Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Guaynabo

For one person, living is cheaper in Guaynabo: $1,857 a month against $4,906 in New York, NY, rent and utilities included – about $36,600 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
89

Cost of Living Index in Guaynabo
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Guaynabo Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Guaynabo

🇵🇷 Puerto Rico

$1,857

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Guaynabo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Guaynabo actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,857 in Guaynabo, rent included.

New York, NY $4,906
Guaynabo $1,857

A couple spends around $7,273 per month in New York, NY vs $2,934 in Guaynabo, rent included.

New York, NY $7,273
Guaynabo $2,934

A family of three spends $9,641 per month in New York, NY vs $4,011 in Guaynabo, rent included.

New York, NY $9,641
Guaynabo $4,011

New York, NY costs about 164% more than Guaynabo, and outside of rent the biggest gap is in eating out.

Both New York, NY and Guaynabo sit above the global median – New York, NY by 263%, Guaynabo by 37%.

Meal at Budget Restaurant

$26.93 $26.93

$18.91 $18.91

42.41%

Three-Course Dinner for Two, Mid-Range

$117 $117

$79.1 $79.1

47.70%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.02 $9.02

61.86%

Cappuccino

$6.54 $6.54

$1.80 $1.80

263.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.34 $1.34

188.06%

Water (0.33 liter bottle)

$2.95 $2.95

$1.22 $1.22

141.80%

Local Beer (0.5 liter draught)

$8.08 $8.08

$1.96 $1.96

312.24%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.97 $3.97

148.11%

Milk (1 liter)

$1.31 $1.31

$2.22 $2.22

-40.99%

White Bread (500g)

$4.97 $4.97

$3.27 $3.27

51.99%

Rice (white) (1kg)

$7.70 $7.70

$2.32 $2.32

231.90%

Eggs

$6.09 $6.09

$6.15 $6.15

-0.98%

Local Cheese (1kg)

$19.55 $19.55

$12.38 $12.38

57.92%

Chicken Fillets (1kg)

$17.59 $17.59

$9.66 $9.66

82.09%

Beef Round Steak (1kg)

$20.26 $20.26

$13.29 $13.29

52.45%

Apples (1kg)

$6.99 $6.99

$5.18 $5.18

34.94%

Banana (1kg)

$2.21 $2.21

$2.51 $2.51

-11.95%

Oranges (1kg)

$6.72 $6.72

$4.81 $4.81

39.71%

Tomato (1kg)

$7.12 $7.12

$4.67 $4.67

52.46%

Potato (1kg)

$4.61 $4.61

$2.60 $2.60

77.31%

Onion (1kg)

$4.78 $4.78

$2.03 $2.03

135.47%

Lettuce (1 head)

$2.87 $2.87

$1.52 $1.52

88.82%

Water (1.5 liter bottle)

$2.69 $2.69

$1.61 $1.61

67.08%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$11.17 $11.17

71.35%

Wine (Bottle)

$19.63 $19.63

$15.69 $15.69

25.11%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.83 $2.83

17.31%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$2.91 $2.91

43.99%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.47 $2.47

23.08%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.54 $1.54

42.86%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$42.38 $42.38

-2.48%

Gasoline (1 liter)

$1.13 $1.13

$1.02 $1.02

10.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$34.3K $34.3K

0.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$27.4K $27.4K

-5.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$319 $319

-27.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$49.62 $49.62

43.15%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$69.1 $69.1

-2.13%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$10.30 $10.30

117.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$817 $817

341.17%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$12.4K $12.4K

453.06%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$57.3 $57.3

38.38%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$50.1 $50.1

2.53%

Sport Shoes (Adidas, Nike)

$121 $121

$99.1 $99.1

22.16%

Men's Leather Business Shoes

$140 $140

$114 $114

23.51%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$892 $892

410.77%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$630 $630

382.29%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,530 $2,530

285.11%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,379 $1,379

286.59%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$3,467 $3,467

47.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.55

5.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Guaynabo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Guaynabo

$630 33.9% 79.3% $2.4K

Groceries & Markets

New York, NY

$567 11.6%

Guaynabo

$386 20.8% 31.9% $181

Eating Out

New York, NY

$425 8.7%

Guaynabo

$228 12.3% 46.4% $197

Monthly Utilities & Internet

New York, NY

$371 7.6%

Guaynabo

$438 23.6% 18% $67

Clothing & Footwear

New York, NY

$176 3.6%

Guaynabo

$144 7.8% 18.3% $32

Getting Around

New York, NY

$165 3.4%

Guaynabo

$10 * 0.6% 93.9% $155

Sport & Entertainment

New York, NY

$160 3.3%

Guaynabo

$21 * 1.1% 87.1% $140

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $892 in Guaynabo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $79 in Guaynabo. Monthly groceries follow the same trend: $567 vs $386 – making Guaynabo the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇵🇷 Guaynabo

🕒 Local time

20:59 8:59 PM

21:59 9:59 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

68,491

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Guaynabo 2,590 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Guaynabo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Guaynabo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,906 in New York, NY, $1,857 in Guaynabo – Guaynabo comes out roughly 62% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $7,358 per month in New York, NY and $2,786 in Guaynabo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guaynabo, especially for central apartments: a one-bedroom in the center costs $892 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $117 in New York, NY and $79 in Guaynabo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Guaynabo, where all-in costs run around $1,857, than in New York, NY at $4,906. In Guaynabo it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Guaynabo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Guaynabo. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.