Last update: Oct 2026

Cost of Living Comparison Between New York, NY and La Crosse, WI

For one person, living is cheaper in La Crosse, WI: $2,217 a month against $4,941 in New York, NY, rent and utilities included – about $32,700 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
La Crosse, WI, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
La Crosse, WI
🇺🇸 United States
$2,217
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in La Crosse, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in La Crosse, WI actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,217 in La Crosse, WI, rent included.

  • New York, NY $4,941
  • La Crosse, WI $2,217

A couple spends around $7,225 per month in New York, NY vs $3,376 in La Crosse, WI, rent included.

  • New York, NY $7,225
  • La Crosse, WI $3,376

A family of three spends $9,509 per month in New York, NY vs $4,535 in La Crosse, WI, rent included.

  • New York, NY $9,509
  • La Crosse, WI $4,535

New York, NY costs about 123% more than La Crosse, WI, and outside of rent the biggest gap is in groceries.

Both New York, NY and La Crosse, WI sit above the global median – New York, NY by 263%, La Crosse, WI by 63%.

Currency
🍽 Eating Out
New York, NY
La Crosse, WI
Difference
Meal at Budget Restaurant
$28.55 $28.55
$15.24 $15.24
87.34%
Three-Course Dinner for Two, Mid-Range
$118 $118
$69.5 $69.5
70.51%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$10.83 $10.83
38.87%
Cappuccino
$6.53 $6.53
$5.77 $5.77
13.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.10 $2.10
88.57%
Water (0.33 liter bottle)
$3.01 $3.01
$1.18 $1.18
155.08%
Local Beer (0.5 liter draught)
$8.16 $8.16
$4.42 $4.42
84.62%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$5.99 $5.99
64.27%
🛒 Groceries & Markets
New York, NY
La Crosse, WI
Difference
Milk (1 liter)
$1.37 $1.37
$0.73 $0.73
87.67%
White Bread (500g)
$4.97 $4.97
$2.45 $2.45
102.86%
Rice (white) (1kg)
$7.81 $7.81
$4.58 $4.58
70.52%
Eggs
$5.97 $5.97
$2.48 $2.48
140.73%
Local Cheese (1kg)
$18.91 $18.91
$10.19 $10.19
85.57%
Chicken Fillets (1kg)
$18.04 $18.04
$11.09 $11.09
62.67%
Beef Round Steak (1kg)
$19.05 $19.05
$16.42 $16.42
16.02%
Apples (1kg)
$6.76 $6.76
$4.93 $4.93
37.12%
Banana (1kg)
$2.27 $2.27
$1.11 $1.11
104.50%
Oranges (1kg)
$6.83 $6.83
$3.21 $3.21
112.77%
Tomato (1kg)
$7.09 $7.09
$5.22 $5.22
35.82%
Potato (1kg)
$4.22 $4.22
$1.96 $1.96
115.31%
Onion (1kg)
$4.65 $4.65
$2.35 $2.35
97.87%
Lettuce (1 head)
$2.87 $2.87
$2.01 $2.01
42.79%
Water (1.5 liter bottle)
$2.60 $2.60
$1.72 $1.72
51.16%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$9.93 $9.93
89.02%
Wine (Bottle)
$20.13 $20.13
$10.81 $10.81
86.22%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$1.84 $1.84
87.50%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$2.05 $2.05
96.10%
🚌 Getting Around
New York, NY
La Crosse, WI
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$0.99 $0.99
193.94%
Public Transport Monthly Pass (Regular Price)
$139 $139
$35.33 $35.33
293.21%
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.52 $3.52
-12.50%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.82 $1.82
16.48%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$45.84 $45.84
-8.46%
Gasoline (1 liter)
$1.17 $1.17
$0.91 $0.91
28.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$33.0K $33.0K
4.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$24.4K $24.4K
5.77%
🧾 Monthly Utilities & Internet
New York, NY
La Crosse, WI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$208 $208
5.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$54.6 $54.6
35.92%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$65.7 $65.7
6.88%
🎉 Sport & Entertainment
New York, NY
La Crosse, WI
Difference
Gym Membership (Monthly)
$112 $112
$40.79 $40.79
174.45%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
$3.89 $3.89
1824.42%
Cinema Ticket
$22.14 $22.14
$11.96 $11.96
85.12%
🧸 Childcare & Education
New York, NY
La Crosse, WI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$888 $888
300.75%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
-
-
👕👟 Clothing & Footwear
New York, NY
La Crosse, WI
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$63.3 $63.3
19.45%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$63.6 $63.6
-19.55%
Sport Shoes (Adidas, Nike)
$123 $123
$77.5 $77.5
58.96%
Men's Leather Business Shoes
$140 $140
$118 $118
18.72%
🏠 Accommodation & Living
New York, NY
La Crosse, WI
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$774 $774
481.62%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$1,017 $1,017
202.70%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$2,196 $2,196
330.26%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,917 $1,917
170.72%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$1,972 $1,972
818.26%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$1,965 $1,965
240.61%
💵 Salaries & Financials
New York, NY
La Crosse, WI
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
$4,185 $4,185
24.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
6.63
3.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for La Crosse, WI: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
La Crosse, WI
$1K 67% $2.1K
Groceries & Markets
New York, NY
$563
La Crosse, WI
$340 39.7% $223
Eating Out
New York, NY
$440
La Crosse, WI
$271 38.5% $169
Monthly Utilities & Internet
New York, NY
$364
La Crosse, WI
$328 9.8% $36
Clothing & Footwear
New York, NY
$175
La Crosse, WI
$145 17.3% $30
Getting Around
New York, NY
$164
La Crosse, WI
$52 68.4% $112
Sport & Entertainment
New York, NY
$156
La Crosse, WI
$65 58.6% $92

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $774 in La Crosse, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $69 in La Crosse, WI. Monthly groceries follow the same trend: $563 vs $340 – making La Crosse, WI the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇸 La Crosse, WI
🕒 Local time
17:12 5:12 PM
16:12 4:12 PM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
52,680
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • New York, NY La Crosse, WI 1,450 km ≈ 2 h 15 min nonstop flight
From you
  • New York, NY
  • La Crosse, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs La Crosse, WI: Cost of Living - Frequently Asked Questions
How do living costs in New York, NY and in La Crosse, WI compare overall?
Monthly costs with rent: $4,941 in New York, NY, $2,217 in La Crosse, WI – La Crosse, WI comes out roughly 55% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in New York, NY compared to La Crosse, WI?
For a comfortable life, plan on about $7,412 per month in New York, NY and $3,326 in La Crosse, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New York, NY and La Crosse, WI?
Rent is clearly cheaper in La Crosse, WI, especially for central apartments: a one-bedroom in the center costs $774 there versus $4,499 in New York, NY.
Which city has cheaper grocery shopping?
Groceries cost about 66% more in New York, NY, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $118 in New York, NY and $69 in La Crosse, WI. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in La Crosse, WI, where all-in costs run around $2,217, than in New York, NY at $4,941. In La Crosse, WI it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Where should families live: New York, NY or La Crosse, WI?
Families tend to lean toward La Crosse, WI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between New York, NY and La Crosse, WI?
If budget matters most, go with La Crosse, WI. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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