Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Libertyville, IL

For one person, living is cheaper in Libertyville, IL: $2,530 a month against $4,938 in New York, NY, rent and utilities included – about $28,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
122

Cost of Living Index in Libertyville, IL
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Libertyville, IL Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Libertyville, IL

🇺🇸 United States

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Libertyville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Libertyville, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,530 in Libertyville, IL.

New York, NY $4,938
Libertyville, IL $2,530

Estimated couple costs with rent: $7,273 in New York, NY versus $3,759 in Libertyville, IL.

New York, NY $7,273
Libertyville, IL $3,759

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,987 in Libertyville, IL.

New York, NY $9,608
Libertyville, IL $4,987

Living in New York, NY is roughly 95% more expensive than in Libertyville, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Libertyville, IL 87% above.

Meal at Budget Restaurant

$24.99 $24.99

$15.12 $15.12

65.28%

Three-Course Dinner for Two, Mid-Range

$120 $120

$55.2 $55.2

118.00%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.12 $10.12

35.77%

Cappuccino

$6.60 $6.60

$4.45 $4.45

48.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.27 $2.27

68.28%

Water (0.33 liter bottle)

$2.87 $2.87

$2.31 $2.31

24.24%

Local Beer (0.5 liter draught)

$7.95 $7.95

$4.39 $4.39

81.09%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.09 $6.09

65.19%

Milk (1 liter)

$1.37 $1.37

$0.77 $0.77

77.92%

White Bread (500g)

$4.75 $4.75

$3.08 $3.08

54.22%

Rice (white) (1kg)

$7.69 $7.69

$4.50 $4.50

70.89%

Eggs

$5.87 $5.87

$4.82 $4.82

21.78%

Local Cheese (1kg)

$19.25 $19.25

$11.30 $11.30

70.35%

Chicken Fillets (1kg)

$17.83 $17.83

$9.58 $9.58

86.12%

Beef Round Steak (1kg)

$19.03 $19.03

$21.81 $21.81

-12.75%

Apples (1kg)

$6.69 $6.69

$6.03 $6.03

10.95%

Banana (1kg)

$2.29 $2.29

$1.13 $1.13

102.65%

Oranges (1kg)

$6.41 $6.41

$4.55 $4.55

40.88%

Tomato (1kg)

$6.75 $6.75

$5.76 $5.76

17.19%

Potato (1kg)

$3.93 $3.93

$3.62 $3.62

8.56%

Onion (1kg)

$4.52 $4.52

$4.26 $4.26

6.10%

Lettuce (1 head)

$2.79 $2.79

$2.34 $2.34

19.23%

Water (1.5 liter bottle)

$2.51 $2.51

$1.28 $1.28

96.09%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$11.33 $11.33

59.75%

Wine (Bottle)

$20.16 $20.16

$12.13 $12.13

66.20%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.05 $2.05

59.02%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.48 $3.48

7.76%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.74 $1.74

67.82%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.05 $5.05

-39.41%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.84 $1.84

17.39%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$49.63 $49.63

-16.72%

Gasoline (1 liter)

$1.12 $1.12

$0.96 $0.96

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.0K $27.0K

22.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.4K $26.4K

-2.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$234 $234

-6.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$51.7 $51.7

45.82%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$59.2 $59.2

19.10%

Gym Membership (Monthly)

$116 $116

$37.44 $37.44

208.49%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$15.10 $15.10

41.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,323 $1,323

159.34%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$19.9K $19.9K

209.63%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$52.3 $52.3

43.17%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$40.16 $40.16

29.83%

Sport Shoes (Adidas, Nike)

$117 $117

$110 $110

5.88%

Men's Leather Business Shoes

$135 $135

$95.3 $95.3

41.35%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,412 $1,412

207.95%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,312 $1,312

137.49%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,278 $2,278

299.87%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,401 $2,401

124.08%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,754 $2,754

600.24%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,395 $2,395

189.94%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,437 $4,437

18.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.53

4.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Libertyville, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Libertyville, IL

$1.3K 51.9% 57.9% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Libertyville, IL

$392 15.5% 29% $160

Eating Out

New York, NY

$407 8.2%

Libertyville, IL

$257 10.2% 36.8% $150

Monthly Utilities & Internet

New York, NY

$365 7.4%

Libertyville, IL

$345 13.7% 5.4% $20

Clothing & Footwear

New York, NY

$170 3.5%

Libertyville, IL

$134 5.3% 21.3% $36

Getting Around

New York, NY

$168 3.4%

Libertyville, IL

$21 * 0.8% 87.4% $147

Sport & Entertainment

New York, NY

$158 3.2%

Libertyville, IL

$68 2.7% 57.3% $91

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,412 in Libertyville, IL. Housing cost is often the main lever when comparing two cities.

New York, NY pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $55.0 in Libertyville, IL for a mid-range dinner for two. Groceries echo the gap at $552 vs $392 per month, with Libertyville, IL cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Libertyville, IL

🕒 Local time

22:04 10:04 PM

21:04 9:04 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

20,500

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Libertyville, IL 1,160 km ≈ 2 h nonstop flight

From you

New York, NY
Libertyville, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Libertyville, IL: Cost of Living - Frequently Asked Questions

Libertyville, IL wins on cost – living expenses run 95% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Libertyville, IL the obvious pick if budget is a priority.

Average pay runs 18% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $1,412 in Libertyville, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $2,530 in Libertyville, IL – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,530 in Libertyville, IL versus $4,938 in New York, NY, a $2,000 budget is realistic in Libertyville, IL but tight or insufficient in New York, NY. The gap between the two cities makes Libertyville, IL the clear choice for anyone on this budget.

Both work as nomad bases, but Libertyville, IL delivers better value – similar infrastructure at $2,530 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Libertyville, IL hard to pass up.

Safety-wise, New York, NY and Libertyville, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Libertyville, IL gentler on the wallet – expenses run 95% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.