Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Gloucester, MA

For one person, living is cheaper in Gloucester, MA: $2,837 a month against $4,906 in New York, NY, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
137

Cost of Living Index in Gloucester, MA
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Gloucester, MA Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Gloucester, MA

🇺🇸 United States

$2,837

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Gloucester, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Gloucester, MA actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,837 in Gloucester, MA, rent included.

New York, NY $4,906
Gloucester, MA $2,837

A couple spends around $7,273 per month in New York, NY vs $4,132 in Gloucester, MA, rent included.

New York, NY $7,273
Gloucester, MA $4,132

A family of three spends $9,641 per month in New York, NY vs $5,426 in Gloucester, MA, rent included.

New York, NY $9,641
Gloucester, MA $5,426

New York, NY costs about 73% more than Gloucester, MA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Gloucester, MA sit above the global median – New York, NY by 263%, Gloucester, MA by 110%.

Meal at Budget Restaurant

$26.93 $26.93

$19.07 $19.07

41.22%

Three-Course Dinner for Two, Mid-Range

$117 $117

$72.6 $72.6

60.89%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.23 $11.23

30.01%

Cappuccino

$6.54 $6.54

$4.62 $4.62

41.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.33 $2.33

65.67%

Water (0.33 liter bottle)

$2.95 $2.95

$1.99 $1.99

48.24%

Local Beer (0.5 liter draught)

$8.08 $8.08

$6.60 $6.60

22.42%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$6.86 $6.86

43.59%

Milk (1 liter)

$1.31 $1.31

$1.01 $1.01

29.70%

White Bread (500g)

$4.97 $4.97

$3.53 $3.53

40.79%

Rice (white) (1kg)

$7.70 $7.70

$4.26 $4.26

80.75%

Eggs

$6.09 $6.09

$4.07 $4.07

49.63%

Local Cheese (1kg)

$19.55 $19.55

$12.32 $12.32

58.69%

Chicken Fillets (1kg)

$17.59 $17.59

$11.76 $11.76

49.57%

Beef Round Steak (1kg)

$20.26 $20.26

$17.20 $17.20

17.79%

Apples (1kg)

$6.99 $6.99

$5.03 $5.03

38.97%

Banana (1kg)

$2.21 $2.21

$1.68 $1.68

31.55%

Oranges (1kg)

$6.72 $6.72

$4.38 $4.38

53.42%

Tomato (1kg)

$7.12 $7.12

$4.73 $4.73

50.53%

Potato (1kg)

$4.61 $4.61

$2.79 $2.79

65.23%

Onion (1kg)

$4.78 $4.78

$2.87 $2.87

66.55%

Lettuce (1 head)

$2.87 $2.87

$2.20 $2.20

30.45%

Water (1.5 liter bottle)

$2.69 $2.69

$2.21 $2.21

21.72%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$10.23 $10.23

87.10%

Wine (Bottle)

$19.63 $19.63

$14.76 $14.76

32.99%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.07 $2.07

60.39%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.64 $3.64

15.11%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.05 $2.05

47.32%

Public Transport Monthly Pass (Regular Price)

$139 $139

$59.2 $59.2

135.55%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.51 $3.51

-13.39%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.97 $1.97

11.68%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$34.18 $34.18

20.92%

Gasoline (1 liter)

$1.13 $1.13

$1.12 $1.12

0.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.7K $30.7K

12.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$29.6K $29.6K

-12.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$198 $198

17.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$58.8 $58.8

20.76%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$70.8 $70.8

-4.49%

Gym Membership (Monthly)

$115 $115

$40.79 $40.79

182.84%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$13.04 $13.04

71.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,307 $1,307

175.78%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$18.5K $18.5K

270.36%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$53.8 $53.8

47.22%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$41.76 $41.76

23.08%

Sport Shoes (Adidas, Nike)

$121 $121

$148 $148

-18.31%

Men's Leather Business Shoes

$140 $140

$113 $113

24.40%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,761 $1,761

158.62%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,496 $1,496

103.18%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$3,041 $3,041

220.33%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,490 $2,490

114.09%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,715 $2,715

571.26%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,439 $2,439

174.14%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$2,429 $2,429

109.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.59

4.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Gloucester, MA: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Gloucester, MA

$1.5K 52.7% 50.8% $1.5K

Groceries & Markets

New York, NY

$567 11.6%

Gloucester, MA

$399 14.1% 29.7% $168

Eating Out

New York, NY

$425 8.7%

Gloucester, MA

$306 10.8% 28.1% $119

Monthly Utilities & Internet

New York, NY

$371 7.6%

Gloucester, MA

$328 11.6% 11.7% $43

Clothing & Footwear

New York, NY

$176 3.6%

Gloucester, MA

$161 5.7% 9% $16

Getting Around

New York, NY

$165 3.4%

Gloucester, MA

$81 2.8% 51.2% $85

Sport & Entertainment

New York, NY

$160 3.3%

Gloucester, MA

$67 2.4% 58.3% $93

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,761 in Gloucester, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 2.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $73 in Gloucester, MA. Monthly groceries follow the same trend: $567 vs $399 – making Gloucester, MA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Gloucester, MA

🕒 Local time

11:15 11:15 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

29,729

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

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New York, NY Gloucester, MA 370 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Gloucester, MA: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 73%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,358 per month in New York, NY and $4,255 in Gloucester, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gloucester, MA, especially for central apartments: a one-bedroom in the center costs $1,761 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $1,307 in Gloucester, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 42% more in New York, NY, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $4,906 in New York, NY and $2,837 in Gloucester, MA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Gloucester, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Gloucester, MA. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.