Cost of Living Comparison Between New York, NY and Hackensack, NJ Cost of Living Comparison Between New York, NY and Hackensack, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $4,557 in New York, NY versus $2,973 in Hackensack, NJ.

Estimated couple costs with rent: $7,115 in New York, NY versus $4,645 in Hackensack, NJ.

Monthly costs for a family of three with rent: $9,674 in New York, NY versus $6,318 in Hackensack, NJ.

Living in New York, NY is roughly 53% more expensive than Hackensack, NJ, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 240% above, Hackensack, NJ 122% above.

Meal at Budget Restaurant

$29.90 $29.90

$20.07 $20.07

48.98%

Three-Course Dinner for Two, Mid-Range

$143 $143

$98.3 $98.3

45.30%

Fast Food Meal (McDonalds, etc)

$12.67 $12.67

$13.82 $13.82

-8.32%

Cappuccino

$5.78 $5.78

$5.53 $5.53

4.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 $3.40

$2.48 $2.48

37.10%

Water (0.33 liter bottle)

$2.69 $2.69

$1.93 $1.93

39.38%

Local Beer (0.5 liter draught)

$8.07 $8.07

$7.11 $7.11

13.50%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$9.07 $9.07

30.76%

Milk (1 liter)

$1.61 $1.61

$1.34 $1.34

20.15%

White Bread (500g)

$5.14 $5.14

$3.69 $3.69

39.30%

Rice (white) (1kg)

$8.17 $8.17

$5.36 $5.36

52.43%

Eggs

$7.16 $7.16

$4.94 $4.94

44.94%

Local Cheese (1kg)

$17.24 $17.24

$14.12 $14.12

22.10%

Chicken Fillets (1kg)

$16.17 $16.17

$10.21 $10.21

58.37%

Beef Round Steak (1kg)

$20.46 $20.46

$17.09 $17.09

19.72%

Apples (1kg)

$7.33 $7.33

$4.86 $4.86

50.82%

Banana (1kg)

$2.42 $2.42

$1.76 $1.76

37.50%

Oranges (1kg)

$5.75 $5.75

$3.85 $3.85

49.35%

Tomato (1kg)

$6.52 $6.52

$4.08 $4.08

59.80%

Potato (1kg)

$3.81 $3.81

$2.83 $2.83

34.63%

Onion (1kg)

$3.96 $3.96

$2.52 $2.52

57.14%

Lettuce (1 head)

$3.08 $3.08

$2.47 $2.47

24.70%

Water (1.5 liter bottle)

$2.46 $2.46

$2.65 $2.65

-7.17%

Cigarettes 20 Pack (Marlboro, Camel)

$19.03 $19.03

$11.80 $11.80

61.27%

Wine (Bottle)

$20.16 $20.16

$15.26 $15.26

32.11%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$1.75 $1.75

65.14%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$4.43 $4.43

-15.58%

One-way Ticket (Public Transport)

$2.86 $2.86

$3.59 $3.59

-20.33%

Public Transport Monthly Pass (Regular Price)

$130 $130

$61.1 $61.1

112.41%

Taxi Start (Normal Tariff)

$4.97 $4.97

$2.93 $2.93

69.62%

Taxi (Normal Tariff) (1km)

$2.24 $2.24

$2.11 $2.11

6.16%

Taxi 1hour Waiting (Normal Tariff)

$42.20 $42.20

$24.11 $24.11

75.03%

Gasoline (1 liter)

$0.96 $0.96

$0.86 $0.86

11.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$23.2K $23.2K

49.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$25.1K $25.1K

11.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$212 $212

-13.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.5 $59.5

$53.5 $53.5

11.12%

Internet (50+ Mbps, Unlimited Data)

$63.4 $63.4

$57.5 $57.5

10.22%

Gym Membership (Monthly)

$140 $140

$45.18 $45.18

210.93%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.98 $19.98

$20.37 $20.37

-1.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$1,427 $1,427

120.90%

International Primary School, 1 Child (Yearly)

$56.3K $56.3K

$16.1K $16.1K

249.84%

Jeans (Levis 501 Or Similar)

$67.7 $67.7

$49.58 $49.58

36.49%

Summer Dress (H&M, Zara, etc)

$48.48 $48.48

$62.4 $62.4

-22.33%

Sport Shoes (Adidas, Nike)

$115 $115

$85.3 $85.3

35.29%

Men's Leather Business Shoes

$170 $170

$99.2 $99.2

70.89%

1-bedroom Apartment, City Center (Monthly)

$4,113 $4,113

$1,794 $1,794

129.27%

1-bedroom Apartment, Outside City Center (Monthly)

$2,651 $2,651

$1,589 $1,589

66.77%

3-bedroom Apartment, City Center (Monthly)

$8,230 $8,230

$3,348 $3,348

145.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,113 $5,113

$3,226 $3,226

58.49%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,664 $3,664

427.85%

Buy Apartment Outside City Center (m2)

$8,754 $8,754

$3,273 $3,273

167.42%

Average Monthly Net Salary (After Tax)

$5,049 $5,049

$6,168 $6,168

-18.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.62

-2.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 25, 2026

Last update for Hackensack, NJ: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,113 in New York, NY and $1,794 in Hackensack, NJ. Housing cost is often the main lever when comparing two cities.

Hackensack, NJ pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $143 in New York, NY vs $98.0 in Hackensack, NJ for a mid-range dinner for two. Groceries echo the gap at $553 vs $410 per month, with Hackensack, NJ cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hackensack, NJ: Cost of Living - Frequently Asked Questions

Hackensack, NJ wins on cost – living expenses run 53% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Hackensack, NJ the obvious pick if budget is a priority.

On paper, Hackensack, NJ earns 22% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,113 in New York, NY versus $1,794 in Hackensack, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,153 in New York, NY versus $1,427 in Hackensack, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 35% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Hackensack, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Hackensack, NJ delivers better value – similar infrastructure at $2,973 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hackensack, NJ hard to pass up.

Safety-wise, New York, NY and Hackensack, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hackensack, NJ gentler on the wallet – expenses run 53% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.