Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Irati

For one person, living is cheaper in Irati: $784 a month against $4,938 in New York, NY, rent and utilities included – about $49,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
38

Cost of Living Index in Irati
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Irati Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Irati

🇧🇷 Brazil

$784

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Irati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Irati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $784 in Irati.

New York, NY $4,938
Irati $784

Estimated couple costs with rent: $7,273 in New York, NY versus $1,240 in Irati.

New York, NY $7,273
Irati $1,240

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $1,695 in Irati.

New York, NY $9,608
Irati $1,695

Living in New York, NY is roughly 530% more expensive than in Irati, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 264% above, Irati is 42% below.

Meal at Budget Restaurant

$24.99 $24.99

$6.14 R$31.12

307.00%

Three-Course Dinner for Two, Mid-Range

$120 $120

$24.52 R$124

390.50%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$7.08 R$35.87

94.07%

Cappuccino

$6.60 $6.60

$1.46 R$7.41

352.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.58 R$2.94

558.62%

Water (0.33 liter bottle)

$2.87 $2.87

$0.52 R$2.65

451.92%

Local Beer (0.5 liter draught)

$7.95 $7.95

$1.38 R$6.99

476.09%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$2.10 R$10.62

379.05%

Milk (1 liter)

$1.37 $1.37

$0.83 R$4.20

65.06%

White Bread (500g)

$4.75 $4.75

$1.16 R$5.89

309.48%

Rice (white) (1kg)

$7.69 $7.69

$0.81 R$4.08

849.38%

Eggs

$5.87 $5.87

$1.38 R$7.00

325.36%

Local Cheese (1kg)

$19.25 $19.25

$6.61 R$33.50

191.23%

Chicken Fillets (1kg)

$17.83 $17.83

$3.22 R$16.33

453.73%

Beef Round Steak (1kg)

$19.03 $19.03

$6.95 R$35.25

173.81%

Apples (1kg)

$6.69 $6.69

$1.66 R$8.41

303.01%

Banana (1kg)

$2.29 $2.29

$0.79 R$4.00

189.87%

Oranges (1kg)

$6.41 $6.41

$0.76 R$3.86

743.42%

Tomato (1kg)

$6.75 $6.75

$1.35 R$6.86

400.00%

Potato (1kg)

$3.93 $3.93

$0.78 R$3.94

403.85%

Onion (1kg)

$4.52 $4.52

$0.57 R$2.91

692.98%

Lettuce (1 head)

$2.79 $2.79

$0.50 R$2.55

458.00%

Water (1.5 liter bottle)

$2.51 $2.51

$0.61 R$3.07

311.48%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$2.23 R$11.30

711.66%

Wine (Bottle)

$20.16 $20.16

$8.69 R$44.04

131.99%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.12 R$5.66

191.07%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$1.55 R$7.88

141.94%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.00 R$5.09

192.00%

Public Transport Monthly Pass (Regular Price)

$143 $143

$43.53 R$221

227.64%

Taxi Start (Normal Tariff)

$3.06 $3.06

$1.37 R$6.93

123.36%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.56 R$7.93

38.46%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$5.49 R$27.83

652.82%

Gasoline (1 liter)

$1.12 $1.12

$1.31 R$6.63

-14.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$18.2K R$92.3K

81.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.1K R$132.1K

-1.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$60.4 R$306

262.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$11.44 R$58.0

558.48%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$17.50 R$88.7

302.91%

Gym Membership (Monthly)

$116 $116

$25.95 R$132

345.09%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$27.79 R$141

143.32%

Cinema Ticket

$21.37 $21.37

$7.04 R$35.70

203.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$321 R$1,627

969.42%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$6,513 R$33.0K

846.84%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$46.12 R$234

62.36%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$47.86 R$243

8.94%

Sport Shoes (Adidas, Nike)

$117 $117

$92.0 R$466

26.84%

Men's Leather Business Shoes

$135 $135

$59.0 R$299

128.05%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$355 R$1,800

1124.56%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$237 R$1,202

1214.58%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$686 R$3,476

1228.53%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$464 R$2,352

1059.32%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,735 R$8,796

1011.21%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,194 R$6,053

481.44%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$517 R$2,621

913.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

-31.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Irati: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Irati

$237 30.2% 92.4% $2.9K

Groceries & Markets

New York, NY

$552 11.2%

Irati

$147 18.8% 73.4% $405

Eating Out

New York, NY

$407 8.2%

Irati

$103 13.2% 74.6% $304

Monthly Utilities & Internet

New York, NY

$365 7.4%

Irati

$89 11.4% 75.5% $276

Clothing & Footwear

New York, NY

$170 3.5%

Irati

$110 14.1% 35.2% $60

Getting Around

New York, NY

$168 3.4%

Irati

$57 7.2% 66.3% $111

Sport & Entertainment

New York, NY

$158 3.2%

Irati

$40 5.1% 74.7% $118

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $355 in Irati. Housing cost is often the main lever when comparing two cities.

New York, NY pays 913% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $25.00 in Irati for a mid-range dinner for two. Groceries echo the gap at $552 vs $147 per month, with Irati cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Irati

🕒 Local time

21:21 9:21 PM

22:21 10:21 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

59,250

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

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Between locations

New York, NY Irati 7,740 km ≈ 10 h nonstop flight

From you

New York, NY
Irati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Irati: Cost of Living - Frequently Asked Questions

Irati wins on cost – living expenses run 530% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Irati the obvious pick if budget is a priority.

Average pay runs 913% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $355 in Irati. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Irati runs roughly 228% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,432 in New York, NY versus $321 in Irati. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $784 in Irati versus $4,938 in New York, NY, a $1,000 budget is realistic in Irati but tight or insufficient in New York, NY. The gap between the two cities makes Irati the clear choice for anyone on this budget.

Both work as nomad bases, but Irati delivers better value – similar infrastructure at $784 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Irati hard to pass up.

Expats usually find Irati gentler on the wallet – expenses run 530% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.