Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Longmont, CO

For one person, living is cheaper in Longmont, CO: $3,075 a month against $4,938 in New York, NY, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
148

Cost of Living Index in Longmont, CO
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Longmont, CO Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Longmont, CO

🇺🇸 United States

$3,075

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Longmont, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Longmont, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $3,075 in Longmont, CO.

New York, NY $4,938
Longmont, CO $3,075

Estimated couple costs with rent: $7,273 in New York, NY versus $4,586 in Longmont, CO.

New York, NY $7,273
Longmont, CO $4,586

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $6,096 in Longmont, CO.

New York, NY $9,608
Longmont, CO $6,096

Living in New York, NY is roughly 61% more expensive than in Longmont, CO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Longmont, CO 127% above.

Meal at Budget Restaurant

$24.99 $24.99

$20.29 $20.29

23.16%

Three-Course Dinner for Two, Mid-Range

$120 $120

$79.8 $79.8

50.77%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.41 $10.41

31.99%

Cappuccino

$6.60 $6.60

$5.66 $5.66

16.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.11 $3.11

22.83%

Water (0.33 liter bottle)

$2.87 $2.87

$2.42 $2.42

18.60%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.97 $6.97

14.06%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.76 $7.76

29.64%

Milk (1 liter)

$1.37 $1.37

$1.06 $1.06

29.25%

White Bread (500g)

$4.75 $4.75

$5.09 $5.09

-6.68%

Rice (white) (1kg)

$7.69 $7.69

$4.17 $4.17

84.41%

Eggs

$5.87 $5.87

$6.15 $6.15

-4.55%

Local Cheese (1kg)

$19.25 $19.25

$14.03 $14.03

37.21%

Chicken Fillets (1kg)

$17.83 $17.83

$13.43 $13.43

32.76%

Beef Round Steak (1kg)

$19.03 $19.03

$19.58 $19.58

-2.81%

Apples (1kg)

$6.69 $6.69

$5.47 $5.47

22.30%

Banana (1kg)

$2.29 $2.29

$1.44 $1.44

59.03%

Oranges (1kg)

$6.41 $6.41

$4.49 $4.49

42.76%

Tomato (1kg)

$6.75 $6.75

$4.86 $4.86

38.89%

Potato (1kg)

$3.93 $3.93

$2.53 $2.53

55.34%

Onion (1kg)

$4.52 $4.52

$3.43 $3.43

31.78%

Lettuce (1 head)

$2.79 $2.79

$2.39 $2.39

16.74%

Water (1.5 liter bottle)

$2.51 $2.51

$2.28 $2.28

10.09%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$10.29 $10.29

75.90%

Wine (Bottle)

$20.16 $20.16

$17.25 $17.25

16.87%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.33 $2.33

39.91%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.45 $2.45

53.06%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.54 $1.54

89.61%

Public Transport Monthly Pass (Regular Price)

$143 $143

$83.3 $83.3

71.17%

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.44 $2.44

25.41%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.42 $1.42

52.11%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$23.91 $23.91

72.86%

Gasoline (1 liter)

$1.12 $1.12

$1.02 $1.02

9.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.7K $27.7K

19.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.7K $26.7K

-3.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$212 $212

3.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$80.5 $80.5

-6.40%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$74.9 $74.9

-5.87%

Gym Membership (Monthly)

$116 $116

$38.27 $38.27

201.80%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$65.3 $65.3

3.55%

Cinema Ticket

$21.37 $21.37

$16.00 $16.00

33.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,592 $1,592

115.60%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$25.0K $25.0K

146.98%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$61.5 $61.5

21.76%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$48.35 $48.35

7.84%

Sport Shoes (Adidas, Nike)

$117 $117

$84.4 $84.4

38.26%

Men's Leather Business Shoes

$135 $135

$101 $101

33.23%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,726 $1,726

151.85%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,620 $1,620

92.40%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$3,022 $3,022

201.43%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,834 $2,834

89.79%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$3,775 $3,775

83.94%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,496 $4,496

16.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.61

3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Longmont, CO: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Longmont, CO

$1.6K 52.7% 48% $1.5K

Groceries & Markets

New York, NY

$552 11.2%

Longmont, CO

$451 14.7% 18.2% $101

Eating Out

New York, NY

$407 8.2%

Longmont, CO

$334 10.9% 17.9% $73

Monthly Utilities & Internet

New York, NY

$365 7.4%

Longmont, CO

$368 12% 0.7% $2.4

Clothing & Footwear

New York, NY

$170 3.5%

Longmont, CO

$133 4.3% 21.9% $37

Getting Around

New York, NY

$168 3.4%

Longmont, CO

$99 3.2% 41.1% $69

Sport & Entertainment

New York, NY

$158 3.2%

Longmont, CO

$70 2.3% 55.6% $88

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,726 in Longmont, CO. Housing cost is often the main lever when comparing two cities.

New York, NY pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $80.0 in Longmont, CO for a mid-range dinner for two. Groceries echo the gap at $552 vs $451 per month, with Longmont, CO cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Longmont, CO

🕒 Local time

23:40 11:40 PM

21:40 9:40 PM

2 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

94,341

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Longmont, CO 2,600 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Longmont, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Longmont, CO: Cost of Living - Frequently Asked Questions

New York, NY and Longmont, CO differ by about 61% in total monthly costs ($4,938 vs $3,075 including rent). Longmont, CO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 17% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $1,726 in Longmont, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,938 per month in New York, NY versus $3,075 in Longmont, CO – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Longmont, CO runs roughly 71% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Longmont, CO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, New York, NY and Longmont, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Longmont, CO gentler on the wallet – expenses run 61% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.