Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Keene, NH

For one person, living is cheaper in Keene, NH: $2,782 a month against $4,950 in New York, NY, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,950
/mo nomad
Keene, NH
🇺🇸 United States
$2,782
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Keene, NH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Keene, NH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $2,782 in Keene, NH.

  • New York, NY $4,950
  • Keene, NH $2,782

Estimated couple costs with rent: $7,265 in New York, NY versus $2,908 in Keene, NH.

  • New York, NY $7,265
  • Keene, NH $2,908

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $3,035 in Keene, NH.

  • New York, NY $9,581
  • Keene, NH $3,035

Living in New York, NY is roughly 78% more expensive than in Keene, NH, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 267% above, Keene, NH 106% above.

Currency
🍽 Eating Out
New York, NY
Keene, NH
Difference
Meal at Budget Restaurant
$24.65 $24.65
$19.92 $19.92
23.74%
Three-Course Dinner for Two, Mid-Range
$122 $122
$98.9 $98.9
22.88%
Fast Food Meal (McDonalds, etc)
$13.91 $13.91
$11.87 $11.87
17.19%
Cappuccino
$6.59 $6.59
$3.05 $3.05
116.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$3.10 $3.10
23.87%
Water (0.33 liter bottle)
$2.87 $2.87
$1.02 $1.02
181.37%
Local Beer (0.5 liter draught)
$7.79 $7.79
$7.82 $7.82
-0.38%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$8.80 $8.80
11.93%
🛒 Groceries & Markets
New York, NY
Keene, NH
Difference
Milk (1 liter)
$1.38 $1.38
$1.22 $1.22
13.11%
White Bread (500g)
$4.68 $4.68
$4.36 $4.36
7.34%
Rice (white) (1kg)
$7.54 $7.54
$6.99 $6.99
7.87%
Eggs
$5.93 $5.93
$5.94 $5.94
-0.17%
Local Cheese (1kg)
$18.83 $18.83
$15.80 $15.80
19.18%
Chicken Fillets (1kg)
$17.36 $17.36
$14.70 $14.70
18.10%
Beef Round Steak (1kg)
$18.51 $18.51
$19.14 $19.14
-3.29%
Apples (1kg)
$6.74 $6.74
$4.53 $4.53
48.79%
Banana (1kg)
$2.09 $2.09
$2.08 $2.08
0.48%
Oranges (1kg)
$6.07 $6.07
$5.41 $5.41
12.20%
Tomato (1kg)
$6.74 $6.74
$7.76 $7.76
-13.14%
Potato (1kg)
$4.05 $4.05
$4.54 $4.54
-10.79%
Onion (1kg)
$4.37 $4.37
$3.99 $3.99
9.52%
Lettuce (1 head)
$2.89 $2.89
$2.99 $2.99
-3.34%
Water (1.5 liter bottle)
$2.60 $2.60
$2.91 $2.91
-10.65%
Cigarettes 20 Pack (Marlboro, Camel)
$18.72 $18.72
$12.75 $12.75
46.82%
Wine (Bottle)
$20.06 $20.06
$15.76 $15.76
27.28%
Local Beer (0.5 liter bottle)
$3.25 $3.25
$3.07 $3.07
5.86%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$5.62 $5.62
-33.63%
🚌 Getting Around
New York, NY
Keene, NH
Difference
One-way Ticket (Public Transport)
$3.06 $3.06
-
-
Public Transport Monthly Pass (Regular Price)
$140 $140
-
-
Taxi Start (Normal Tariff)
$3.04 $3.04
$2.64 $2.64
15.15%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.79 $1.79
20.11%
Taxi 1hour Waiting (Normal Tariff)
$41.82 $41.82
$28.06 $28.06
49.04%
Gasoline (1 liter)
$1.12 $1.12
$0.91 $0.91
23.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$36.1K $36.1K
-1.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.4K $26.4K
-1.45%
🧾 Monthly Utilities & Internet
New York, NY
Keene, NH
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$98.5 $98.5
122.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$73.2 $73.2
$24.78 $24.78
195.36%
Internet (50+ Mbps, Unlimited Data)
$72.0 $72.0
$69.8 $69.8
3.11%
🎉 Sport & Entertainment
New York, NY
Keene, NH
Difference
Gym Membership (Monthly)
$123 $123
$31.40 $31.40
290.73%
Tennis Court (1 Hour on Weekend)
$67.7 $67.7
-
-
Cinema Ticket
$22.85 $22.85
$13.66 $13.66
67.28%
🧸 Childcare & Education
New York, NY
Keene, NH
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,333 $3,333
$2,851 $2,851
16.91%
International Primary School, 1 Child (Yearly)
$60.0K $60.0K
$36.6K $36.6K
64.06%
👕👟 Clothing & Footwear
New York, NY
Keene, NH
Difference
Jeans (Levis 501 Or Similar)
$75.2 $75.2
$76.5 $76.5
-1.66%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$50.8 $50.8
3.15%
Sport Shoes (Adidas, Nike)
$122 $122
$118 $118
2.90%
Men's Leather Business Shoes
$133 $133
$164 $164
-18.79%
🏠 Accommodation & Living
New York, NY
Keene, NH
Difference
1-bedroom Apartment, City Center (Monthly)
$4,389 $4,389
$1,661 $1,661
164.24%
1-bedroom Apartment, Outside City Center (Monthly)
$3,130 $3,130
$1,521 $1,521
105.74%
3-bedroom Apartment, City Center (Monthly)
$8,918 $8,918
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$5,354 $5,354
-
-
Buy Apartment in City Center (m2)
$19.4K $19.4K
$2,661 $2,661
629.27%
Buy Apartment Outside City Center (m2)
$6,806 $6,806
$2,600 $2,600
161.81%
💵 Salaries & Financials
New York, NY
Keene, NH
Difference
Average Monthly Net Salary (After Tax)
$5,343 $5,343
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
6.66
2.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Keene, NH: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Keene, NH
$1.5K 51.4% $1.6K
Groceries & Markets
New York, NY
$545
Keene, NH
$508 6.8% $37
Eating Out
New York, NY
$404
Keene, NH
$305 24.5% $99
Monthly Utilities & Internet
New York, NY
$364
Keene, NH
$193 47% $171
Clothing & Footwear
New York, NY
$172
Keene, NH
$184 7.1% $12
Sport & Entertainment
New York, NY
$168
Keene, NH
$59 65.1% $110
Getting Around
New York, NY
$167
Keene, NH
$12 * 93% $155

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,389 in New York, NY and $1,661 in Keene, NH. Housing cost is often the main lever when comparing two cities.

Dining out: $122 in New York, NY vs $99.0 in Keene, NH for a mid-range dinner for two. Groceries echo the gap at $545 vs $508 per month, with Keene, NH cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Keene, NH
🕒 Local time
09:31 9:31 AM
09:31 9:31 AM
Same time as New York, NY
🌤 Weather
👥 Population
8,804,190
23,047
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New York, NY Keene, NH 300 km
From you
  • New York, NY
  • Keene, NH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Keene, NH: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Keene, NH?
Keene, NH wins on cost – living expenses run 78% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Keene, NH the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in New York, NY and in Keene, NH?
You'd need roughly $7,424 in New York, NY and $4,172 in Keene, NH to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in New York, NY compared to Keene, NH?
Rent for a central apartment: $4,389 in New York, NY versus $1,661 in Keene, NH. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in New York, NY and in Keene, NH?
Childcare runs $3,333 in New York, NY versus $2,851 in Keene, NH. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in New York, NY and in Keene, NH?
Dining out is cheaper in Keene, NH – a meal for two runs $99.0 versus $122 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in New York, NY or in Keene, NH?
Both cities are expensive relative to $2,000. Keene, NH is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, New York, NY or Keene, NH?
Both work as nomad bases, but Keene, NH delivers better value – similar infrastructure at $2,782 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Keene, NH hard to pass up.
How safe is New York, NY compared to Keene, NH?
Safety-wise, New York, NY and Keene, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Keene, NH gentler on the wallet – expenses run 78% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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