Cost of Living Comparison Between Gloucester, MA and New York, NY Cost of Living Comparison Between Gloucester, MA and New York, NY

Monthly Cost of Living

A single person spends $2,608 per month in Gloucester, MA vs $4,557 in New York, NY, rent included.

A couple spends around $3,886 per month in Gloucester, MA vs $7,115 in New York, NY, rent included.

A family of three spends $5,165 per month in Gloucester, MA vs $9,674 in New York, NY, rent included.

Gloucester, MA is about 43% cheaper than New York, NY, driven mainly by Groceries & Markets.

Both Gloucester, MA and New York, NY sit above the global median – Gloucester, MA by 95%, New York, NY by 240%.

Meal at Budget Restaurant

$18.67 $18.67

$29.90 $29.90

-37.56%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$143 $143

-46.59%

Fast Food Meal (McDonalds, etc)

$11.20 $11.20

$12.67 $12.67

-11.60%

Cappuccino

$4.96 $4.96

$5.78 $5.78

-14.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$3.40 $3.40

-24.71%

Water (0.33 liter bottle)

$2.01 $2.01

$2.69 $2.69

-25.28%

Local Beer (0.5 liter draught)

$6.08 $6.08

$8.07 $8.07

-24.66%

Imported Beer (0.33 liter bottle)

$6.99 $6.99

$11.86 $11.86

-41.06%

Milk (1 liter)

$1.04 $1.04

$1.61 $1.61

-35.40%

White Bread (500g)

$3.41 $3.41

$5.14 $5.14

-33.66%

Rice (white) (1kg)

$4.29 $4.29

$8.17 $8.17

-47.49%

Eggs

$4.18 $4.18

$7.16 $7.16

-41.62%

Local Cheese (1kg)

$12.42 $12.42

$17.24 $17.24

-27.96%

Chicken Fillets (1kg)

$11.57 $11.57

$16.17 $16.17

-28.45%

Beef Round Steak (1kg)

$15.46 $15.46

$20.46 $20.46

-24.44%

Apples (1kg)

$4.97 $4.97

$7.33 $7.33

-32.20%

Banana (1kg)

$1.61 $1.61

$2.42 $2.42

-33.47%

Oranges (1kg)

$4.18 $4.18

$5.75 $5.75

-27.30%

Tomato (1kg)

$4.59 $4.59

$6.52 $6.52

-29.60%

Potato (1kg)

$2.92 $2.92

$3.81 $3.81

-23.36%

Onion (1kg)

$2.79 $2.79

$3.96 $3.96

-29.55%

Lettuce (1 head)

$2.12 $2.12

$3.08 $3.08

-31.17%

Water (1.5 liter bottle)

$2.12 $2.12

$2.46 $2.46

-13.82%

Cigarettes 20 Pack (Marlboro, Camel)

$9.33 $9.33

$19.03 $19.03

-50.97%

Wine (Bottle)

$14.71 $14.71

$20.16 $20.16

-27.03%

Local Beer (0.5 liter bottle)

$1.85 $1.85

$2.89 $2.89

-35.99%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$3.74 $3.74

-12.30%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.86 $2.86

-29.72%

Public Transport Monthly Pass (Regular Price)

$29.49 $29.49

$130 $130

-77.29%

Taxi Start (Normal Tariff)

$3.40 $3.40

$4.97 $4.97

-31.59%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$2.24 $2.24

-29.02%

Taxi 1hour Waiting (Normal Tariff)

$29.24 $29.24

$42.20 $42.20

-30.71%

Gasoline (1 liter)

$0.85 $0.85

$0.96 $0.96

-11.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$34.7K $34.7K

-15.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$28.1K $28.1K

-7.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$183 $183

3.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.5 $53.5

$59.5 $59.5

-10.09%

Internet (50+ Mbps, Unlimited Data)

$68.3 $68.3

$63.4 $63.4

7.67%

Gym Membership (Monthly)

$43.31 $43.31

$140 $140

-69.17%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$13.33 $13.33

$19.98 $19.98

-33.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,319 $1,319

$3,153 $3,153

-58.16%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$56.3K $56.3K

-57.67%

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$67.7 $67.7

-25.45%

Summer Dress (H&M, Zara, etc)

$39.22 $39.22

$48.48 $48.48

-19.10%

Sport Shoes (Adidas, Nike)

$147 $147

$115 $115

27.45%

Men's Leather Business Shoes

$114 $114

$170 $170

-32.98%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$4,113 $4,113

-60.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,359 $1,359

$2,651 $2,651

-48.72%

3-bedroom Apartment, City Center (Monthly)

$2,954 $2,954

$8,230 $8,230

-64.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,252 $2,252

$5,113 $5,113

-55.95%

Buy Apartment in City Center (m2)

$2,904 $2,904

$19.3K $19.3K

-84.99%

Buy Apartment Outside City Center (m2)

$2,693 $2,693

$8,754 $8,754

-69.23%

Average Monthly Net Salary (After Tax)

$2,390 $2,390

$5,049 $5,049

-52.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gloucester, MA: April 26, 2026

Last update for New York, NY: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,618 in Gloucester, MA versus $4,113 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 111% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Gloucester, MA versus $143 in New York, NY. Monthly groceries follow the same trend: $388 vs $553 – making Gloucester, MA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gloucester, MA vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 75%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,912 per month in Gloucester, MA and $6,835 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gloucester, MA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,319 per month in Gloucester, MA and $3,153 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 43% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,608 in Gloucester, MA and $4,557 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Gloucester, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gloucester, MA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.