Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Lake Oswego, OR

For one person, living is cheaper in Lake Oswego, OR: $2,528 a month against $4,941 in New York, NY, rent and utilities included – about $29,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
121

Cost of Living Index in Lake Oswego, OR
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Lake Oswego, OR Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Lake Oswego, OR

🇺🇸 United States

$2,528

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Lake Oswego, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Lake Oswego, OR actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,528 in Lake Oswego, OR, rent included.

New York, NY $4,941
Lake Oswego, OR $2,528

A couple spends around $7,225 per month in New York, NY vs $3,743 in Lake Oswego, OR, rent included.

New York, NY $7,225
Lake Oswego, OR $3,743

A family of three spends $9,509 per month in New York, NY vs $4,957 in Lake Oswego, OR, rent included.

New York, NY $9,509
Lake Oswego, OR $4,957

New York, NY costs about 95% more than Lake Oswego, OR, and outside of rent the biggest gap is in groceries.

Both New York, NY and Lake Oswego, OR sit above the global median – New York, NY by 263%, Lake Oswego, OR by 86%.

Meal at Budget Restaurant

$28.55 $28.55

$22.05 $22.05

29.48%

Three-Course Dinner for Two, Mid-Range

$118 $118

$90.5 $90.5

30.86%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.93 $10.93

37.60%

Cappuccino

$6.53 $6.53

$6.11 $6.11

6.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.08 $3.08

28.57%

Water (0.33 liter bottle)

$3.01 $3.01

$1.99 $1.99

51.26%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.40 $6.40

27.50%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$5.87 $5.87

67.63%

Milk (1 liter)

$1.37 $1.37

$1.03 $1.03

33.01%

White Bread (500g)

$4.97 $4.97

$3.83 $3.83

29.77%

Rice (white) (1kg)

$7.81 $7.81

$5.18 $5.18

50.77%

Eggs

$5.97 $5.97

$4.33 $4.33

37.88%

Local Cheese (1kg)

$18.91 $18.91

$11.19 $11.19

68.99%

Chicken Fillets (1kg)

$18.04 $18.04

$10.52 $10.52

71.48%

Beef Round Steak (1kg)

$19.05 $19.05

$17.22 $17.22

10.63%

Apples (1kg)

$6.76 $6.76

$3.69 $3.69

83.20%

Banana (1kg)

$2.27 $2.27

$1.49 $1.49

52.35%

Oranges (1kg)

$6.83 $6.83

$2.82 $2.82

142.20%

Tomato (1kg)

$7.09 $7.09

$2.60 $2.60

172.69%

Potato (1kg)

$4.22 $4.22

$2.10 $2.10

100.95%

Onion (1kg)

$4.65 $4.65

$1.87 $1.87

148.66%

Lettuce (1 head)

$2.87 $2.87

$1.91 $1.91

50.26%

Water (1.5 liter bottle)

$2.60 $2.60

$1.71 $1.71

52.05%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.37 $11.37

65.08%

Wine (Bottle)

$20.13 $20.13

$11.03 $11.03

82.50%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.70 $1.70

102.94%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.63 $3.63

10.74%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.02 $2.02

44.06%

Public Transport Monthly Pass (Regular Price)

$139 $139

$65.0 $65.0

113.82%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.56 $4.56

-32.46%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$0.76 $0.76

178.95%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$24.04 $24.04

74.54%

Gasoline (1 liter)

$1.17 $1.17

$1.30 $1.30

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$25.4K $25.4K

35.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$24.1K $24.1K

7.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$150 $150

46.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$46.67 $46.67

59.07%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$62.5 $62.5

12.37%

Gym Membership (Monthly)

$112 $112

$41.47 $41.47

169.95%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$14.96 $14.96

47.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,368 $1,368

159.98%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$12.1K $12.1K

413.16%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$40.20 $40.20

88.08%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$29.92 $29.92

71.12%

Sport Shoes (Adidas, Nike)

$123 $123

$85.9 $85.9

43.38%

Men's Leather Business Shoes

$140 $140

$84.5 $84.5

65.49%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,598 $1,598

181.56%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,309 $1,309

135.11%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,521 $2,521

274.70%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,137 $2,137

142.84%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,715 $2,715

567.00%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,383 $2,383

180.88%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.67

2.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Lake Oswego, OR: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Lake Oswego, OR

$1.3K 51.8% 57.5% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Lake Oswego, OR

$352 13.9% 37.4% $211

Eating Out

New York, NY

$440 8.9%

Lake Oswego, OR

$346 13.7% 21.3% $94

Monthly Utilities & Internet

New York, NY

$364 7.4%

Lake Oswego, OR

$259 10.2% 28.8% $105

Clothing & Footwear

New York, NY

$175 3.6%

Lake Oswego, OR

$108 4.3% 38.3% $67

Getting Around

New York, NY

$164 3.3%

Lake Oswego, OR

$81 3.2% 50.5% $83

Sport & Entertainment

New York, NY

$156 3.2%

Lake Oswego, OR

$71 2.8% 54.3% $85

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,598 in Lake Oswego, OR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $91 in Lake Oswego, OR. Monthly groceries follow the same trend: $563 vs $352 – making Lake Oswego, OR the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Lake Oswego, OR

🕒 Local time

01:00 1:00 AM

22:00 10:00 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

40,731

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

New York, NY Lake Oswego, OR 3,920 km ≈ 5 h nonstop flight

From you

New York, NY
Lake Oswego, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Lake Oswego, OR: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 95%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,792 in Lake Oswego, OR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lake Oswego, OR, especially for central apartments: a one-bedroom in the center costs $1,598 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,368 in Lake Oswego, OR. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 60% more in New York, NY, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,528 in Lake Oswego, OR. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Lake Oswego, OR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Lake Oswego, OR is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.