlimited Data)

$60.7 $60.7

$72.0 $72.0

-15.63%

Gym Membership (Monthly)

$49.98 $49.98

$123 $123

-59.26%

Tennis Court (1 Hour on Weekend)

$38.94 $38.94

$67.7 $67.7

-42.46%

Cinema Ticket

$18.12 $18.12

$22.85 $22.85

-20.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,518 $1,518

$3,333 $3,333

-54.44%

International Primary School, 1 Child (Yearly)

$24.2K $24.2K

$60.0K $60.0K

-59.61%

Jeans (Levis 501 Or Similar)

$66.6 $66.6

$75.2 $75.2

-11.46%

Summer Dress (H&M, Zara, etc)

$51.8 $51.8

$52.4 $52.4

-1.16%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$122 $122

-25.05%

Men's Leather Business Shoes

$79.7 $79.7

$133 $133

-40.12%

1-bedroom Apartment, City Center (Monthly)

$986 $986

$4,389 $4,389

-77.52%

1-bedroom Apartment, Outside City Center (Monthly)

$914 $914

$3,130 $3,130

-70.80%

3-bedroom Apartment, City Center (Monthly)

$1,440 $1,440

$8,918 $8,918

-83.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,311 $1,311

$5,354 $5,354

-75.51%

Buy Apartment in City Center (m2)

$1,336 $1,336

$19.4K $19.4K

-93.11%

Buy Apartment Outside City Center (m2)

$1,336 $1,336

$6,806 $6,806

-80.37%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

6.82

-18.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moline, IL: October 11, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moline, IL

$914 41.6%

New York, NY

$3.1K 63.2% 243% $2.2K

Groceries & Markets

Moline, IL

$405 18.4%

New York, NY

$545 11% 34.7% $140

Monthly Utilities & Internet

Moline, IL

$320 14.6%

New York, NY

$364 7.4% 13.9% $44

Eating Out

Moline, IL

$295 13.5%

New York, NY

$404 8.2% 36.6% $108

Clothing & Footwear

Moline, IL

$130 5.9%

New York, NY

$172 3.5% 32.2% $42

Sport & Entertainment

Moline, IL

$86 3.9%

New York, NY

$168 3.4% 95.3% $82

Getting Around

Moline, IL

$47 2.1%

New York, NY

$167 3.4% 256% $120

Cost Breakdown

A central one-bedroom costs $986 in Moline, IL versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Moline, IL versus $122 in New York, NY. Monthly groceries follow the same trend: $405 vs $545 – making Moline, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Moline, IL

🇺🇸 New York, NY

🕒 Local time

06:29 6:29 AM

07:29 7:29 AM

1 h ahead of Moline, IL

🌤 Weather

👥 Population

42,985

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Moline, IL New York, NY 1,370 km ≈ 2 h 15 min nonstop flight

From you

Moline, IL
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moline, IL vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 125% more than Moline, IL, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,295 per month in Moline, IL and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moline, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $89.0 in Moline, IL and $122 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,197 in Moline, IL and $4,950 in New York, NY. That's a gap of about 125%.

A $2,000 monthly budget goes further in Moline, IL, where all-in costs run around $2,197, than in New York, NY at $4,950. In Moline, IL it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Moline, IL costs $2,197 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Moline, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.