Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Lombard, IL

For one person, living is cheaper in Lombard, IL: $2,625 a month against $4,938 in New York, NY, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
125

Cost of Living Index in Lombard, IL
Learn more

Lombard, IL Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Lombard, IL

🇺🇸 United States

$2,625

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Lombard, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Lombard, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,625 in Lombard, IL.

New York, NY $4,938
Lombard, IL $2,625

Estimated couple costs with rent: $7,273 in New York, NY versus $3,685 in Lombard, IL.

New York, NY $7,273
Lombard, IL $3,685

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,745 in Lombard, IL.

New York, NY $9,608
Lombard, IL $4,745

Living in New York, NY is roughly 88% more expensive than in Lombard, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Lombard, IL 94% above.

Meal at Budget Restaurant

$24.99 $24.99

$19.91 $19.91

25.51%

Three-Course Dinner for Two, Mid-Range

$120 $120

$73.5 $73.5

63.59%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.30 $11.30

21.59%

Cappuccino

$6.60 $6.60

$6.33 $6.33

4.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.68 $2.68

42.54%

Water (0.33 liter bottle)

$2.87 $2.87

$2.57 $2.57

11.67%

Local Beer (0.5 liter draught)

$7.95 $7.95

$7.05 $7.05

12.77%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.01 $6.01

67.39%

Milk (1 liter)

$1.37 $1.37

$0.98 $0.98

39.80%

White Bread (500g)

$4.75 $4.75

$3.56 $3.56

33.43%

Rice (white) (1kg)

$7.69 $7.69

$4.48 $4.48

71.65%

Eggs

$5.87 $5.87

$4.28 $4.28

37.15%

Local Cheese (1kg)

$19.25 $19.25

$12.20 $12.20

57.79%

Chicken Fillets (1kg)

$17.83 $17.83

$11.69 $11.69

52.52%

Beef Round Steak (1kg)

$19.03 $19.03

$16.87 $16.87

12.80%

Apples (1kg)

$6.69 $6.69

$5.03 $5.03

33.00%

Banana (1kg)

$2.29 $2.29

$1.57 $1.57

45.86%

Oranges (1kg)

$6.41 $6.41

$4.32 $4.32

48.38%

Tomato (1kg)

$6.75 $6.75

$4.83 $4.83

39.75%

Potato (1kg)

$3.93 $3.93

$2.78 $2.78

41.37%

Onion (1kg)

$4.52 $4.52

$3.00 $3.00

50.67%

Lettuce (1 head)

$2.79 $2.79

$2.00 $2.00

39.50%

Water (1.5 liter bottle)

$2.51 $2.51

$1.92 $1.92

30.73%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$10.18 $10.18

77.80%

Wine (Bottle)

$20.16 $20.16

$14.98 $14.98

34.58%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.99 $1.99

63.82%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.44 $3.44

9.01%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.93 $1.93

51.30%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.67 $2.67

14.61%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.63 $1.63

32.52%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$32.54 $32.54

27.01%

Gasoline (1 liter)

$1.12 $1.12

$1.20 $1.20

-6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$25.7K $25.7K

28.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.0K $25.0K

2.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$225 $225

-2.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$58.7 $58.7

28.35%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$69.2 $69.2

1.85%

Gym Membership (Monthly)

$116 $116

$41.48 $41.48

178.45%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$14.03 $14.03

52.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,562 $1,562

119.73%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$24.5K $24.5K

151.96%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$60.6 $60.6

23.65%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$37.12 $37.12

40.46%

Sport Shoes (Adidas, Nike)

$117 $117

$84.8 $84.8

37.67%

Men's Leather Business Shoes

$135 $135

$129 $129

4.49%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,612 $1,612

169.68%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,313 $1,313

137.45%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,313 $2,313

293.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,891 $1,891

184.49%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,780 $2,780

593.57%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,167 $2,167

220.43%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.57

4.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Lombard, IL: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Lombard, IL

$1.3K 50% 57.9% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Lombard, IL

$394 15% 28.6% $158

Eating Out

New York, NY

$407 8.2%

Lombard, IL

$337 12.9% 17.1% $69

Monthly Utilities & Internet

New York, NY

$365 7.4%

Lombard, IL

$353 13.4% 3.4% $13

Clothing & Footwear

New York, NY

$170 3.5%

Lombard, IL

$140 5.3% 17.7% $30

Getting Around

New York, NY

$168 3.4%

Lombard, IL

$19 * 0.7% 89% $150

Sport & Entertainment

New York, NY

$158 3.2%

Lombard, IL

$70 2.7% 56.1% $89

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,612 in Lombard, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $74.0 in Lombard, IL for a mid-range dinner for two. Groceries echo the gap at $552 vs $394 per month, with Lombard, IL cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Lombard, IL

🕒 Local time

23:20 11:20 PM

22:20 10:20 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

42,792

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Lombard, IL 1,160 km ≈ 2 h nonstop flight

From you

New York, NY
Lombard, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Lombard, IL: Cost of Living - Frequently Asked Questions

Lombard, IL is cheaper overall, especially in groceries, eating out, and clothing. The 88% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,407 in New York, NY and $3,938 in Lombard, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $1,612 in Lombard, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 40% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $2,625 in Lombard, IL – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Lombard, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Lombard, IL is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, New York, NY and Lombard, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lombard, IL gentler on the wallet – expenses run 88% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.