For one person, living costs in La Crosse, WI are estimated at $2,198 a month, including rent and utilities – 19% below the national average. Rent and utilities take more than half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in La Crosse, WI actually costs, broken down by who's living it.
A single person spends around $2,198 per month with rent, or $991 for everyday expenses alone.
$2,198 /mo
A couple spends around $3,399 per month with rent, or $1,701 for everyday expenses alone.
$3,399 /mo
A family of three spends around $4,601 per month with rent, or $2,412 without housing.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K$38.8K
$38.8K$38.8K
$38.8K$38.8K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K$24.3K
$22.1K$22.1K
$26.8K$26.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$206$206
$117$117
$251$251
SIM Card Monthly Plan(Calls and 10GB+ Data)
$54.4$54.4
$25.36$25.36
$96.4$96.4
Internet(50+ Mbps, Unlimited Data)
$66.9$66.9
$50.1$50.1
$130$130
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$39.44$39.44
-
Tennis Court(1 Hour on Weekend)
$3.95$3.95
-
Cinema Ticket
$11.92$11.92
$11.92$11.92
$16.21$16.21
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$890$890
$759$759
$1,214$1,214
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$63.3$63.3
$25.35$25.35
$76.1$76.1
Summer Dress(H&M, Zara, etc)
$63.3$63.3
$29.96$29.96
$120$120
Sport Shoes(Adidas, Nike)
$79.6$79.6
$61.0$61.0
$152$152
Men's Leather Business Shoes
$121$121
$80.3$80.3
$161$161
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$763$763
$492$492
$1,034$1,034
1-bedroom Apartment, Outside City Center(Monthly)
$1,000$1,000
-
3-bedroom Apartment, City Center(Monthly)
$2,227$2,227
$2,024$2,024
$2,429$2,429
3-bedroom Apartment, Outside City Center(Monthly)
$1,983$1,983
$1,627$1,627
$2,339$2,339
Buy Apartment in City Center(m2)
$1,907$1,907
$1,800$1,800
$1,982$1,982
Buy Apartment Outside City Center(m2)
$1,920$1,920
$1,812$1,812
$1,995$1,995
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,088$4,088
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.63
6
9
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
La Crosse, WI$2,198
La Crosse, WI$4,601
🏠Accommodation & Living
$1K 45.5%
🛒Groceries & Markets
$338 15.4%
🧾Monthly Utilities & Internet
$328 14.9%
🍽Eating Out
$269 12.2%
👕👟Clothing & Footwear
$147 6.7%
🎉Sport & Entertainment
$63 2.9%
🚌Getting Around
$52 2.4%
🏠Accommodation & Living
$2K 43.1%
🛒Groceries & Markets
$775 16.9%
🧾Monthly Utilities & Internet
$382 8.3%
🍽Eating Out
$897 19.5%
👕👟Clothing & Footwear
$327 7.1%
🎉Sport & Entertainment
$130 2.8%
🚌Getting Around
$107 2.3%
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $763, dropping to $1,000 outside central areas. Housing accounts for roughly 19% of the average salary ($4,088) – well above the 30% international benchmark.
💰The average net salary is $4,088 – comfortably above monthly costs of $2,198. Most workers can save and live well. A comfortable lifestyle typically starts at $3,297.
🛒Groceries cost around $338 per month for one person. A mid-range dinner for two is priced at $71.0.
🚌A monthly public transport pass costs about $35.58.
Cost Highlights
⭐Milk is cheaper than 99% of cities in North America
⭐Imported beer is cheaper than 93% of cities in North America
⭐Eggs is cheaper than 93% of cities in North America
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in La Crosse, WI - Frequently Asked Questions
How affordable is La Crosse for travelers, expats, and digital nomads?
Many travelers and expats find that Cost of Living in La Crosse, WI, United States offers a balanced mix of housing options, services, and lifestyle perks for a city of its size. You’ll typically find slower-paced neighborhoods with approachable rents or lease options compared with larger metros, good access to groceries, and a solid range of cafes and coworking spaces. Seasonal outdoor activities add value without inflating costs, and public transit and bike-friendly streets keep daily expenses down. For a nomad, the upside is the sense of community and the ability to work from varied spots without paying premium city-center marks. Tip: Explore neighborhoods on foot to get a real feel for value.
What does daily life look like in terms of housing search, food options, transport, and coworking in La Crosse?
La Crosse, WI, United States living cost tends to feel manageable with smart planning. Daily life starts with a practical housing search in riverfront and downtown pockets, where rental options range from compact apartments to larger flats with fresh character. For food, you can balance farmers markets, casual eateries, and reliable groceries with seasonal produce. Transport is friendly to walkers and cyclists, with dependable bus routes and easy access to the Mississippi river trails. Coworking spaces cluster around the downtown and university corridors, offering day passes and short-term memberships. Errands stay straightforward in a compact core, while longer trips benefit from a car on weekends. Tip: Build a weekly route that reduces backtracking.
How does the city support quality of life and budgeting, including seasonality and neighborhood fit?
Quality of life here comes from a strong sense of community, easy access to outdoor recreation, and a compact layout that keeps errands short. Use a simple budgeting framework that brackets shelter first, groceries and utilities second, and discretionary spending third. Seasonality shapes plans and costs: winter needs warm gear and heating considerations, summer supports free or low-cost outdoor events. Neighborhood fit depends on your pace and priorities; downtown spots keep you close to services, while the east side and bluff areas offer calmer streets and quicker river access. Tip: test two or three neighborhoods during different seasons before committing.
Is La Crosse, WI affordable on an average income?
La Crosse, WI sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,198, which most working professionals can handle without feeling financially squeezed.
Is rent in La Crosse, WI too high relative to local incomes?
Housing in La Crosse, WI takes a heavy bite – about 19% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is the average net income after taxes in La Crosse, WI?
After taxes, the average worker in La Crosse, WI takes home about $4,088 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Are apartments reasonably priced in La Crosse, WI?
Rent in La Crosse, WI is middle-of-the-road – 1-bedroom apartments fall between $1,000 and $763 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How expensive is preschool in La Crosse, WI per month?
Private kindergarten in La Crosse, WI costs about $890 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in La Crosse, WI?
Expect to pay about $39.44 per month for a gym in La Crosse, WI – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
Does $3,000 cover living expenses in La Crosse, WI?
$3,000 is below the $2,198 average in La Crosse, WI, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
What is expat life like in La Crosse, WI?
La Crosse, WI has an established expat community and is welcoming to foreigners. fast internet, low crime rates, vibrant nightlife smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $2,198 including housing.
Is La Crosse, WI affordable for the average person?
La Crosse, WI is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $2,198, a figure most working professionals can handle without major financial stress.
La Crosse, WI vs other spots: cost of living compared