Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Maui, HI

For one person, living is cheaper in Maui, HI: $4,747 a month against $4,941 in New York, NY, rent and utilities included – about $2,300 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
229

Cost of Living Index in Maui, HI
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Maui, HI Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Maui, HI

🇺🇸 United States

$4,747

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Maui, HI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Maui, HI actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $4,747 in Maui, HI, rent included.

New York, NY $4,941
Maui, HI $4,747

A couple spends around $7,225 per month in New York, NY vs $6,648 in Maui, HI, rent included.

New York, NY $7,225
Maui, HI $6,648

A family of three spends $9,509 per month in New York, NY vs $8,550 in Maui, HI, rent included.

New York, NY $9,509
Maui, HI $8,550

New York, NY costs about 4% more than Maui, HI, and outside of rent the biggest gap is in leisure.

Both New York, NY and Maui, HI sit above the global median – New York, NY by 263%, Maui, HI by 249%.

Meal at Budget Restaurant

$28.55 $28.55

$35.62 $35.62

-19.85%

Three-Course Dinner for Two, Mid-Range

$118 $118

$120 $120

-1.15%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$15.24 $15.24

-1.31%

Cappuccino

$6.53 $6.53

$6.86 $6.86

-4.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.07 $3.07

28.99%

Water (0.33 liter bottle)

$3.01 $3.01

$2.68 $2.68

12.31%

Local Beer (0.5 liter draught)

$8.16 $8.16

$8.13 $8.13

0.37%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.17 $9.17

7.31%

Milk (1 liter)

$1.37 $1.37

$2.20 $2.20

-37.73%

White Bread (500g)

$4.97 $4.97

$8.86 $8.86

-43.91%

Rice (white) (1kg)

$7.81 $7.81

$8.62 $8.62

-9.40%

Eggs

$5.97 $5.97

$8.75 $8.75

-31.77%

Local Cheese (1kg)

$18.91 $18.91

$27.46 $27.46

-31.14%

Chicken Fillets (1kg)

$18.04 $18.04

$15.20 $15.20

18.68%

Beef Round Steak (1kg)

$19.05 $19.05

$22.21 $22.21

-14.23%

Apples (1kg)

$6.76 $6.76

$10.05 $10.05

-32.74%

Banana (1kg)

$2.27 $2.27

$2.22 $2.22

2.25%

Oranges (1kg)

$6.83 $6.83

$10.08 $10.08

-32.24%

Tomato (1kg)

$7.09 $7.09

$7.98 $7.98

-11.15%

Potato (1kg)

$4.22 $4.22

$6.79 $6.79

-37.85%

Onion (1kg)

$4.65 $4.65

$7.82 $7.82

-40.54%

Lettuce (1 head)

$2.87 $2.87

$4.86 $4.86

-40.95%

Water (1.5 liter bottle)

$2.60 $2.60

$3.55 $3.55

-26.76%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$16.92 $16.92

10.93%

Wine (Bottle)

$20.13 $20.13

$19.74 $19.74

1.98%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.68 $1.68

105.36%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$7.81 $7.81

-48.53%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.77 $2.77

5.05%

Public Transport Monthly Pass (Regular Price)

$139 $139

$100 $100

38.73%

Taxi Start (Normal Tariff)

$3.08 $3.08

$9.92 $9.92

-68.95%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$0.95 $0.95

123.16%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.17 $1.17

$1.30 $1.30

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$37.7K $37.7K

-8.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$33.2K $33.2K

-22.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$395 $395

-44.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$61.5 $61.5

20.72%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$73.3 $73.3

-4.18%

Gym Membership (Monthly)

$112 $112

$29.55 $29.55

278.85%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$14.98 $14.98

47.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,674 $1,674

112.50%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$17.0K $17.0K

265.35%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$89.8 $89.8

-15.76%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$54.5 $54.5

-5.99%

Sport Shoes (Adidas, Nike)

$123 $123

$131 $131

-6.16%

Men's Leather Business Shoes

$140 $140

$203 $203

-31.25%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$2,283 $2,283

97.10%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$2,611 $2,611

17.91%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$4,532 $4,532

108.43%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$3,841 $3,841

35.13%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$14.3K $14.3K

26.35%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$9,220 $9,220

-27.41%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,712 $5,712

-8.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.52

5.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Maui, HI: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Maui, HI

$2.6K 55% 15.2% $468

Groceries & Markets

New York, NY

$563 11.4%

Maui, HI

$711 15% 26.2% $147

Eating Out

New York, NY

$440 8.9%

Maui, HI

$495 10.4% 12.5% $55

Monthly Utilities & Internet

New York, NY

$364 7.4%

Maui, HI

$529 11.2% 45.5% $166

Clothing & Footwear

New York, NY

$175 3.6%

Maui, HI

$215 4.5% 22.8% $40

Getting Around

New York, NY

$164 3.3%

Maui, HI

$126 2.7% 23.4% $38

Sport & Entertainment

New York, NY

$156 3.2%

Maui, HI

$60 1.3% 61.9% $97

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $2,283 in Maui, HI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Maui, HI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $120 in Maui, HI. Monthly groceries follow the same trend: $563 vs $711 – making New York, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Maui, HI

🕒 Local time

03:03 3:03 AM

22:03 10:03 PM

5 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

6,452

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

New York, NY Maui, HI 7,880 km ≈ 10 h nonstop flight

From you

New York, NY
Maui, HI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Maui, HI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $4,747 in Maui, HI – Maui, HI comes out roughly 4% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $7,412 per month in New York, NY and $7,120 in Maui, HI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Maui, HI, especially for central apartments: a one-bedroom in the center costs $2,283 there versus $4,499 in New York, NY.

Public transport costs about 28% less in Maui, HI. For daily commuters, that gap adds up to noticeable savings over a year.

Interestingly, groceries are about 21% cheaper in New York, NY – one category where the pricier city actually offers better value.

Families tend to lean toward Maui, HI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.