Last update: Oct 2026

Cost of Living Comparison Between Maui, HI and New York, NY

For one person, living costs are similar in Maui, HI and in New York, NY: $4,792 and $4,950 a month, rent and utilities included.

231

Cost of Living Index in Maui, HI
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Maui, HI Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Maui, HI

🇺🇸 United States

$4,792

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Maui, HI and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Maui, HI and in New York, NY actually costs, broken down by who's living it.

A single person spends $4,792 per month in Maui, HI vs $4,950 in New York, NY, rent included.

Maui, HI $4,792
New York, NY $4,950

A couple spends around $6,666 per month in Maui, HI vs $7,265 in New York, NY, rent included.

Maui, HI $6,666
New York, NY $7,265

A family of three spends $8,540 per month in Maui, HI vs $9,581 in New York, NY, rent included.

Maui, HI $8,540
New York, NY $9,581

Maui, HI is about 3% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Maui, HI and New York, NY sit above the global median – Maui, HI by 255%, New York, NY by 267%.

Meal at Budget Restaurant

$35.44 $35.44

$24.65 $24.65

43.77%

Three-Course Dinner for Two, Mid-Range

$122 $122

0.22%

Fast Food Meal (McDonalds, etc)

$14.78 $14.78

$13.91 $13.91

6.25%

Cappuccino

$6.86 $6.86

$6.59 $6.59

4.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 $3.20

$3.84 $3.84

-16.67%

Water (0.33 liter bottle)

$2.79 $2.79

$2.87 $2.87

-2.79%

Local Beer (0.5 liter draught)

$8.12 $8.12

$7.79 $7.79

4.24%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$9.85 $9.85

-10.25%

Milk (1 liter)

$2.31 $2.31

$1.38 $1.38

67.39%

White Bread (500g)

$8.86 $8.86

$4.68 $4.68

89.32%

Rice (white) (1kg)

$9.04 $9.04

$7.54 $7.54

19.89%

Eggs

$8.75 $8.75

$5.93 $5.93

47.55%

Local Cheese (1kg)

$27.07 $27.07

$18.83 $18.83

43.76%

Chicken Fillets (1kg)

$15.53 $15.53

$17.36 $17.36

-10.54%

Beef Round Steak (1kg)

$22.33 $22.33

$18.51 $18.51

20.64%

Apples (1kg)

$10.20 $10.20

$6.74 $6.74

51.34%

Banana (1kg)

$2.23 $2.23

$2.09 $2.09

6.70%

Oranges (1kg)

$9.83 $9.83

$6.07 $6.07

61.94%

Tomato (1kg)

$8.02 $8.02

$6.74 $6.74

18.99%

Potato (1kg)

$6.70 $6.70

$4.05 $4.05

65.43%

Onion (1kg)

$7.59 $7.59

$4.37 $4.37

73.68%

Lettuce (1 head)

$4.88 $4.88

$2.89 $2.89

68.86%

Water (1.5 liter bottle)

$3.57 $3.57

$2.60 $2.60

37.31%

Cigarettes 20 Pack (Marlboro, Camel)

$17.30 $17.30

$18.72 $18.72

-7.59%

Wine (Bottle)

$20.36 $20.36

$20.06 $20.06

1.50%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$3.25 $3.25

-47.08%

Imported Beer (0.33 liter bottle)

$8.22 $8.22

$3.73 $3.73

120.38%

One-way Ticket (Public Transport)

$2.73 $2.73

$3.06 $3.06

-10.78%

Public Transport Monthly Pass (Regular Price)

$101 $101

$140 $140

-28.06%

Taxi Start (Normal Tariff)

$9.94 $9.94

$3.04 $3.04

226.97%

Taxi (Normal Tariff) (1km)

$0.95 $0.95

$2.15 $2.15

-55.81%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

Gasoline (1 liter)

$1.36 $1.36

$1.12 $1.12

21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K $36.9K

$35.5K $35.5K

3.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K $33.1K

$26.0K $26.0K

27.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$384 $384

$219 $219

75.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.8 $62.8

$73.2 $73.2

-14.18%

Internet (50+ Mbps, Unlimited Data)

$72.7 $72.7

$72.0 $72.0

0.94%

Gym Membership (Monthly)

$29.98 $29.98

$123 $123

-75.56%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$15.26 $15.26

$22.85 $22.85

-33.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,646 $1,646

$3,333 $3,333

-50.60%

International Primary School, 1 Child (Yearly)

$16.5K $16.5K

$60.0K $60.0K

-72.51%

Jeans (Levis 501 Or Similar)

$88.5 $88.5

$75.2 $75.2

17.69%

Summer Dress (H&M, Zara, etc)

$54.4 $54.4

$52.4 $52.4

3.89%

Sport Shoes (Adidas, Nike)

$129 $129

$122 $122

6.40%

Men's Leather Business Shoes

$202 $202

$133 $133

51.84%

1-bedroom Apartment, City Center (Monthly)

$2,216 $2,216

$4,389 $4,389

-49.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,664 $2,664

$3,130 $3,130

-14.89%

3-bedroom Apartment, City Center (Monthly)

$4,650 $4,650

$8,918 $8,918

-47.86%

3-bedroom Apartment, Outside City Center (Monthly)

$3,827 $3,827

$5,354 $5,354

-28.51%

Buy Apartment in City Center (m2)

$14.4K $14.4K

$19.4K $19.4K

-25.88%

Buy Apartment Outside City Center (m2)

$9,152 $9,152

$6,806 $6,806

34.46%

Average Monthly Net Salary (After Tax)

$5,757 $5,757

$5,343 $5,343

7.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

6.82

-4.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Maui, HI: October 11, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maui, HI

$2.7K 55.6%

New York, NY

$3.1K 63.2% 17.5% $466

Groceries & Markets

Maui, HI

$716 14.9%

New York, NY

$545 11% 23.9% $171

Monthly Utilities & Internet

Maui, HI

$519 10.8%

New York, NY

$364 7.4% 29.8% $155

Eating Out

Maui, HI

$492 10.3%

New York, NY

$404 8.2% 18% $89

Clothing & Footwear

Maui, HI

$214 4.5%

New York, NY

$172 3.5% 19.4% $41

Getting Around

Maui, HI

$127 2.6%

New York, NY

$167 3.4% 31.5% $40

Sport & Entertainment

Maui, HI

$61 1.3%

New York, NY

$168 3.4% 178% $108

Cost Breakdown

A central one-bedroom costs $2,216 in Maui, HI versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Maui, HI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $122 in Maui, HI versus $122 in New York, NY. Groceries tell a different story – $716 in Maui, HI vs $545 in New York, NY – so New York, NY wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Maui, HI

🇺🇸 New York, NY

🕒 Local time

19:44 7:44 PM

01:44 1:44 AM

6 h ahead of Maui, HI

🌤 Weather

👥 Population

6,452

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Maui, HI New York, NY 7,880 km ≈ 10 h nonstop flight

From you

Maui, HI
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Maui, HI vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,792 in Maui, HI, $4,950 in New York, NY – roughly 3% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,188 per month in Maui, HI and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Maui, HI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,646 per month in Maui, HI and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 31% cheaper in New York, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$5,000 is a stretch for both – monthly costs hit $4,792 in Maui, HI and $4,950 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $4,792 in Maui, HI to $4,950 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Maui, HI. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.