Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Lomas de Zamora

For one person, living is cheaper in Lomas de Zamora: $1,223 a month against $4,950 in New York, NY, rent and utilities included – about $44,700 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,950
/mo nomad
Lomas de Zamora
🇦🇷 Argentina
$1,223
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Lomas de Zamora

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Lomas de Zamora actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $1,223 in Lomas de Zamora.

  • New York, NY $4,950
  • Lomas de Zamora $1,223

Estimated couple costs with rent: $7,265 in New York, NY versus $2,079 in Lomas de Zamora.

  • New York, NY $7,265
  • Lomas de Zamora $2,079

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $2,935 in Lomas de Zamora.

  • New York, NY $9,581
  • Lomas de Zamora $2,935

Living in New York, NY is roughly 305% more expensive than in Lomas de Zamora, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 267% above, Lomas de Zamora is 9% below.

Currency
🍽 Eating Out
New York, NY
Lomas de Zamora
Difference
Meal at Budget Restaurant
$24.65 $24.65
$10.03 ARS 15.2K
145.76%
Three-Course Dinner for Two, Mid-Range
$122 $122
$53.9 ARS 81.8K
125.41%
Fast Food Meal (McDonalds, etc)
$13.91 $13.91
$11.58 ARS 17.6K
20.12%
Cappuccino
$6.59 $6.59
$3.41 ARS 5,175
93.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$1.96 ARS 2,978
95.92%
Water (0.33 liter bottle)
$2.87 $2.87
$1.70 ARS 2,572
68.82%
Local Beer (0.5 liter draught)
$7.79 $7.79
$3.94 ARS 5,976
97.72%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$4.66 ARS 7,070
111.37%
🛒 Groceries & Markets
New York, NY
Lomas de Zamora
Difference
Milk (1 liter)
$1.38 $1.38
$1.31 ARS 1,990
5.34%
White Bread (500g)
$4.68 $4.68
$2.04 ARS 3,102
129.41%
Rice (white) (1kg)
$7.54 $7.54
$1.57 ARS 2,385
380.25%
Eggs
$5.93 $5.93
$2.74 ARS 4,153
116.42%
Local Cheese (1kg)
$18.83 $18.83
$10.51 ARS 15.9K
79.16%
Chicken Fillets (1kg)
$17.36 $17.36
$10.32 ARS 15.7K
68.22%
Beef Round Steak (1kg)
$18.51 $18.51
$13.26 ARS 20.1K
39.59%
Apples (1kg)
$6.74 $6.74
$2.71 ARS 4,119
148.71%
Banana (1kg)
$2.09 $2.09
$1.95 ARS 2,955
7.18%
Oranges (1kg)
$6.07 $6.07
$1.36 ARS 2,068
346.32%
Tomato (1kg)
$6.74 $6.74
$1.99 ARS 3,019
238.69%
Potato (1kg)
$4.05 $4.05
$1.20 ARS 1,821
237.50%
Onion (1kg)
$4.37 $4.37
$1.26 ARS 1,905
246.83%
Lettuce (1 head)
$2.89 $2.89
$1.36 ARS 2,070
112.50%
Water (1.5 liter bottle)
$2.60 $2.60
$1.72 ARS 2,614
51.16%
Cigarettes 20 Pack (Marlboro, Camel)
$18.72 $18.72
$3.29 ARS 4,985
469.00%
Wine (Bottle)
$20.06 $20.06
$5.46 ARS 8,286
267.40%
Local Beer (0.5 liter bottle)
$3.25 $3.25
$1.70 ARS 2,584
91.18%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$2.65 ARS 4,017
40.75%
🚌 Getting Around
New York, NY
Lomas de Zamora
Difference
One-way Ticket (Public Transport)
$3.06 $3.06
$1.04 ARS 1,575
194.23%
Public Transport Monthly Pass (Regular Price)
$140 $140
$26.87 ARS 40.8K
422.81%
Taxi Start (Normal Tariff)
$3.04 $3.04
$1.61 ARS 2,445
88.82%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.01 ARS 1,535
112.87%
Taxi 1hour Waiting (Normal Tariff)
$41.82 $41.82
$8.00 ARS 12.1K
422.75%
Gasoline (1 liter)
$1.12 $1.12
$1.38 ARS 2,090
-18.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$16.8K ARS 25.5M
111.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$30.0K ARS 45.6M
-13.33%
🧾 Monthly Utilities & Internet
New York, NY
Lomas de Zamora
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$98.1 ARS 148.9K
123.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$73.2 $73.2
$19.99 ARS 30.3K
266.13%
Internet (50+ Mbps, Unlimited Data)
$72.0 $72.0
$27.23 ARS 41.3K
164.38%
🎉 Sport & Entertainment
New York, NY
Lomas de Zamora
Difference
Gym Membership (Monthly)
$123 $123
$30.84 ARS 46.8K
297.83%
Tennis Court (1 Hour on Weekend)
$67.7 $67.7
$32.78 ARS 49.7K
106.44%
Cinema Ticket
$22.85 $22.85
$7.93 ARS 12.0K
188.15%
🧸 Childcare & Education
New York, NY
Lomas de Zamora
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,333 $3,333
$400 ARS 606.4K
734.01%
International Primary School, 1 Child (Yearly)
$60.0K $60.0K
$7,354 ARS 11.2M
715.73%
👕👟 Clothing & Footwear
New York, NY
Lomas de Zamora
Difference
Jeans (Levis 501 Or Similar)
$75.2 $75.2
$122 ARS 185.0K
-38.31%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$96.0 ARS 145.6K
-45.40%
Sport Shoes (Adidas, Nike)
$122 $122
$117 ARS 178.1K
3.63%
Men's Leather Business Shoes
$133 $133
$102 ARS 154.3K
30.96%
🏠 Accommodation & Living
New York, NY
Lomas de Zamora
Difference
1-bedroom Apartment, City Center (Monthly)
$4,389 $4,389
$517 ARS 784.9K
748.44%
1-bedroom Apartment, Outside City Center (Monthly)
$3,130 $3,130
$325 ARS 493.8K
861.80%
3-bedroom Apartment, City Center (Monthly)
$8,918 $8,918
$975 ARS 1.5M
814.40%
3-bedroom Apartment, Outside City Center (Monthly)
$5,354 $5,354
$837 ARS 1.3M
539.86%
Buy Apartment in City Center (m2)
$19.4K $19.4K
$2,953 ARS 4.5M
557.06%
Buy Apartment Outside City Center (m2)
$6,806 $6,806
$1,507 ARS 2.3M
351.73%
💵 Salaries & Financials
New York, NY
Lomas de Zamora
Difference
Average Monthly Net Salary (After Tax)
$5,343 $5,343
$761 ARS 1.2M
601.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
57.25
-88.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Lomas de Zamora: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Lomas de Zamora
$325 89.6% $2.8K
Groceries & Markets
New York, NY
$545
Lomas de Zamora
$271 50.2% $274
Eating Out
New York, NY
$404
Lomas de Zamora
$200 50.6% $204
Monthly Utilities & Internet
New York, NY
$364
Lomas de Zamora
$145 60.1% $219
Clothing & Footwear
New York, NY
$172
Lomas de Zamora
$197 14.3% $25
Sport & Entertainment
New York, NY
$168
Lomas de Zamora
$47 72.3% $122
Getting Around
New York, NY
$167
Lomas de Zamora
$38 77.4% $129

Cost Breakdown

A one-bedroom apartment in the center runs $4,389 in New York, NY and $517 in Lomas de Zamora. Housing cost is often the main lever when comparing two cities.

New York, NY pays 602% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in New York, NY vs $54.0 in Lomas de Zamora for a mid-range dinner for two. Groceries echo the gap at $545 vs $271 per month, with Lomas de Zamora cheaper across the board.

Good to know
🇺🇸 New York, NY
🇦🇷 Lomas de Zamora
🕒 Local time
16:34 4:34 PM
17:34 5:34 PM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
616,279
Exchange rates and currency converter

ARS, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Argentine Peso exchange rates as of October 17, 2026: 1 USD = 1,517 ARS (10,000 ARS = 6.59 USD). 1 EUR = 1,706 ARS (10,000 ARS = 5.86 EUR).

On the map
Between locations
  • New York, NY Lomas de Zamora 8,540 km ≈ 11 h nonstop flight
From you
  • New York, NY
  • Lomas de Zamora

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Lomas de Zamora: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in New York, NY and in Lomas de Zamora?
New York, NY and Lomas de Zamora differ by about 305% in total monthly costs ($4,950 vs $1,223 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: New York, NY or Lomas de Zamora?
Average pay runs 602% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in New York, NY and in Lomas de Zamora?
Rent for a central apartment: $4,389 in New York, NY versus $517 in Lomas de Zamora. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Lomas de Zamora – a meal for two runs $54.0 versus $122 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: New York, NY or Lomas de Zamora?
All in, you'll spend $4,950 per month in New York, NY versus $1,223 in Lomas de Zamora – a 305% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,223 in Lomas de Zamora versus $4,950 in New York, NY, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in New York, NY. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.
How does quality of life compare between New York, NY and Lomas de Zamora?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is New York, NY or Lomas de Zamora safer for residents?
Safety-wise, New York, NY and Lomas de Zamora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: New York, NY or Lomas de Zamora?
Expats usually find Lomas de Zamora gentler on the wallet – expenses run 305% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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