😐Monthly costs for one person with rent: $4,438 in New York, NY versus $2,658 in Libertyville, IL.
😐Estimated couple costs with rent: $7,016 in New York, NY versus $3,813 in Libertyville, IL.
😐Monthly costs for a family of three with rent: $9,593 in New York, NY versus $4,968 in Libertyville, IL.
😐Living in New York, NY is roughly 67% more expensive than Libertyville, IL, driven mainly by Eating Out.
📊Both cities are pricier than the global median: New York, NY231% above, Libertyville, IL98% above.
Currency
🍽 Eating Out
New York, NY
Libertyville, IL
Difference
Meal at Budget Restaurant
$29.91$29.91
$17.12$17.12
74.71%
Three-Course Dinner for Two, Mid-Range
$144$144
$60.1$60.1
139.26%
Fast Food Meal(McDonalds, etc)
$12.32$12.32
$9.94$9.94
23.94%
Cappuccino
$6.03$6.03
$4.22$4.22
42.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.39$3.39
$2.27$2.27
49.34%
Water(0.33 liter bottle)
$2.56$2.56
$2.20$2.20
16.36%
Local Beer(0.5 liter draught)
$8.20$8.20
$4.20$4.20
95.24%
Imported Beer(0.33 liter bottle)
$11.95$11.95
$6.17$6.17
93.68%
🛒 Groceries & Markets
New York, NY
Libertyville, IL
Difference
Milk(1 liter)
$1.54$1.54
$0.83$0.83
85.54%
White Bread(500g)
$5.15$5.15
$3.04$3.04
69.41%
Rice(white)(1kg)
$8.43$8.43
$5.01$5.01
68.26%
Eggs
$6.97$6.97
$4.79$4.79
45.51%
Local Cheese(1kg)
$17.28$17.28
$16.62$16.62
3.97%
Chicken Fillets(1kg)
$16.24$16.24
$11.06$11.06
46.84%
Beef Round Steak(1kg)
$19.95$19.95
$19.91$19.91
0.20%
Apples(1kg)
$7.45$7.45
$5.35$5.35
39.25%
Banana(1kg)
$2.42$2.42
$1.27$1.27
90.55%
Oranges(1kg)
$5.87$5.87
$5.62$5.62
4.45%
Tomato(1kg)
$6.31$6.31
$5.65$5.65
11.68%
Potato(1kg)
$3.72$3.72
$3.64$3.64
2.20%
Onion(1kg)
$3.99$3.99
$4.33$4.33
-7.85%
Lettuce(1 head)
$3.19$3.19
$2.02$2.02
57.92%
Water(1.5 liter bottle)
$2.55$2.55
$1.52$1.52
67.76%
Cigarettes 20 Pack(Marlboro, Camel)
$19.09$19.09
$8.38$8.38
127.80%
Wine(Bottle)
$20.24$20.24
$12.20$12.20
65.90%
Local Beer(0.5 liter bottle)
$2.99$2.99
$1.74$1.74
71.84%
Imported Beer(0.33 liter bottle)
$3.87$3.87
$3.67$3.67
5.45%
🚌 Getting Around
New York, NY
Libertyville, IL
Difference
One-way Ticket(Public Transport)
$2.95$2.95
$1.96$1.96
50.51%
Public Transport Monthly Pass(Regular Price)
$131$131
-
-
Taxi Start(Normal Tariff)
$5.13$5.13
$4.98$4.98
3.01%
Taxi(Normal Tariff)(1km)
$2.20$2.20
$2.21$2.21
-0.45%
Taxi 1hour Waiting(Normal Tariff)
$42.64$42.64
$50.5$50.5
-15.63%
Gasoline(1 liter)
$0.95$0.95
$0.90$0.90
5.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K$34.5K
$29.6K$29.6K
16.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K$28.2K
$31.0K$31.0K
-9.05%
🧾 Monthly Utilities & Internet
New York, NY
Libertyville, IL
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$182$182
$243$243
-25.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$60.1$60.1
$57.0$57.0
5.41%
Internet(50+ Mbps, Unlimited Data)
$61.9$61.9
$70.5$70.5
-12.14%
🎉 Sport & Entertainment
New York, NY
Libertyville, IL
Difference
Gym Membership(Monthly)
$140$140
$42.72$42.72
227.76%
Tennis Court(1 Hour on Weekend)
$64.4$64.4
-
-
Cinema Ticket
$20.33$20.33
$14.85$14.85
36.90%
🧸 Childcare & Education
New York, NY
Libertyville, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,222$3,222
$954$954
237.82%
International Primary School, 1 Child(Yearly)
$56.2K$56.2K
$23.8K$23.8K
135.87%
👕👟 Clothing & Footwear
New York, NY
Libertyville, IL
Difference
Jeans(Levis 501 Or Similar)
$65.9$65.9
$52.0$52.0
26.86%
Summer Dress(H&M, Zara, etc)
$47.20$47.20
$47.27$47.27
-0.15%
Sport Shoes(Adidas, Nike)
$111$111
$96.2$96.2
15.52%
Men's Leather Business Shoes
$173$173
$99.0$99.0
75.02%
🏠 Accommodation & Living
New York, NY
Libertyville, IL
Difference
1-bedroom Apartment, City Center(Monthly)
$4,208$4,208
$1,584$1,584
165.60%
1-bedroom Apartment, Outside City Center(Monthly)
$2,647$2,647
$1,359$1,359
94.76%
3-bedroom Apartment, City Center(Monthly)
$8,415$8,415
$2,652$2,652
217.24%
3-bedroom Apartment, Outside City Center(Monthly)
$5,170$5,170
$2,227$2,227
132.13%
Buy Apartment in City Center(m2)
$20.1K$20.1K
$2,650$2,650
658.39%
Buy Apartment Outside City Center(m2)
$8,742$8,742
$2,329$2,329
275.33%
💵 Salaries & Financials
New York, NY
Libertyville, IL
Difference
Average Monthly Net Salary(After Tax)
$5,144$5,144
$4,465$4,465
15.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.44
6.61
-2.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for New York, NY: April 20, 2026
Last update for Libertyville, IL: April 20, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $4,208 in New York, NY and $1,584 in Libertyville, IL. Housing cost is often the main lever when comparing two cities.
💰New York, NY pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $144 in New York, NY vs $60 in Libertyville, IL for a mid-range dinner for two. Groceries echo the gap at $554 vs $414 per month, with Libertyville, IL cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Libertyville, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Libertyville, IL?
Libertyville, IL wins on cost – living expenses run 67% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Libertyville, IL the obvious pick if budget is a priority.
Are salaries higher in New York, NY or Libertyville, IL?
New York, NY pays 15% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in New York, NY vs Libertyville, IL?
Rent for a central apartment: $4,208 in New York, NY versus $1,584 in Libertyville, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in New York, NY or Libertyville, IL?
Supermarket bills run roughly 34% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in New York, NY compared to Libertyville, IL?
All in, you'll spend $4,438 per month in New York, NY versus $2,658 in Libertyville, IL – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in New York, NY or Libertyville, IL?
Both cities are expensive relative to $2,000. Libertyville, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, New York, NY or Libertyville, IL?
Both work as nomad bases, but Libertyville, IL delivers better value – similar infrastructure at $2,658 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Libertyville, IL hard to pass up.
How safe is New York, NY compared to Libertyville, IL?
Safety-wise, New York, NY and Libertyville, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Libertyville, IL gentler on the wallet – expenses run 67% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.
New York, NY vs other spots: cost of living compared