Cost of Living Comparison Between New York, NY and Longmont, CO Cost of Living Comparison Between New York, NY and Longmont, CO

Monthly Cost of Living

Monthly costs for one person with rent: $4,415 in New York, NY versus $3,024 in Longmont, CO.

Estimated couple costs with rent: $6,980 in New York, NY versus $4,548 in Longmont, CO.

Monthly costs for a family of three with rent: $9,544 in New York, NY versus $6,072 in Longmont, CO.

Living in New York, NY is roughly 46% more expensive than in Longmont, CO, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: New York, NY 230% above, Longmont, CO 126% above.

Meal at Budget Restaurant

$29.48 $29.48

$19.92 $19.92

47.99%

Three-Course Dinner for Two, Mid-Range

$143 $143

$71.3 $71.3

100.55%

Fast Food Meal (McDonalds, etc)

$12.41 $12.41

$11.07 $11.07

12.10%

Cappuccino

$6.08 $6.08

$6.13 $6.13

-0.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$3.18 $3.18

4.72%

Water (0.33 liter bottle)

$2.70 $2.70

$2.54 $2.54

6.30%

Local Beer (0.5 liter draught)

$8.17 $8.17

$6.82 $6.82

19.79%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$8.14 $8.14

47.91%

Milk (1 liter)

$1.62 $1.62

$1.04 $1.04

55.77%

White Bread (500g)

$5.08 $5.08

$3.64 $3.64

39.56%

Rice (white) (1kg)

$8.12 $8.12

$4.53 $4.53

79.25%

Eggs

$6.87 $6.87

$5.71 $5.71

20.32%

Local Cheese (1kg)

$17.61 $17.61

$14.46 $14.46

21.78%

Chicken Fillets (1kg)

$16.41 $16.41

$16.33 $16.33

0.49%

Beef Round Steak (1kg)

$19.81 $19.81

$18.57 $18.57

6.68%

Apples (1kg)

$7.66 $7.66

$5.41 $5.41

41.59%

Banana (1kg)

$2.53 $2.53

$1.53 $1.53

65.36%

Oranges (1kg)

$5.61 $5.61

$4.01 $4.01

39.90%

Tomato (1kg)

$6.40 $6.40

$5.13 $5.13

24.76%

Potato (1kg)

$3.84 $3.84

$3.96 $3.96

-3.03%

Onion (1kg)

$4.10 $4.10

$3.73 $3.73

9.92%

Lettuce (1 head)

$3.08 $3.08

$2.23 $2.23

38.12%

Water (1.5 liter bottle)

$2.49 $2.49

$2.42 $2.42

2.89%

Cigarettes 20 Pack (Marlboro, Camel)

$18.83 $18.83

$9.09 $9.09

107.15%

Wine (Bottle)

$19.67 $19.67

$17.11 $17.11

14.96%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.88 $1.88

59.04%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.81 $3.81

-1.57%

One-way Ticket (Public Transport)

$2.94 $2.94

$2.03 $2.03

44.83%

Public Transport Monthly Pass (Regular Price)

$133 $133

$122 $122

9.12%

Taxi Start (Normal Tariff)

$5.05 $5.05

$2.44 $2.44

106.97%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.38 $1.38

59.42%

Taxi 1hour Waiting (Normal Tariff)

$42.75 $42.75

$24.17 $24.17

76.87%

Gasoline (1 liter)

$0.97 $0.97

$0.86 $0.86

12.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$34.8K $34.8K

0.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$25.7K $25.7K

10.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$218 $218

-16.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$60.5 $60.5

-0.35%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$70.5 $70.5

-9.87%

Gym Membership (Monthly)

$143 $143

$48.15 $48.15

196.26%

Tennis Court (1 Hour on Weekend)

$63.6 $63.6

$64.0 $64.0

-0.50%

Cinema Ticket

$19.89 $19.89

$15.74 $15.74

26.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,129 $3,129

$1,515 $1,515

106.60%

International Primary School, 1 Child (Yearly)

$58.2K $58.2K

$24.9K $24.9K

133.29%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$57.0 $57.0

18.45%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$38.16 $38.16

23.69%

Sport Shoes (Adidas, Nike)

$113 $113

$89.1 $89.1

26.22%

Men's Leather Business Shoes

$174 $174

$101 $101

71.83%

1-bedroom Apartment, City Center (Monthly)

$4,145 $4,145

$1,792 $1,792

131.24%

1-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,567 $1,567

71.86%

3-bedroom Apartment, City Center (Monthly)

$8,255 $8,255

$2,766 $2,766

198.45%

3-bedroom Apartment, Outside City Center (Monthly)

$5,298 $5,298

$2,851 $2,851

85.80%

Buy Apartment in City Center (m2)

$18.5K $18.5K

Buy Apartment Outside City Center (m2)

$6,505 $6,505

$3,710 $3,710

75.34%

Average Monthly Net Salary (After Tax)

$5,520 $5,520

$4,483 $4,483

23.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.6

-2.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 13, 2026

Last update for Longmont, CO: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,145 in New York, NY and $1,792 in Longmont, CO. Housing cost is often the main lever when comparing two cities.

New York, NY pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $143 in New York, NY vs $71.0 in Longmont, CO for a mid-range dinner for two. Groceries echo the gap at $553 vs $455 per month, with Longmont, CO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Longmont, CO: Cost of Living - Frequently Asked Questions

New York, NY and Longmont, CO differ by about 46% in total monthly costs ($4,415 vs $3,024 including rent). Longmont, CO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 23% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,145 in New York, NY versus $1,792 in Longmont, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,415 per month in New York, NY versus $3,024 in Longmont, CO – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Longmont, CO runs roughly 9% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Longmont, CO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, New York, NY and Longmont, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Longmont, CO gentler on the wallet – expenses run 46% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.