Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Lynnwood, WA

For one person, living is cheaper in Lynnwood, WA: $3,337 a month against $4,938 in New York, NY, rent and utilities included – about $19,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
162

Cost of Living Index in Lynnwood, WA
Learn more

Lynnwood, WA Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Lynnwood, WA

🇺🇸 United States

$3,337

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Lynnwood, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Lynnwood, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $3,337 in Lynnwood, WA.

New York, NY $4,938
Lynnwood, WA $3,337

Estimated couple costs with rent: $7,273 in New York, NY versus $4,679 in Lynnwood, WA.

New York, NY $7,273
Lynnwood, WA $4,679

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $6,020 in Lynnwood, WA.

New York, NY $9,608
Lynnwood, WA $6,020

Living in New York, NY is roughly 48% more expensive than in Lynnwood, WA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 264% above, Lynnwood, WA 146% above.

Meal at Budget Restaurant

$24.99 $24.99

$22.12 $22.12

12.97%

Three-Course Dinner for Two, Mid-Range

$120 $120

$79.9 $79.9

50.54%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.94 $11.94

15.08%

Cappuccino

$6.60 $6.60

$5.67 $5.67

16.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.19 $3.19

19.75%

Water (0.33 liter bottle)

$2.87 $2.87

$2.52 $2.52

13.89%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.88 $6.88

15.55%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.80 $7.80

28.97%

Milk (1 liter)

$1.37 $1.37

$1.09 $1.09

25.69%

White Bread (500g)

$4.75 $4.75

$4.54 $4.54

4.63%

Rice (white) (1kg)

$7.69 $7.69

$4.30 $4.30

78.84%

Eggs

$5.87 $5.87

$5.62 $5.62

4.45%

Local Cheese (1kg)

$19.25 $19.25

$14.86 $14.86

29.54%

Chicken Fillets (1kg)

$17.83 $17.83

$13.92 $13.92

28.09%

Beef Round Steak (1kg)

$19.03 $19.03

$11.18 $11.18

70.21%

Apples (1kg)

$6.69 $6.69

$4.93 $4.93

35.70%

Banana (1kg)

$2.29 $2.29

$1.73 $1.73

32.37%

Oranges (1kg)

$6.41 $6.41

$4.15 $4.15

54.46%

Tomato (1kg)

$6.75 $6.75

$4.47 $4.47

51.01%

Potato (1kg)

$3.93 $3.93

$2.17 $2.17

81.11%

Onion (1kg)

$4.52 $4.52

$3.02 $3.02

49.67%

Lettuce (1 head)

$2.79 $2.79

$1.74 $1.74

60.34%

Water (1.5 liter bottle)

$2.51 $2.51

$1.95 $1.95

28.72%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$12.51 $12.51

44.68%

Wine (Bottle)

$20.16 $20.16

$18.78 $18.78

7.35%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.71 $1.71

90.64%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.43 $3.43

9.33%

One-way Ticket (Public Transport)

$2.92 $2.92

$3.07 $3.07

-4.89%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.52 $2.52

21.43%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.64 $1.64

31.71%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$29.84 $29.84

38.51%

Gasoline (1 liter)

$1.12 $1.12

$1.38 $1.38

-18.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$28.1K $28.1K

17.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.8K $26.8K

-4.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$192 $192

14.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$81.5 $81.5

-7.54%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$64.5 $64.5

9.35%

Gym Membership (Monthly)

$116 $116

$49.36 $49.36

134.00%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$17.02 $17.02

25.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,963 $1,963

74.81%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$31.7K $31.7K

94.64%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$49.34 $49.34

51.76%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$44.33 $44.33

17.62%

Sport Shoes (Adidas, Nike)

$117 $117

$85.6 $85.6

36.35%

Men's Leather Business Shoes

$135 $135

$102 $102

32.04%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$2,045 $2,045

112.59%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,999 $1,999

55.91%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,601 $2,601

250.25%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$3,043 $3,043

76.78%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,292 $4,292

22.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.44

6.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Lynnwood, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Lynnwood, WA

$2K 59.9% 35.9% $1.1K

Groceries & Markets

New York, NY

$552 11.2%

Lynnwood, WA

$413 12.4% 25.1% $139

Eating Out

New York, NY

$407 8.2%

Lynnwood, WA

$354 10.6% 13.1% $53

Monthly Utilities & Internet

New York, NY

$365 7.4%

Lynnwood, WA

$338 10.1% 7.4% $27

Clothing & Footwear

New York, NY

$170 3.5%

Lynnwood, WA

$127 3.8% 25.7% $44

Getting Around

New York, NY

$168 3.4%

Lynnwood, WA

$23 * 0.7% 86.3% $145

Sport & Entertainment

New York, NY

$158 3.2%

Lynnwood, WA

$83 2.5% 47.3% $75

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $2,045 in Lynnwood, WA. Housing cost is often the main lever when comparing two cities.

New York, NY pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $80.0 in Lynnwood, WA for a mid-range dinner for two. Groceries echo the gap at $552 vs $413 per month, with Lynnwood, WA cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Lynnwood, WA

🕒 Local time

13:29 1:29 PM

10:29 10:29 AM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

38,568

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Lynnwood, WA 3,850 km ≈ 5 h nonstop flight

From you

New York, NY
Lynnwood, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Lynnwood, WA: Cost of Living - Frequently Asked Questions

Lynnwood, WA wins on cost – living expenses run 48% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Lynnwood, WA the obvious pick if budget is a priority.

Average pay runs 22% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $2,045 in Lynnwood, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,432 in New York, NY versus $1,963 in Lynnwood, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lynnwood, WA – a meal for two runs $80.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Lynnwood, WA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Lynnwood, WA delivers better value – similar infrastructure at $3,337 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lynnwood, WA hard to pass up.

Safety-wise, New York, NY and Lynnwood, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lynnwood, WA gentler on the wallet – expenses run 48% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.