Last update: Nov 2026

Cost of Living Comparison Between Gloucester, MA and New York, NY

For one person, living is cheaper in Gloucester, MA: $2,837 a month against $4,906 in New York, NY, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Gloucester, MA
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Gloucester, MA Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Gloucester, MA

🇺🇸 United States

$2,837

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Gloucester, MA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gloucester, MA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,837 per month in Gloucester, MA vs $4,906 in New York, NY, rent included.

Gloucester, MA $2,837
New York, NY $4,906

A couple spends around $4,132 per month in Gloucester, MA vs $7,273 in New York, NY, rent included.

Gloucester, MA $4,132
New York, NY $7,273

A family of three spends $5,426 per month in Gloucester, MA vs $9,641 in New York, NY, rent included.

Gloucester, MA $5,426
New York, NY $9,641

Gloucester, MA is about 42% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Gloucester, MA and New York, NY sit above the global median – Gloucester, MA by 110%, New York, NY by 263%.

Meal at Budget Restaurant

$19.07 $19.07

$26.93 $26.93

-29.19%

Three-Course Dinner for Two, Mid-Range

$72.6 $72.6

$117 $117

-37.85%

Fast Food Meal (McDonalds, etc)

$11.23 $11.23

$14.60 $14.60

-23.08%

Cappuccino

$4.62 $4.62

$6.54 $6.54

-29.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 $2.33

$3.86 $3.86

-39.64%

Water (0.33 liter bottle)

$1.99 $1.99

$2.95 $2.95

-32.54%

Local Beer (0.5 liter draught)

$6.60 $6.60

$8.08 $8.08

-18.32%

Imported Beer (0.33 liter bottle)

$6.86 $6.86

$9.85 $9.85

-30.36%

Milk (1 liter)

$1.01 $1.01

$1.31 $1.31

-22.90%

White Bread (500g)

$3.53 $3.53

$4.97 $4.97

-28.97%

Rice (white) (1kg)

$4.26 $4.26

$7.70 $7.70

-44.68%

Eggs

$4.07 $4.07

$6.09 $6.09

-33.17%

Local Cheese (1kg)

$12.32 $12.32

$19.55 $19.55

-36.98%

Chicken Fillets (1kg)

$11.76 $11.76

$17.59 $17.59

-33.14%

Beef Round Steak (1kg)

$17.20 $17.20

$20.26 $20.26

-15.10%

Apples (1kg)

$5.03 $5.03

$6.99 $6.99

-28.04%

Banana (1kg)

$1.68 $1.68

$2.21 $2.21

-23.98%

Oranges (1kg)

$4.38 $4.38

$6.72 $6.72

-34.82%

Tomato (1kg)

$4.73 $4.73

$7.12 $7.12

-33.57%

Potato (1kg)

$2.79 $2.79

$4.61 $4.61

-39.48%

Onion (1kg)

$2.87 $2.87

$4.78 $4.78

-39.96%

Lettuce (1 head)

$2.20 $2.20

$2.87 $2.87

-23.34%

Water (1.5 liter bottle)

$2.21 $2.21

$2.69 $2.69

-17.84%

Cigarettes 20 Pack (Marlboro, Camel)

$10.23 $10.23

$19.14 $19.14

-46.55%

Wine (Bottle)

$14.76 $14.76

$19.63 $19.63

-24.81%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$3.32 $3.32

-37.65%

Imported Beer (0.33 liter bottle)

$3.64 $3.64

$4.19 $4.19

-13.13%

One-way Ticket (Public Transport)

$2.05 $2.05

$3.02 $3.02

-32.12%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$139 $139

-57.55%

Taxi Start (Normal Tariff)

$3.51 $3.51

$3.04 $3.04

15.46%

Taxi (Normal Tariff) (1km)

$1.97 $1.97

$2.20 $2.20

-10.45%

Taxi 1hour Waiting (Normal Tariff)

$34.18 $34.18

$41.33 $41.33

-17.30%

Gasoline (1 liter)

$1.12 $1.12

$1.13 $1.13

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K $30.7K

$34.5K $34.5K

-11.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K $29.6K

$25.8K $25.8K

14.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$232 $232

-14.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$71.0 $71.0

-17.19%

Internet (50+ Mbps, Unlimited Data)

$70.8 $70.8

$67.7 $67.7

4.70%

Gym Membership (Monthly)

$40.79 $40.79

$115 $115

-64.64%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$13.04 $13.04

$22.41 $22.41

-41.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 $1,307

$3,606 $3,606

-63.74%

International Primary School, 1 Child (Yearly)

$18.5K $18.5K

$68.7K $68.7K

-73.00%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$79.3 $79.3

-32.08%

Summer Dress (H&M, Zara, etc)

$41.76 $41.76

$51.4 $51.4

-18.75%

Sport Shoes (Adidas, Nike)

$148 $148

$121 $121

22.41%

Men's Leather Business Shoes

$113 $113

$140 $140

-19.62%

1-bedroom Apartment, City Center (Monthly)

$1,761 $1,761

$4,555 $4,555

-61.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,496 $1,496

$3,040 $3,040

-50.78%

3-bedroom Apartment, City Center (Monthly)

$3,041 $3,041

$9,742 $9,742

-68.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,490 $2,490

$5,331 $5,331

-53.29%

Buy Apartment in City Center (m2)

$2,715 $2,715

$18.2K $18.2K

-85.10%

Buy Apartment Outside City Center (m2)

$2,439 $2,439

$6,685 $6,685

-63.52%

Average Monthly Net Salary (After Tax)

$2,429 $2,429

$5,096 $5,096

-52.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.89

-4.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gloucester, MA: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gloucester, MA

$1.5K 52.7%

New York, NY

$3K 62% 103% $1.5K

Groceries & Markets

Gloucester, MA

$399 14.1%

New York, NY

$567 11.6% 42.2% $168

Monthly Utilities & Internet

Gloucester, MA

$328 11.6%

New York, NY

$371 7.6% 13.2% $43

Eating Out

Gloucester, MA

$306 10.8%

New York, NY

$425 8.7% 39% $119

Clothing & Footwear

Gloucester, MA

$161 5.7%

New York, NY

$176 3.6% 9.9% $16

Getting Around

Gloucester, MA

$81 2.8%

New York, NY

$165 3.4% 105% $85

Sport & Entertainment

Gloucester, MA

$67 2.4%

New York, NY

$160 3.3% 140% $93

Cost Breakdown

A central one-bedroom costs $1,761 in Gloucester, MA versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 2.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Gloucester, MA versus $117 in New York, NY. Monthly groceries follow the same trend: $399 vs $567 – making Gloucester, MA the more affordable choice for daily food spending.

Good to know

🇺🇸 Gloucester, MA

🇺🇸 New York, NY

🕒 Local time

10:48 10:48 AM

Same time as Gloucester, MA

🌤 Weather

👥 Population

29,729

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

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Gloucester, MA New York, NY 370 km

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gloucester, MA vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 73%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,255 per month in Gloucester, MA and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gloucester, MA, especially for central apartments: a one-bedroom in the center costs $1,761 there versus $4,555 in New York, NY.

Kindergarten costs $1,307 per month in Gloucester, MA and $3,606 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 42% more in New York, NY, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $2,837 in Gloucester, MA and $4,906 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Gloucester, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Gloucester, MA. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.