Last update: Nov 2026

Cost of Living Comparison Between Guaynabo and New York, NY

For one person, living is cheaper in Guaynabo: $1,857 a month against $4,906 in New York, NY, rent and utilities included – about $36,600 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Guaynabo
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Guaynabo Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Guaynabo

🇵🇷 Puerto Rico

$1,857

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Guaynabo and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guaynabo and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,857 per month in Guaynabo vs $4,906 in New York, NY, rent included.

Guaynabo $1,857
New York, NY $4,906

A couple spends around $2,934 per month in Guaynabo vs $7,273 in New York, NY, rent included.

Guaynabo $2,934
New York, NY $7,273

A family of three spends $4,011 per month in Guaynabo vs $9,641 in New York, NY, rent included.

Guaynabo $4,011
New York, NY $9,641

Guaynabo is about 62% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Guaynabo and New York, NY sit above the global median – Guaynabo by 37%, New York, NY by 263%.

Meal at Budget Restaurant

$18.91 $18.91

$26.93 $26.93

-29.78%

Three-Course Dinner for Two, Mid-Range

$79.1 $79.1

$117 $117

-32.30%

Fast Food Meal (McDonalds, etc)

$9.02 $9.02

$14.60 $14.60

-38.22%

Cappuccino

$1.80 $1.80

$6.54 $6.54

-72.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 $1.34

$3.86 $3.86

-65.28%

Water (0.33 liter bottle)

$1.22 $1.22

$2.95 $2.95

-58.64%

Local Beer (0.5 liter draught)

$1.96 $1.96

$8.08 $8.08

-75.74%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$9.85 $9.85

-59.70%

Milk (1 liter)

$2.22 $2.22

$1.31 $1.31

69.47%

White Bread (500g)

$3.27 $3.27

$4.97 $4.97

-34.21%

Rice (white) (1kg)

$2.32 $2.32

$7.70 $7.70

-69.87%

Eggs

$6.15 $6.15

$6.09 $6.09

0.99%

Local Cheese (1kg)

$12.38 $12.38

$19.55 $19.55

-36.68%

Chicken Fillets (1kg)

$9.66 $9.66

$17.59 $17.59

-45.08%

Beef Round Steak (1kg)

$13.29 $13.29

$20.26 $20.26

-34.40%

Apples (1kg)

$5.18 $5.18

$6.99 $6.99

-25.89%

Banana (1kg)

$2.51 $2.51

$2.21 $2.21

13.57%

Oranges (1kg)

$4.81 $4.81

$6.72 $6.72

-28.42%

Tomato (1kg)

$4.67 $4.67

$7.12 $7.12

-34.41%

Potato (1kg)

$2.60 $2.60

$4.61 $4.61

-43.60%

Onion (1kg)

$2.03 $2.03

$4.78 $4.78

-57.53%

Lettuce (1 head)

$1.52 $1.52

$2.87 $2.87

-47.04%

Water (1.5 liter bottle)

$1.61 $1.61

$2.69 $2.69

-40.15%

Cigarettes 20 Pack (Marlboro, Camel)

$11.17 $11.17

$19.14 $19.14

-41.64%

Wine (Bottle)

$15.69 $15.69

$19.63 $19.63

-20.07%

Local Beer (0.5 liter bottle)

$2.83 $2.83

$3.32 $3.32

-14.76%

Imported Beer (0.33 liter bottle)

$2.91 $2.91

$4.19 $4.19

-30.55%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$2.47 $2.47

$3.04 $3.04

-18.75%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$2.20 $2.20

-30.00%

Taxi 1hour Waiting (Normal Tariff)

$42.38 $42.38

$41.33 $41.33

2.54%

Gasoline (1 liter)

$1.02 $1.02

$1.13 $1.13

-9.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$34.5K $34.5K

-0.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$25.8K $25.8K

5.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 $319

$232 $232

37.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.62 $49.62

$71.0 $71.0

-30.14%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$67.7 $67.7

2.17%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$10.30 $10.30

$22.41 $22.41

-54.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$817 $817

$3,606 $3,606

-77.33%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$68.7K $68.7K

-81.92%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$79.3 $79.3

-27.74%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$51.4 $51.4

-2.47%

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$121 $121

-18.14%

Men's Leather Business Shoes

$114 $114

$140 $140

-19.03%

1-bedroom Apartment, City Center (Monthly)

$892 $892

$4,555 $4,555

-80.42%

1-bedroom Apartment, Outside City Center (Monthly)

$630 $630

$3,040 $3,040

-79.27%

3-bedroom Apartment, City Center (Monthly)

$2,530 $2,530

$9,742 $9,742

-74.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,379 $1,379

$5,331 $5,331

-74.13%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$3,467 $3,467

$5,096 $5,096

-31.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.89

-4.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guaynabo: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Guaynabo

$630 33.9%

New York, NY

$3K 62% 382% $2.4K

Monthly Utilities & Internet

Guaynabo

$438 23.6%

New York, NY

$371 7.6% 15.3% $67

Groceries & Markets

Guaynabo

$386 20.8%

New York, NY

$567 11.6% 46.9% $181

Eating Out

Guaynabo

$228 12.3%

New York, NY

$425 8.7% 86.5% $197

Clothing & Footwear

Guaynabo

$144 7.8%

New York, NY

$176 3.6% 22.5% $32

Sport & Entertainment

Guaynabo

$21 * 1.1%

New York, NY

$160 3.3% 678% $140

Getting Around

Guaynabo

$10 * 0.6%

New York, NY

$165 3.4% 1528% $155

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $892 in Guaynabo versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Guaynabo versus $117 in New York, NY. Monthly groceries follow the same trend: $386 vs $567 – making Guaynabo the more affordable choice for daily food spending.

Good to know

🇵🇷 Guaynabo

🇺🇸 New York, NY

🕒 Local time

15:10 3:10 PM

14:10 2:10 PM

1 h behind Guaynabo

🌤 Weather

👥 Population

68,491

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Guaynabo New York, NY 2,590 km ≈ 3 h 45 min nonstop flight

From you

Guaynabo
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guaynabo vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,857 in Guaynabo, $4,906 in New York, NY – Guaynabo comes out roughly 62% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,786 per month in Guaynabo and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guaynabo, especially for central apartments: a one-bedroom in the center costs $892 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $79 in Guaynabo and $117 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Guaynabo, where all-in costs run around $1,857, than in New York, NY at $4,906. In Guaynabo it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Guaynabo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Guaynabo. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.