Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Matamoros

For one person, living is cheaper in Matamoros: $1,090 a month against $4,950 in New York, NY, rent and utilities included – about $46,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
55

Cost of Living Index in Matamoros
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Matamoros Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Matamoros

🇲🇽 Mexico

$1,090

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Matamoros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Matamoros actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $1,090 in Matamoros.

New York, NY $4,950
Matamoros $1,090

Estimated couple costs with rent: $7,265 in New York, NY versus $1,832 in Matamoros.

New York, NY $7,265
Matamoros $1,832

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $2,573 in Matamoros.

New York, NY $9,581
Matamoros $2,573

Living in New York, NY is roughly 354% more expensive than in Matamoros, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 267% above, Matamoros is 19% below.

Meal at Budget Restaurant

$24.65 $24.65

$12.38 MX$229

99.11%

Three-Course Dinner for Two, Mid-Range

$122 $122

$37.67 MX$696

222.64%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$9.06 MX$167

53.53%

Cappuccino

$6.59 $6.59

$3.29 MX$60.8

100.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.47 MX$27.18

161.22%

Water (0.33 liter bottle)

$2.87 $2.87

$1.05 MX$19.40

173.33%

Local Beer (0.5 liter draught)

$7.79 $7.79

$2.26 MX$41.81

244.69%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.48 MX$82.8

119.87%

Milk (1 liter)

$1.38 $1.38

$1.63 MX$30.12

-15.34%

White Bread (500g)

$4.68 $4.68

$2.40 MX$44.43

95.00%

Rice (white) (1kg)

$7.54 $7.54

$1.70 MX$31.43

343.53%

Eggs

$5.93 $5.93

$2.57 MX$47.54

130.74%

Local Cheese (1kg)

$18.83 $18.83

$9.01 MX$167

108.99%

Chicken Fillets (1kg)

$17.36 $17.36

$7.82 MX$144

121.99%

Beef Round Steak (1kg)

$18.51 $18.51

$11.74 MX$217

57.67%

Apples (1kg)

$6.74 $6.74

$2.70 MX$49.81

149.63%

Banana (1kg)

$2.09 $2.09

$1.73 MX$31.92

20.81%

Oranges (1kg)

$6.07 $6.07

$1.67 MX$30.82

263.47%

Tomato (1kg)

$6.74 $6.74

$2.05 MX$37.92

228.78%

Potato (1kg)

$4.05 $4.05

$2.17 MX$40.01

86.64%

Onion (1kg)

$4.37 $4.37

$2.09 MX$38.70

109.09%

Lettuce (1 head)

$2.89 $2.89

$1.61 MX$29.73

79.50%

Water (1.5 liter bottle)

$2.60 $2.60

$1.22 MX$22.48

113.11%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$4.72 MX$87.2

296.61%

Wine (Bottle)

$20.06 $20.06

$10.79 MX$199

85.91%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$2.02 MX$37.32

60.89%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.18 MX$58.8

17.30%

One-way Ticket (Public Transport)

$3.06 $3.06

$0.65 MX$12.03

370.77%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.71 MX$50.0

12.18%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.25 MX$41.49

-4.44%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$11.47 MX$212

264.60%

Gasoline (1 liter)

$1.12 $1.12

$1.34 MX$24.72

-16.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$23.5K MX$435.0K

50.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$23.9K MX$441.3K

9.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$56.2 MX$1,038

290.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$25.44 MX$470

187.70%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$26.61 MX$492

170.54%

Gym Membership (Monthly)

$123 $123

$32.88 MX$608

273.14%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$22.40 MX$414

202.10%

Cinema Ticket

$22.85 $22.85

$4.48 MX$82.7

410.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$223 MX$4,114

1396.80%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$4,650 MX$85.9K

1189.94%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$53.3 MX$986

40.96%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$38.50 MX$711

36.08%

Sport Shoes (Adidas, Nike)

$122 $122

$99.1 MX$1,832

22.73%

Men's Leather Business Shoes

$133 $133

$79.4 MX$1,467

67.76%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$646 MX$11.9K

579.26%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$337 MX$6,220

829.80%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$901 MX$16.7K

889.37%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$826 MX$15.3K

548.22%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$2,039 MX$37.7K

851.67%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$1,054 MX$19.5K

545.63%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

11.3

-39.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Matamoros: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Matamoros

$337 30.9% 89.2% $2.8K

Groceries & Markets

New York, NY

$545 11%

Matamoros

$269 24.7% 50.6% $276

Eating Out

New York, NY

$404 8.2%

Matamoros

$196 18% 51.4% $208

Monthly Utilities & Internet

New York, NY

$364 7.4%

Matamoros

$108 9.9% 70.3% $256

Clothing & Footwear

New York, NY

$172 3.5%

Matamoros

$122 11.2% 29.3% $50

Sport & Entertainment

New York, NY

$168 3.4%

Matamoros

$42 3.8% 75.2% $127

Getting Around

New York, NY

$167 3.4%

Matamoros

$17 * 1.5% 90.1% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,389 in New York, NY and $646 in Matamoros. Housing cost is often the main lever when comparing two cities.

Dining out: $122 in New York, NY vs $38.00 in Matamoros for a mid-range dinner for two. Groceries echo the gap at $545 vs $269 per month, with Matamoros cheaper across the board.

Good to know

🇺🇸 New York, NY

🇲🇽 Matamoros

🕒 Local time

00:59 12:59 AM

23:59 11:59 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

510,739

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

New York, NY Matamoros 2,700 km ≈ 4 h nonstop flight

From you

New York, NY
Matamoros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Matamoros: Cost of Living - Frequently Asked Questions

Matamoros wins on cost – living expenses run 354% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Matamoros the obvious pick if budget is a priority.

You'd need roughly $7,424 in New York, NY and $1,635 in Matamoros to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,389 in New York, NY versus $646 in Matamoros. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,333 in New York, NY versus $223 in Matamoros. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Matamoros – a meal for two runs $38.00 versus $122 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,090 in Matamoros versus $4,950 in New York, NY, a $1,000 budget is realistic in Matamoros but tight or insufficient in New York, NY. The gap between the two cities makes Matamoros the clear choice for anyone on this budget.

Both work as nomad bases, but Matamoros delivers better value – similar infrastructure at $1,090 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Matamoros hard to pass up.

Expats usually find Matamoros gentler on the wallet – expenses run 354% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.