Last update: Oct 2026

Cost of Living Comparison Between Lake Oswego, OR and New York, NY

For one person, living is cheaper in Lake Oswego, OR: $2,528 a month against $4,941 in New York, NY, rent and utilities included – about $29,000 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Lake Oswego, OR
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Lake Oswego, OR Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Lake Oswego, OR

🇺🇸 United States

$2,528

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Oswego, OR and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Oswego, OR and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,528 per month in Lake Oswego, OR vs $4,941 in New York, NY, rent included.

Lake Oswego, OR $2,528
New York, NY $4,941

A couple spends around $3,743 per month in Lake Oswego, OR vs $7,225 in New York, NY, rent included.

Lake Oswego, OR $3,743
New York, NY $7,225

A family of three spends $4,957 per month in Lake Oswego, OR vs $9,509 in New York, NY, rent included.

Lake Oswego, OR $4,957
New York, NY $9,509

Lake Oswego, OR is about 49% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Lake Oswego, OR and New York, NY sit above the global median – Lake Oswego, OR by 86%, New York, NY by 263%.

Meal at Budget Restaurant

$22.05 $22.05

$28.55 $28.55

-22.77%

Three-Course Dinner for Two, Mid-Range

$90.5 $90.5

$118 $118

-23.58%

Fast Food Meal (McDonalds, etc)

$10.93 $10.93

$15.04 $15.04

-27.33%

Cappuccino

$6.11 $6.11

$6.53 $6.53

-6.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$3.96 $3.96

-22.22%

Water (0.33 liter bottle)

$1.99 $1.99

$3.01 $3.01

-33.89%

Local Beer (0.5 liter draught)

$6.40 $6.40

$8.16 $8.16

-21.57%

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$9.84 $9.84

-40.35%

Milk (1 liter)

$1.03 $1.03

$1.37 $1.37

-24.82%

White Bread (500g)

$3.83 $3.83

$4.97 $4.97

-22.94%

Rice (white) (1kg)

$5.18 $5.18

$7.81 $7.81

-33.67%

Eggs

$4.33 $4.33

$5.97 $5.97

-27.47%

Local Cheese (1kg)

$11.19 $11.19

$18.91 $18.91

-40.82%

Chicken Fillets (1kg)

$10.52 $10.52

$18.04 $18.04

-41.69%

Beef Round Steak (1kg)

$17.22 $17.22

$19.05 $19.05

-9.61%

Apples (1kg)

$3.69 $3.69

$6.76 $6.76

-45.41%

Banana (1kg)

$1.49 $1.49

$2.27 $2.27

-34.36%

Oranges (1kg)

$2.82 $2.82

$6.83 $6.83

-58.71%

Tomato (1kg)

$2.60 $2.60

$7.09 $7.09

-63.33%

Potato (1kg)

$2.10 $2.10

$4.22 $4.22

-50.24%

Onion (1kg)

$1.87 $1.87

$4.65 $4.65

-59.78%

Lettuce (1 head)

$1.91 $1.91

$2.87 $2.87

-33.45%

Water (1.5 liter bottle)

$1.71 $1.71

$2.60 $2.60

-34.23%

Cigarettes 20 Pack (Marlboro, Camel)

$11.37 $11.37

$18.77 $18.77

-39.42%

Wine (Bottle)

$11.03 $11.03

$20.13 $20.13

-45.21%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$3.45 $3.45

-50.72%

Imported Beer (0.33 liter bottle)

$3.63 $3.63

$4.02 $4.02

-9.70%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.91 $2.91

-30.58%

Public Transport Monthly Pass (Regular Price)

$65.0 $65.0

$139 $139

-53.23%

Taxi Start (Normal Tariff)

$4.56 $4.56

$3.08 $3.08

48.05%

Taxi (Normal Tariff) (1km)

$0.76 $0.76

$2.12 $2.12

-64.15%

Taxi 1hour Waiting (Normal Tariff)

$24.04 $24.04

$41.96 $41.96

-42.71%

Gasoline (1 liter)

$1.30 $1.30

$1.17 $1.17

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K $25.4K

$34.5K $34.5K

-26.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$25.9K $25.9K

-6.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$219 $219

-31.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.67 $46.67

$74.2 $74.2

-37.14%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$70.2 $70.2

-11.01%

Gym Membership (Monthly)

$41.47 $41.47

$112 $112

-62.96%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$14.96 $14.96

$22.14 $22.14

-32.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,368 $1,368

$3,558 $3,558

-61.54%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$62.2K $62.2K

-80.51%

Jeans (Levis 501 Or Similar)

$40.20 $40.20

$75.6 $75.6

-46.83%

Summer Dress (H&M, Zara, etc)

$29.92 $29.92

$51.2 $51.2

-41.56%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$123 $123

-30.25%

Men's Leather Business Shoes

$84.5 $84.5

$140 $140

-39.57%

1-bedroom Apartment, City Center (Monthly)

$1,598 $1,598

$4,499 $4,499

-64.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,309 $1,309

$3,078 $3,078

-57.47%

3-bedroom Apartment, City Center (Monthly)

$2,521 $2,521

$9,447 $9,447

-73.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,137 $2,137

$5,190 $5,190

-58.82%

Buy Apartment in City Center (m2)

$2,715 $2,715

$18.1K $18.1K

-85.01%

Buy Apartment Outside City Center (m2)

$2,383 $2,383

$6,693 $6,693

-64.40%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.86

-2.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Oswego, OR: October 24, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Oswego, OR

$1.3K 51.8%

New York, NY

$3.1K 62.3% 135% $1.8K

Groceries & Markets

Lake Oswego, OR

$352 13.9%

New York, NY

$563 11.4% 59.9% $211

Eating Out

Lake Oswego, OR

$346 13.7%

New York, NY

$440 8.9% 27.1% $94

Monthly Utilities & Internet

Lake Oswego, OR

$259 10.2%

New York, NY

$364 7.4% 40.5% $105

Clothing & Footwear

Lake Oswego, OR

$108 4.3%

New York, NY

$175 3.6% 62.1% $67

Getting Around

Lake Oswego, OR

$81 3.2%

New York, NY

$164 3.3% 102% $83

Sport & Entertainment

Lake Oswego, OR

$71 2.8%

New York, NY

$156 3.2% 119% $85

Cost Breakdown

A central one-bedroom costs $1,598 in Lake Oswego, OR versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $91 in Lake Oswego, OR versus $118 in New York, NY. Monthly groceries follow the same trend: $352 vs $563 – making Lake Oswego, OR the more affordable choice for daily food spending.

Good to know

🇺🇸 Lake Oswego, OR

🇺🇸 New York, NY

🕒 Local time

17:59 5:59 PM

20:59 8:59 PM

3 h ahead of Lake Oswego, OR

🌤 Weather

👥 Population

40,731

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lake Oswego, OR New York, NY 3,920 km ≈ 5 h nonstop flight

From you

Lake Oswego, OR
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Oswego, OR vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 95%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,792 per month in Lake Oswego, OR and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lake Oswego, OR, especially for central apartments: a one-bedroom in the center costs $1,598 there versus $4,499 in New York, NY.

Kindergarten costs $1,368 per month in Lake Oswego, OR and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 60% more in New York, NY, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $2,528 in Lake Oswego, OR and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Lake Oswego, OR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Lake Oswego, OR is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.