Cost of Living Comparison Between Lake Oswego, OR and New York, NY Cost of Living Comparison Between Lake Oswego, OR and New York, NY

Monthly Cost of Living

A single person spends $2,494 per month in Lake Oswego, OR vs $4,437 in New York, NY, rent included.

A couple spends around $3,666 per month in Lake Oswego, OR vs $6,995 in New York, NY, rent included.

A family of three spends $4,838 per month in Lake Oswego, OR vs $9,552 in New York, NY, rent included.

Lake Oswego, OR is about 44% cheaper than New York, NY, driven mainly by Groceries & Markets.

Both Lake Oswego, OR and New York, NY sit above the global median – Lake Oswego, OR by 85%, New York, NY by 229%.

Meal at Budget Restaurant

$19.73 $19.73

$30.14 $30.14

-34.54%

Three-Course Dinner for Two, Mid-Range

$80.3 $80.3

$147 $147

-45.44%

Fast Food Meal (McDonalds, etc)

$10.12 $10.12

$12.62 $12.62

-19.81%

Cappuccino

$5.50 $5.50

$6.00 $6.00

-8.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 $2.59

$3.35 $3.35

-22.69%

Water (0.33 liter bottle)

$2.03 $2.03

$2.58 $2.58

-21.32%

Local Beer (0.5 liter draught)

$6.69 $6.69

$8.18 $8.18

-18.22%

Imported Beer (0.33 liter bottle)

$7.99 $7.99

$11.99 $11.99

-33.36%

Milk (1 liter)

$1.06 $1.06

$1.61 $1.61

-34.16%

White Bread (500g)

$3.86 $3.86

$5.03 $5.03

-23.26%

Rice (white) (1kg)

$7.34 $7.34

$8.40 $8.40

-12.62%

Eggs

$4.12 $4.12

$7.10 $7.10

-41.97%

Local Cheese (1kg)

$11.25 $11.25

$17.38 $17.38

-35.27%

Chicken Fillets (1kg)

$11.68 $11.68

$16.18 $16.18

-27.81%

Beef Round Steak (1kg)

$16.52 $16.52

$20.48 $20.48

-19.34%

Apples (1kg)

$4.25 $4.25

$7.36 $7.36

-42.26%

Banana (1kg)

$1.50 $1.50

$2.56 $2.56

-41.41%

Oranges (1kg)

$2.82 $2.82

$5.71 $5.71

-50.61%

Tomato (1kg)

$2.86 $2.86

$6.24 $6.24

-54.17%

Potato (1kg)

$2.07 $2.07

$3.87 $3.87

-46.51%

Onion (1kg)

$1.95 $1.95

$4.11 $4.11

-52.55%

Lettuce (1 head)

$2.00 $2.00

$3.03 $3.03

-33.99%

Water (1.5 liter bottle)

$1.63 $1.63

$2.55 $2.55

-36.08%

Cigarettes 20 Pack (Marlboro, Camel)

$10.68 $10.68

$19.07 $19.07

-44.00%

Wine (Bottle)

$10.98 $10.98

$19.66 $19.66

-44.15%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.98 $2.98

-42.62%

Imported Beer (0.33 liter bottle)

$3.34 $3.34

$3.75 $3.75

-10.93%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.94 $2.94

-30.27%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$3.92 $3.92

$5.07 $5.07

-22.68%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.19 $2.19

-25.57%

Taxi 1hour Waiting (Normal Tariff)

$23.58 $23.58

$41.49 $41.49

-43.17%

Gasoline (1 liter)

$1.02 $1.02

$0.98 $0.98

4.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$34.5K $34.5K

-29.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$28.3K $28.3K

-9.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 $126

$184 $184

-31.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.24 $45.24

$59.0 $59.0

-23.26%

Internet (50+ Mbps, Unlimited Data)

$57.6 $57.6

$61.9 $61.9

-7.06%

Gym Membership (Monthly)

$43.70 $43.70

$141 $141

-68.91%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

Cinema Ticket

$14.30 $14.30

$20.13 $20.13

-28.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,487 $1,487

$3,191 $3,191

-53.40%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$57.5K $57.5K

-78.59%

Jeans (Levis 501 Or Similar)

$41.52 $41.52

$67.2 $67.2

-38.19%

Summer Dress (H&M, Zara, etc)

$29.63 $29.63

$47.98 $47.98

-38.25%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$111 $111

-20.10%

Men's Leather Business Shoes

$83.9 $83.9

$170 $170

-50.58%

1-bedroom Apartment, City Center (Monthly)

$1,630 $1,630

$4,207 $4,207

-61.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,380 $1,380

$2,717 $2,717

-49.19%

3-bedroom Apartment, City Center (Monthly)

$2,587 $2,587

$8,382 $8,382

-69.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,223 $2,223

$5,127 $5,127

-56.65%

Buy Apartment in City Center (m2)

$2,556 $2,556

$19.5K $19.5K

-86.93%

Buy Apartment Outside City Center (m2)

$2,337 $2,337

$8,862 $8,862

-73.63%

Average Monthly Net Salary (After Tax)

$5,228 $5,228

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.44

1.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Oswego, OR: April 12, 2026

Last update for New York, NY: April 11, 2026

Cost Breakdown

A central one-bedroom costs $1,630 in Lake Oswego, OR versus $4,207 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80 in Lake Oswego, OR versus $147 in New York, NY. Monthly groceries follow the same trend: $367 vs $553 – making Lake Oswego, OR the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Oswego, OR vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 78%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,741 per month in Lake Oswego, OR and $6,655 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lake Oswego, OR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,494 in Lake Oswego, OR and $4,437 in New York, NY. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,487 per month in Lake Oswego, OR and $3,191 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Lake Oswego, OR, where all-in costs run around $2,494, than in New York, NY at $4,437. In Lake Oswego, OR it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Lake Oswego, OR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lake Oswego, OR. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.